Roy Matlock Jr.'s Money and Business Hour

There are many ways to defer taxation during your earning years, by investing into certain retirement funds or investment opportunities. At some point, you will begin to withdraw on your investment earnings and retirement funds, and will need to face the taxes at that time. In this episode of The Money and Business Hour, Roy Matlock Jr. shares advice on which retirement and investment funds to beg...

Since the creation of the credit card in 1950, every generation has consistently acquired more debt than the previous generation. If you hope to retire someday, it's imperative that you focus on eliminating your debts as much as possible. In this episode of The Money and Business Hour radio show, Roy Matlock Jr. shares advice on how to chip away your debt before retirement so you have less worries...

When it comes to your retirement years, there are many more factors that should be considered aside from the amount of money you need to officially retire from the workforce. After retirement there will be unavoidable risks that you need to be prepared for as well. In this episode of The Money and  Business Hour, Roy Matlock Jr. explains the various potential risks one might face and how to be as...

In this episode of The Money and Business Hour, Roy Matlock Jr. explains how you can build a smart retirement plan system at any age. It's important to understand how much you should be contributing to be able to retire at some point. There are several avenues to get to your target. Tune in to get the clarity you'll need to navigate your retirement plan. 

There is a quality of life gap that separates you from being tied to debt and living a life with no financial worries. In this episode of The Money and Business Hour, Roy Matlock Jr. explains how to maximize your finances before and after retirement, so you can live the quality life you've always dreamed of. Learn how to set up your finances correctly, save on taxes, earn money off your money duri...

Planning for retirement and retiring on time can be challenging. A general assumption is, once retired it's smooth sailing. This, however, is far from reality. In this episode of The Money and Business Hour, Roy Matlock Jr. talks about the various risks you could face, once retired, that might deplete your retirement fund early. 

Are you are considering a reverse mortgage? Would you like to understand how it could be beneficial? In the past, reverse mortgages have proceeded a negative reputation. In this episode of The Money and Business Hour, Roy Matlock Jr. breaks down how a reverse mortgage can actually take your retirement to the next level. Tune in as Roy explains the reverse mortgage option along with all of its pros...

Like with any solid structure, the foundation is the key to building something that lasts. This is also true with the goal of financial independence. In this episode of The Money and Business Hour, Roy Matlock Jr. explains how to lay down a strong financial foundation, so that someday you may never have to worry about money again. 

Maybe you've begun to think about how to save enough money for retirement, or you have a good nest egg building up. But have you considered the various income sources that may be attainable for you during your retirement years? In this episode of The Money and Business Hour radio show, Roy Matlock Jr. explains how to continue to generate income, after you've moved on from the work force. 

When it comes to understanding the various retirement and college savings plans, it can feel like you need a degree in finance to be certain you're choosing the right ones. In this episode of The Money and Business Hour, Roy Matlock Jr. shares a detailed tutorial on the different retirement and college fund options, how to save money on your taxes with certain plans, and how to choose the right pl...

In this episode of The Money and Business Hour, Roy Matlock Jr. dives further into the different college savings options. Roy also share advice on how to prepare youth to be financially savvy. After 35 years in the financial world, and raising 4 children, Roy is the expert you want to listen to when it comes to making financial decisions for your loved ones. 

If you have a child or grandchild, this episode of The Money and Business Hour is vital to understanding which college savings plan you should choose. Host- Roy Matlock Jr. is an expert, not only because he's been a financial advisor for over 35 years, but also because he's used several college savings plans to put his children through their higher education years. The sooner you get started in pl...

Are you ready to set up a retirement fund, but at a loss as to which type of fund to choose? Do you already have a retirement fund, but maybe don't understand what type of fund your have, or if there are better options for you? In this episode of The Money and Business Hour, Roy Matlock Jr. breaks down the various retirement fund options, how to save money on taxes with the various options, and ho...

In this episode of The Money and Business Hour, Roy Matlock Jr. explains how to determine your financial independence number, or your FIN. Your FIN is the number you will need to retire and never have to work again. Once you've determined your FIN, it's important to understand how to attain that goal on time. Don't miss out on this episode, because what you don't know- can cost you. 

The difference between long-term and short-term investments is important to understand and may help you to build your investing strategies. In this episode of The Money and Business Hour, Roy Matlock Jr. explains how to develop this knowledge. Tune it to learn how to take the first step in identifying the investment plans that are suitable for your goals.

In today's job market, most employees change jobs several times before retirement. This leaves the issue of having several different retirement accounts left untouched and unmanaged in various different places. In today's episode of The Money and Business Hour, Roy Matlock Jr. shares advice on what to do if you have a retirement account with a previous employer, or with several different employers...

A common mindset is that you need to live on a bootstrap budget in order to save for retirement. In this episode of The Money and Business Hour, Roy Matlock Jr. explains how you can enjoy life, and live large, while continuing to save for, and make you retirement goals. Tune in to learn how to make more money, so you can fund your current needs and wants. You don't have to put your retirement plan...

What has happened to the financial market since the Corona pandemic began? In today's episode of The Money and Business Hour, Roy Matlock Jr. breaks down the market decline and recovery, since the beginning of the pandemic. Learn what to do with your money next time the market experiences a decline, for whatever reason. Don't just guess at what to do with your money. Tune in to learn how to make c...

In this episode of The Money and Business Hour, Roy Matlock Jr. will education you on how to obtain the proper mindset for investing. Learn how to play the long game and win at the money game. When it comes to money and investing, what you don't know can cost you. Tune in to hear priceless tips you can apply to your financial strategy. 

Choosing investments based on your unique situation, can be a complicated decision. While you can seek advice from financial advisor, ask for tips from family and friends, and do your own research - in the end the decision is solely your own. This can be an overwhelming and scary situation. In this episode of The Money and Business Hour, Roy Matlock Jr. will help you to understand the various opti...

Annuities are long-term investments designed specifically for retirement. They can help replace your paycheck with a predictable income. In this episode of The Money and Business Hour, Roy Matlock Jr. explains each type of annuity and how to decide which one, or ones, are best for you. In today's world, it's more important than ever to understand your options and be prepared. Tune in to gain price...

Diversification is a management strategy that blends different investments inside a single portfolio. In this episode of The Money and Business Hour, Roy Matlock Jr. explains how to weigh your risk tolerance to your potential diversification options. You'll learn the different options when it comes to a diversified portfolio and how to select the right options based on your short term and long ter...

Inflation presents special challenges when it comes to every day life, investing, or preparing for retirement. Even if your investments are growing in value, inflation is still reducing that value on the back end. In this episode of The Money and Business Hour, Roy Matlock Jr. explains how to deal with inflation successfully while applying risk tolerance, asset allocation, and diversification tact...

In this episode of The Money and Business Hour, Roy Matlock Jr. explains how to determine the time horizon for your financial future. Are you on track to meet your retirement goals? Time horizon investing is all about asset allocation and planning. Tune in to learn more about this and investment selections, so you fully understand the time you have until your goal must be funded.

Asset allocation is a very important part of creating and building a core investment strategy. After all, it is one of the main factors that leads to your overall returns. In this episode of The Money and Business Hour, Roy Matlock Jr. shares how to establish an appropriate asset mix, reflecting your goals at any point in time.