Risk Parity Radio

In this episode we answer a trifecta of questions from Christopher and emails from JonB and Value Stock Geek.  We discuss accumulation, dollar-cost averaging, a Bridgewater paper, calculating withdrawals from the sample portfolios and the Weird Portfolio. And then we go to our weekly and monthly portfolio reviews of the seven sample portfolios you can find at Portfolios | Risk Parity Radio And the...

In this episode we answer emails from Paul, Mike, Brett, Yarrow and Peter.  We discuss a Levered All Seasons Portfolio, an investment in BIP, closed-end funds and issues with GAA.  We also address Peter's issues with trying to buy a Risk Parity Radio NFT. Links:  Optimized Portfolio Article about the Levered All Seasons:  Ray Dalio All Weather Portfolio Review, ETF's, & Leverage (opt...

In this episode we start by answering emails from Melanie, David, Jeffrey and Richard about Schwab ETF alternatives, Mary Mary, the financial podcasts I listen to, sector and other stock funds in the context of the Holy Grail and Macro-Allocation Principles, leveraged bond funds and the whys of the bonds we use in the sample portfolios.  One additional excellent personal finance podcast I neglecte...

In this episode we answer emails from Visitor 3050, Daniel, Chet, Jack, Jeff and Marc.  We discuss risk-reward metrics and where to find them, corrections to modelling SWAN, using asset class analyzers, "bracketed rebalancing", adding gold to a portfolio and the bond breakdown of NTSX. Links: Portfoliocharts Risk and Return Analyzer:   RISK AND RETURN – Portfolio Charts Daniel's Por...

In this episode we answer emails from EJ, J Allen, Paul, Hoarseman, Larry and Anderson.  We discuss bitcoin funds, the Callan Periodic Table, transitioning your portfolio to decumulation, I-bonds, a momentum strategy and becoming a financial planner/advisor. Links:  Updated Kiplinger article re (now 12) crypto-currency funds: 12 Bitcoin ETFs and Cryptocurrency Funds You Should Know | Kiplinger Lar...

In this episode we answer emails from Julie, Pat, Craig, Chris and Matt, in which we discuss the Retirement Spending Calculator at Portfoliocharts, leveraged portfolios and ETFs in taxable and tax-protected accounts, crypto-fund alternatives, risk parity research and articles, and asset location in Roth vs. taxable.  And THEN And then we go to our weekly portfolio reviews of the seven sample portf...

In this episode we address the seemingly intentional friction imposed by the financial services industry preventing us from moving our own retirement accounts around.  Then we tackle emails from Jay, Andrew, Dave (x2) and Justin about Vanguard funds, Mel Brooks and quadruple-witching days, cockroach portfolios and the bias-variance dilemma, and modelling low-volatility funds. Partial list of usefu...

In this episode we answer questions from Joel, Javen, Bradley and Brian.  We discuss leveraged portfolios, GOLD, the BTAL episode, accumulation portfolios, brokerage comparisons and how we calculate the returns on our sample portfolios. And THEN And then we go to our weekly portfolio reviews of the seven sample portfolios you can find at Portfolios | Risk Parity Radio Additional links: Portfolio V...

In this episode we analyze the Amplify Black Swan Growth & Treasury Core ETF, ticker symbol SWAN, using David Stein's Ten Questions to Master Investing, which are: 1.  What is it? 2.  Is it an investment, a speculation, or a gamble? 3.  What is the upside? 4.  What is the downside? 5.  Who is on the other side of the trade? 6.  What is the investment vehicle? 7.  What does it take to be s...

In this episode we answer emails from Bob, Kelly, Jack and David.  We discuss long term treasury bond and STRIPS funds, Iowa and the Field of Dreams, a Ray Dalio article about bonds from March and a missing link. And then we go to our weekly portfolio reviews of the seven sample portfolios you can find at Portfolios | Risk Parity Radio Ray Dalio Article Link:  Why in the World Would You Own Bonds...

In this episode we answer emails from Ralph, Justin, Rikki, Dan, Anderson and Phil.  We address, dividends, bonds vs. bond funds, portfolio visualizer vs. portfolio charts, a PIMCO bonds correlations paper, ideas from Dan, and the Hedgefundie portfolio (again). Links: The PIMCO Stock-Bond Correlation Paper:  displaydocument.ashx (pimco.fi) Dan's Blog:  KEEP INVESTING $IMPLE, $TUPID! | But not...

In this episode we answer four emails from Dave, or Zanzibar Buck-Buck McFate if you prefer.  We address foolish consistencies and conflicts of interest, the reason we have sample portfolios, interest rate hysteria and Vanguard's VPGDX fund.  And then we go to our weekly portfolio reviews of the seven sample portfolios you can find at Portfolios | Risk Parity Radio Additional Links: Contents...

