Risk Parity Radio

In this episode we go through the basics about the taxation of ordinary brokerage accounts at an elementary level and answer questions from Brian and Jamie about taxation of intermediate savings and tax location approaching retirement.  Links: Tax Schedules for Ordinary Income:   2021 Tax Brackets and Other Tax Changes (investopedia.com) Long-Term Capital Gains Information and Tax Schedules:  Capi...

In this episode we answer a question from Melissa about a Merriman Four-Fund Combo Portfolio, a question from Tony about a whole lot of stuff and then move to our weekly portfolio reviews of the sample portfolios you can find at The Risk Parity Radio Portfolios Page Additional Links: Merriman Retirement Portfolio:  6 Steps to the Ultimate Retirement Portfolio | Paul Merriman Analysis Tweaking The...

In this episode, we answer a question from Mark about preparing for his impending retirement and begin our analysis of the SPDR Long Term Corporate Bond Fund, SPLB, using David Stein's Ten Questions to Master Investing: 1.  What is it? 2.  Is it an investment, a speculation, or a gamble? 3.  What is the upside? 4.  What is the downside? 5.  Who is on the other side of the trade? 6.  What is t...

In this action-packed bonus episode we answer listener questions from Javen, Tim, Julie, Don and Jacob about an experimental portfolio, valuation metrics and academic studies on risk parity, variations on the Risk Parity Ultimate sample portfolio, highly correlated meat products and total bond funds.  Relevant Links: Javen S XVZ link:  How Does Barclays’ XVZ ETN Work? | Six Figure Investing Javen...

We begin this episode by answering questions from Claudia, Jane and Richard, about bond tents, Roth IRAs for teenagers and long-term treasury bonds, then set up for a couple new episodes to be made in the future with Jason and Erik, and then moving to our weekly portfolio reviews of the sample portfolios you can find at The Risk Parity Radio Portfolios Page Additional links: Michael Kitces Bond Te...

We begin this episode with two emails from Maggie and Dominic and then move on to the second half of an analysis of the ETF IVOL, the Quadratic Interest Rate Volatility and Inflation Hedge ETF, as suggested by listener Boone B.  For the analysis, we use David Stein's Ten Questions to Master Investing: 1.  What is it? 2.  Is it an investment, a speculation, or a gamble? 3.  What is the upside?...

In this episode we take in emails from Anita, Ethan, Julie, Jeff and Ron and discuss structured products, small-cap value funds, using risk-parity portfolios for intermediate goals and experimenting with leveraged portfolios and bitcoin.  And THEN we have our weekly portfolio review  of the portfolios you can find at The Risk Parity Radio Portfolios Page Additional links: Correlation matrix of sma...

We begin this episode with our monthly rant -- this time about crystal balls and the CAPE ratio and the move on to the first half of an analysis of the ETF IVOL, the Quadratic Interest Rate Volatility and Inflation Hedge ETF, as suggested by listener Boone B.  For the analysis, we use David Stein's Ten Questions to Master Investing: 1.  What is it? 2.  Is it an investment, a speculation, or a...

In this mailbag extravaganza we tackle questions and comments about podcast humor, intermediate-term investing with the Golden Ratio portfolio, tax-loss harvesting, bonds and dogs and cats living together, AND do our weekly and monthly portfolio reviews of the the sample portfolios you can find at Sample Portfolios | Risk Parity Radio Additional links: Asset Correlation Calculator:  Asset Correlat...

In this episode we follow up on Episodes 64 and 66 by applying a process with which to approach retirement to listener Chuck H's situation.  Links to help you with your retirement portfolio issues: The Best Free Retirement Spending Calculator:  RETIREMENT SPENDING – Portfolio Charts Income Tax Brackets for 2021:  2021 Tax Brackets and Other Tax Changes (investopedia.com) Capital Gains Tax Bra...

We respond to emails from Christopher B, Jeff B and Mark B, and then dive into our weekly reviews of the sample portfolios you can find at Sample Portfolios | Risk Parity Radio Additional links: Correlation Analysis of VIOV and VBR:  Small Cap Value Correlation Analysis Portfolio Comparisons of Experimental Portfolios with S&P 500 and NASDAQ:  Backtest Portfolio Analysis Hoisington Newsletters...

In this episode we follow up on Episode 64 regarding the difference between Risk and Uncertainty and why Rules of Thumb are good for portfolio construction in an Uncertain World.  With some help from Mad Max.  Links: Bill Bengen's  Original1994 Article About The 4% Rule:   Bengen Article Episode 49 re the Bias-Variance Dilemma or Tradeoff:    RPR Podcast Episode 49 Episode 7 re our Three Prin...

