roadmap to RETIREMENT

In this episode of the Roadmap to Retirement Podcast, I explore the vital role of various insurance types in financial planning with Amanda Harvat from KAFL Insurance Resources. We delve into the importance of life insurance, viewing it as an act of love and security for families. We also address the common misconceptions about the cost and adequacy of employer-provided policies, stressing the nee...

In this episode of the ‘Roadmap to Retirement’ podcast, I’m joined by Jenna D’Annunzio, a holistic business and mindset coach. Together, we explore the ‘money mindset,’ its impact on financial behaviors, and the importance of understanding personal belief systems. Jenna shares insights from her experience as a second-generation entrepreneur and co-owner of two c...

On this episode of the Roadmap to Retirement podcast, I am joined by Ashley Sullivan, a fellow CFP to discuss investment strategies during the election year and general market conditions. The conversation emphasizes the non-significance of election outcomes on long-term investment portfolios, highlighting that political headlines often introduce unnecessary noise through social media. We explore t...

In this episode of the Roadmap to Retirement Podcast, I am joined by Nick Savas CFP® RICP® to discuss financial planning strategies tailored for young families, particularly focusing on a typical 30-something couple with young children. We explore key topics such as balancing savings for both retirement and college education, evaluating life insurance needs, and leveraging tax strategies like 529...

In this episode of the Roadmap to Retirement Podcast, host Alex Neri, CFP, converses with Lacy Garcia, CEO and founder of Willow (TrustWillow.com), a platform likened to ‘Bumble’ for finding financial advisors. They discuss Willow’s focus on helping women and the next generation connect with the best-fit advisors who support both their financial needs and life goals. The conversa...

In this episode of Roadmap to Retirement, I am joined by Jim Pashalidis, RSSA®., a licensed insurance agent and host of the Community Connect Podcast. Tune in as we dive into crucial aspects of Medicare including its different parts (A, B, C, and D), the importance of planning ahead, and the potential changes expected in the upcoming years. Jim shares his journey from being a school teacher to bec...

In this episode of ‘Roadmap to Retirement’, I am solo this week, focusing on financial literacy. Tune in as I break down the components of credit scores, explaining the five key factors that impact them: payment history, amounts owed, length of credit history, new credit inquiries, and types of credit used. You will be provided with practical advice for improving credit scores for both...

In this episode of the ‘Roadmap to Retirement Podcast,’ I am joined by Tyrone White Jr., a Certified Financial Therapist and Credit Financial Counselor. Tune in to hear us dive into personal finance topics including budgeting, spending plans, and debt management. Tyrone explains his role, which blends elements of financial advising and financial therapy, focusing on the emotional aspec...

In this episode of ‘Roadmap to Retirement,’ I am joined by Brendan Frazier, Chief Behavioral Officer at RFG Advisory, to discuss the emotional and psychological aspects of financial planning. We discuss various topics including the importance of intentional spending, social influences on financial decisions, and the difference between fleeting happiness and enduring contentment. Brenda...

Having a healthy relationship with money and your finances is important. On this episode of Roadmap to Retirement, I am joined by Nathan Astle,, CFT-I™, MFT, to talk about his role as a financial therapist. Financial therapy combines emotional and financial guidance to help individuals improve their relationship with money. It addresses underlying psychological factors affecting financial decision...

Welcome back to the Roadmap to Retirement podcast! On this episode, I am joined by Jamie Abraham a CPA at Gray Locey CPA PLLC. Listen as we talk about the importance of consulting with a CPA during certain financial needs like tax planning. CPA’s have a vital role in financial planning and tax preparation. Throughout the episode, we will be addressing both common misconceptions and practical...

On this episode of Roadmap to Retirement, I am joined by benefits consultant Eric Eveland, founder of The Eveland Group. Together, we dive deep into the intricacies of employee benefits, covering critical topics like evaluating health plans, understanding HSAs, leveraging disability insurance, and taking advantage of mental health resources through telehealth and EAP services. Gain valuable insigh...

On this episode of Roadmap to Retirement, back by popular demand, we’re doing another Q&A with Marshal, covering questions from the last 10 episodes.  Throughout this episode, we discuss whether a spouse’s Roth IRA can be consolidated, how to handle non-qualified accounts, and the benefits and drawbacks of joint accounts. Marshal and I also cover the financial approaches for young...