In this episode we analyze the AGFiQ  US Market Neutral Anti-Beta Fund ETF, ticker symbol BTAL, using David Stein's Ten Questions to Master Investing, which are: 1.  What is it? 2.  Is it an investment, a speculation, or a gamble? 3.  What is the upside? 4.  What is the downside? 5.  Who is on the other side of the trade? 6.  What is the investment vehicle? 7.  What does it take to be success...

In this episode we answer questions from Greg, David, Chris, Rikki and John-Michael.  We discuss the "Weird Portfolio", do a Vanguard Life-Strategy Funds comparison, using a risk-parity style portfolio for intermediate needs, alternative allocations and related tax issues, treasury bonds, emerging markets funds and tax-advantaged transactions, and the Experimental Risk Parity Lever portf...

In this episode we answer emails from Bob, Zahir, Melanie, Pat and Rob.  We address sound effects, strange voices, analyzing leveraged investments, test-driving risk-parity portfolios, selling bad investments in individual stocks, small-cap value stock investments over time and balancing safe/perpetual withdrawal rates vs. projected drawdowns. Then we go to our weekly portfolio reviews of the seve...

In this episode we answer emails from Keith, Jeffrey, Evan, Brendan, Kelly and Paul.  We address Kelly Criterion and other risk/reward considerations (Sharpe and Sortino ratios), crystal balls, the "Possibility Effect" cognitive bias and a base-rate analysis of the Golden Butterfly portfolio, issues with IVOL, trading ETFs at Vanguard, the perpetual withdrawal rate, expense ratios and bu...

In this all-email extravaganza we address emails from Spencer, Nick, Bob, Randy, Falco, Kevin, and Daniel.  We address the Hedgefundie Portfolio (again!), an article about a 50/50 stock/10-year treasury reference portfolio, BigErn's research about gold (again!), CAPEd and other common crystal balls and the erroneously implied mean-reversion assumption, gold etfs, using cash as a short-term ri...

In this episode we discuss the rebalancings of four of the Sample Portfolios at  Portfolios | Risk Parity Radio , which occurred on July 21, 2021.  We also adjusted the allocations of the Risk Parity Ultimate Portfolio to make it more diverse. And we answer emails from Rob and Colin to boot, about considerations in making portfolio  adjustments and what to do if you end up with too much retirement...

In this episode we start by addressing emails from Eric, Gareth, Jeff and Randy about transitioning with a high savings rate, data sources at portfoliovisualizer and portfoliocharts, Chinese A shares ETFs, and capital gains tax issues.  Then we do our weekly portfolio reviews of the seven sample portfolios at  Portfolios | Risk Parity Radio .  After that we have some fun smashing some crystal ball...

In this episode we discuss an investigation and penalties assessed against TIAA for malfeasance in managing client accounts and then we answer emails from Adam, Brian, Andy, and Bennie.  We discuss short-term draw-down strategies, volatility and correlation theory, margin accounts and leverage funds, and automated investing. RANT subject article:  TIAA to Pay $97M for Pressuring Investors Into Rol...

In this episode, we answer emails from Jon, Toby, Dale and Andrew about intermediate portfolios, adjustments to gold in portfolios, value investing vs. broader diversification, market timing, financial coaching and how to incorporate I-Bonds. Then we go to our weekly portfolio reviews of the seven sample portfolios you can find at Portfolios | Risk Parity Radio And we drop a few crystal balls on t...

In this episode we answer emails from Peter, Darren and Paddi about sequence of return risk of Risk Parity style portfolios versus cash-drag portfolios, correlations among U.K. and European ETFs, gilts, Vanguard ISA selections, U.S. versus global portfolios, glide paths, the Macro-Allocation principle, valuing real estate in a retirement portfolio, an Amex privileged assets account, the Golden Rat...

In this episode we answer emails form Eric, Chas, Rick, Mike and Grant about Canadian stuff, using margin, transition timing, and inverse stock funds.  And THEN we do our weekly and monthly portfolio reviews of the SEVEN sample portfolios at  Portfolios | Risk Parity Radio . Additional links: Portfolio Charts Fund Finder:   FUND FINDER – Portfolio Charts Portfolio Charts Retirement Spending Calcul...

In this episode we introduce a new sample portfolio on our portfolios page at  Portfolios | Risk Parity Radio .  The Levered Golden Ratio is a leveraged portfolio that contains stocks, treasury bonds, gold, a REIT, a volatility fund and a smidgen of crypto-related funds.  It will be the seventh sample risk-parity style portfolio. Additional Links: Portfolio Visualizer Backtest:  Backtest Portfolio...

In this episode we answer emails from Andrew and Karen, Nick, Chris and Brandon.  We discuss ETF expenses, an article about treasuries that misuses data in favor of a Crystal Ball,  the Holy Grail principle, vectors and volatility, rebalancing and Vanguard mutual funds. Here are the links: Referenced Article:  iShares ETF TLT: No Reason To Buy Long-Term Treasuries At Rock-Bottom Yields | Seeking A...