We answer a question from a listener about cash in the Sample Portfolios and then do our weekly portfolio review of the sample portfolios you can find at Sample Portfolios | Risk Parity Radio Link to Hedgeye/nine interviews (this link will change or expire):  Hedgeye Link to the Michael Kitces article about rebalancing:   Optimal Rebalancing – Time Horizons Vs Tolerance Bands (kitces.com) Support...

In this episode we read Chuck And Tim's emails and then discuss some questions that Tim has about TLT, bonds and accumulation portfolios.  We also begin a discussion of the concepts of Risk versus Uncertainty and how rules of thumb are useful when the future is uncertain. Professor Gerd Gigerenzer on Heuristics and Uncertainty:  Gerd Gigerenzer - heuristics - YouTube Paul Merriman podcast on...

In this episode, we answer a question from Craig, re-introduce the podcast to some of our new listeners and do our weekly portfolio review of the sample portfolios you can find at Portfolios | Risk Parity Radio Here are the two links from Brandy to the SEC filings we mentioned in answering the question from Craig: WT Emerging Markets Efficient Core Fund WT International Efficient Core   Support th...

In this episode we talk about a email from listener Tommy V. about RPAR, do a little rant about FOMO investing and conduct our weekly portfolio review of the portfolios you can find at: https://www.riskparityradio.com/portfolios Links: Tommy V's article about RPAR:  https://seekingalpha.com/amp/article/4408481-rpar-risk-parity-etf-diversified-holdings-unique-hedge-fund-strategy Episode 31 re...

In this episode we complete our analysis of NTSX, the WisdomTree 90/60 U.S. Balanced Fund, using David Stein's Ten Questions to Master Investing: 1.  What is it? 2.  Is it an investment, a speculation, or a gamble? 3.  What is the upside? 4.  What is the downside? 5.  Who is on the other side of the trade? 6.  What is the investment vehicle? 7.  What does it take to be successful? 8.  Who is...

This is our weekly portfolio review of the portfolios you can find at: https://www.riskparityradio.com/portfolios Support the show

In this episode we begin an analysis of NTSX, the WisdomTree 90/60 U.S. Balanced Fund, using David Stein's Ten Questions to Master Investing: 1.  What is it? 2.  Is it an investment, a speculation, or a gamble? 3.  What is the upside? 4.  What is the downside? 5.  Who is on the other side of the trade? 6.  What is the investment vehicle? 7.  What does it take to be successful? 8.  Who is gett...

This is our weekly portfolio review of the portfolios you can find at: https://www.riskparityradio.com/portfolios We also discuss the Risk Parity Ultimate Portfolio, which was first discussed in depth in Episode 11. Link to Portfolio Visualizer Analysis:  Risk Parity Ultimate Asset Allocation Analysis  Support the show

In this episode we discuss a "guest request" email I received and complete our analysis of the managed futures fund DBMF that we began in Episode 55.  David Stein's Ten Questions to Master Investing: 1.  What is it? 2.  Is it an investment, a speculation, or a gamble? 3.  What is the upside? 4.  What is the downside? 5.  Who is on the other side of the trade? 6.  What is the investm...

This is our weekly portfolio review of the portfolios you can find at: https://www.riskparityradio.com/portfolios We also consider three variations of the Golden Ratio Portfolio and compare them with the Vanguard Wellington Fund.   For more on the Golden Ratio portfolio, check out Episodes 6 and 38. Portfoliovisualizer Analysis:  https://www.portfoliovisualizer.com/backtest-asset-class-allocation?...

In today's episode we answer some questions from Jason P. about setting up a risk-parity style portfolio at M1 and then follow up on our discussion of the Dragon Portfolio (Episode 53) with part one of an analysis of Managed Futures Fund DBMF. Modified Golden Ratio Portfolio With SHY:  Portfolio Visualizer Analysis (portfoliovisualizer.com) David Stein's Ten Questions to Master Investing...

This is our weekly portfolio review of the portfolios you can find at: https://www.riskparityradio.com/portfolios We also compare the Golden Butterfly portfolio with a David Swensen portfolio.   For more on the Golden Butterfly, check out Episodes 4, 15, 17 and 36. Links: Swensen Portfolio:  https://portfoliocharts.com/portfolio/swensen-portfolio/ Comparison Analysis:  https://www.portfoliovisuali...

It's that time again!  This month's rant is dedicated to the memory of George Santayana, who said:  "Those who do not remember the past are condemned to repeat it." We also begin a discussion of  Chris Cole's "Dragon Portfolio."  Links: "Hawk And Serpent" Paper from Artemis Capital:  https://artemiscm.docsend.com/view/taygkbn Interview of Chris Cole Abo...