On this episode of Roadmap to Retirement, I am joined by John Howe-Wemett, CFP®, MS, from Generation Capital Management. For this episode, we focused on the misconceptions about financial advisors and how their role extends beyond portfolio management to include important elements like tax planning, risk management, and spending strategies. It is important to stress the comprehensive approach to f...

On this episode of Roadmap to Retirement, I am joined by Paul Kingsman, a seasoned financial advisor and Olympic medalists, to discuss how to select the right financial advisor and the nuances of financial planning. In a world filled with constant market updates and sensational headlines, it’s easy for individuals to get distracted and make poor financial decisions based on panic and misinfo...

On this episode of Roadmap to Retirement, I am joined by Chris Haigh, CFP®, RICP, Founder and CEO of Iconoclastic Capital, a high level financial service model in Rochester. In this episode, we cover some of the ‘red flags’ people should know about when selecting their financial advisor based on our knowledge and experience in this industry. For this episode, shoutout to Strangebird Br...

On this episode of Roadmap to Retirement, it’s just me. No guests. And we’re going to talk about tax planning! In case you don’t know why tax planning is important here is a brief overview: Tax planning is about organizing your finances smartly to pay the least amount of taxes legally required. By using deductions and credits wisely, you can save money and improve your financial...

This week on Roadmap to Retirement, I am joined by co-authors, Seth Silver and Timothy Franz, of  Meaningful Partnerships at Work.  It was great to talk with them about their book and learn the meaning and purpose behind it! The book gives great insight to meaningful collaborations among employees and how certain workplace practices and covenants lead to success! Overview: What Meaningful Partners...

On this week’s episode of Roadmap to Retirement, I am joined by Jessica Robinson, Psychology Professor at St. John Fisher University, and Dave Pulcini, friend and fellow CFP. We talked about how to talk to your kids about money at all ages and stages of development. Talking to kids about money is not just about dollars and cents; it’s about preparing them for a financially secure and r...

On this week’s episode of Roadmap to Retirement, I am joined by a friend of mine, Sally Stapley! Tune in and listen to Sally and I talk about the meaning of retirement and how that can mean many different things for different people. Key Takeaways: Define Retirement Work / Life Balance Parenting & Personal Freedom Retirement & Motivation to Save Routine Changes Finding Purpose Beyond...

On this week’s episode of Roadmap to Retirement, we are going to recap the last 10 episodes with questions that clients and listeners have sent in! I am joined this week by my good friend and fellow advisor, Marshal Scheidt! Make sure to subscribe, follow the roadmap and keep sending in questions!  Thanks for listening! Key Takeaways: Interest rates on houses – how you should be advise...

This week’s episode of Roadmap to Retirement, we are joined by Luke Lloyd CRPC®, Senior Wealth Advisor and Investment Strategist at Strategic Wealth Partners in Cleveland, OH. Luke and I discussed the concern for investments surrounding the 2024 Election year. We touched on many topics and questions clients have asked in the past so you don’t want to miss this episode! Key Takeaways: G...

Episode 9 is brought to you by Keuka Lake Coffee Roasters and one of their distributors in the Rochester Area, Parkleigh! Go check them out if you haven’t already! On this week’s Roadmap to Retirement episode, I was joined by Brian Ohmann from AnnieMac Home Mortgage and James Reyes, Real Estate Agent from Keller Williams.  When you are looking to make a big financial decision in your l...

In this episode of Roadmap to Retirement, I am joined by Ryan Andrew from AP Professionals of Rochester! This week’s episode is a little different from financial planning because we are going to talk about how to negotiate a raise whether it is with your current employer or during your interview process! Key Takeaways: – How can people negotiate a better salary with their current emplo...

This week’s episode on Roadmap to Retirement, I was joined by colleague and friend, Nick Savas. As financial planners, we get asked the question “how’s my portfolio doing?” all the time. This episode, we discussed what a client should know when asking that question. Key Takeaways: – How to benchmark your portfolio – What is S&P 500 – Should you be chec...