Risk Parity Radio

In this episode we answer emails from Micah, Steve and Keith.  We discuss the limit on the usefulness of Sharpe and Sortino ratios, helping out Steve's daughters with building and managing a portfolio for medium-length goals and what else Uncle Frank says to guide his adult kids with ant brains and grasshopper brains and comparing actual performances with Portfolio Visualizer models. Links: P...

In this episode we answer emails from Justus (x2), Anderson and Blake.  We discuss life transitions, what I've learned over an evolving DIY investing career, and Blake's Pathway of FI.  And THEN we our go through our weekly and monthly portfolio reviews of the seven sample portfolios you can find at Portfolios | Risk Parity Radio .  Additional Links: Portfolio Charts Sample Portfolios:  ...

In this episodes we answer emails from Alexi (Dude!), Brian, NED(!) and William.  We discuss DBMF and managed futures funds, a 80/10/10 transition portfolio, leverage in accumulation portfolios and adjusting all-stock index fund portfolios. Links: Walk For McKenna:  Walk4McKenna - Father McKenna Center Andrew Beer (DBMF) Interview:  Jack Bogle of Hedge Funds (guest: Andrew Beer) - Market Huddle Ep...

In this episode we answer emails from Karen, Adam and Pankaj.  We revisit China and reserve currencies, discuss cognitive biases, talk about accumulation portfolios, bonds and the Macro Allocation Principle, and about tax loss harvesting bond and gold ETFs.  And THEN we our go through our weekly and monthly portfolio reviews of the seven sample portfolios you can find at Portfolios | Risk Parity R...

In this episode we answer emails from Howard, Paxton, Neil and Soo New.  We discuss why financial TV is bad for your financial mind and health, the RISR ETF that invests in interest components of mortgage-backed securities, defense stock ETFs, the JPST ETF and what Soo New might do with her employer pension fund.  It's Weird, Wild Stuff! Links:  RISR Information Page:  Rising Rate ETF (RISR)...

In this episode we answer emails from Davis, Justus and Value Stock Geek.  We discuss how to use extended duration bond funds like EDV, ZROZ and GOVZ, reprise our discussion about life transitions from Episode 71 and veer off into Peter Zeihan and China's demographics.  And THEN we our go through our weekly and monthly portfolio reviews of the seven sample portfolios you can find at Portfolio...

In this episode we answer emails from MyContactInfo (x2), William and Peter.   We discuss how brokerages and cars are alike, a correlation episode reference, analyzing a portfolio with Fidelity Select Funds in it (and other things) and transitions from VTSAX to some small cap cowbell and then to a Golden Ratio portfolio for retirement. Links: I'm Not Leaving Vanguard Article:  Why I’m Not Lea...

In this episode we answer emails from Visitor #1109, Keith and Brad.  We discuss Dunn Capital and Managed Futures funds, our podcast charity -- the Father McKenna Center --, and Mutiny Fund's "Cockroach Portfolio". And THEN we our go through our weekly and monthly portfolio reviews of the seven sample portfolios you can find at Portfolios | Risk Parity Radio . Additional Links: Dunn...

In this episode we answer emails from MyContactInfo (x2), Chris, and Andrew.  We discuss "The Myth of Private Equity" by Jeff Hooke,  the paradox of skill and how it is applied in garden-based portfolio construction, volatility targeting as a decision making mechanism for investing and my gout, my podcast musical selections and the security of the Golden Ratio portfolio.  And we throw in...

In this annual feature we discuss how we rebalanced four of the sample portfolios you can find at Portfolios | Risk Parity Radio and have frolics and detours into discussions of bucket strategies, crypto-funds and the details of the Risk Parity Ultimate sample portfolio.  We also highlight a new video tutorial from Justin at Risk Parity Chronicles about the Risk/Return tool at Portfolio Charts and...

In this episode we answer emails from Anderson, Aaron, Anna and Travis.  We discuss how to use Portfolio Visualizer to compare portfolios on a particular time-frame using samples and a 60/40, where to address any data issues to Portfolio Charts and Portfolio Visualizer, and the current frustrations many are having with using Vanguard.  And then we consult a crystal ball to help a six-year old chil...

In this episode we answer emails from Jody, Neil and The Nameless One.  We discuss the basic ideas of portfolio constructions and the tools for doing it, the Golden Ratio portfolio and gold itself, and more I-bond suggestions and links. And THEN we our go through our weekly portfolio reviews of the seven sample portfolios you can find at Portfolios | Risk Parity Radio . Additional Links: Portfolio...

In this episode we answer emails from MyContactInfo, Rob and Justin.  We discuss a paper about GDP and the problems with using it to predict stock market returns, why China may never overtake the U.S. and ascend to reserve currency status and a most excellent rebalancing resource you can find at the Risk Parity Chronicles website and blog. Links: Economic Growth and Equity Returns Paper:  Microsof...

In this episode we answer emails from Paul, Soo-New and Geordi.  We discuss using the AVUV fund for your small cap value allocation, the timing of withdrawals to reduce stress and crystal balls, and small cap value vs. small cap blend funds.  And we reference an article at Portfolio Charts reviewing common portfolios' performances in the first half of 2022. And THEN we our go through our week...

In this episode we answer emails from MyContactInfo, Brett and Jamie.   We discussed inherent biases, rolling over a TSP portfolio and reallocating it at Fidelity with or without a crystal ball, have a lengthy talk about allocations to managed futures and the difficulties in analyzing them, and SCO, a short oil futures ETF. Links: Gwen's Frustrations With A Rollover:   Navigating The Archaic,...

In this episode we answer questions from Matsui, FuriousRiskParityInvestor and Paul.  We discuss why we have chosen excessively aggressive withdrawal rates for the sample portfolios, revisit treasury bond correlation issues and why smaller allocations to long-term treasuries make more sense than larger allocations to intermediate treasury bonds in most risk parity style portfolios. And THEN we our...

In this episode we answer emails from Eric, Colin and  Chris.  We discuss the pros and cons of Interactive Brokers, the generally useless nature of private equity, David Stein's Asset Gardening approach, and stagflation.   And that's the way it was and we liked it! Links: Correlation Analysis of Private Equity Fund (PSP):  Asset Correlations (portfoliovisualizer.com) Article about stagfl...

In this episode we answer emails from MyContactInfo, Nancy and Anderson.   We discuss why I'm not writing a book any time soon, the performance stats on the Portfolios Page, when I might consider a simple annuity and why I don't like financial personality profiling, and the difficulties of adding leverage in portfolio downturns. And THEN we our go through our weekly portfolio reviews of...

In this episode we answer emails from MyContactInfo, Jeff, Liah and Andrin.  We discuss asset pricing models, the history of economics and Bogle's Cost Matter Hypothesis, Emerson and Foolish Consistencies and the FTSE All World GDP Weighted Index. Links: Self-Reliance:   Self-Reliance: Change Your Life For The Better - Ralph Waldo Emerson (emersoncentral.com) Self-Reliance Audio:   Self-Relia...

In this episode we answer emails from Julie T, Geordi and Justin.  We discuss mechanisms for withdrawals from retirement portfolios, transitioning portfolios as you get close to retirement and the whys and hows of adding new investments to a portfolio. And THEN we our go through our weekly portfolio reviews of the seven sample portfolios you can find at Portfolios | Risk Parity Radio . David Stein...

In this episode we answer emails from Brian, Grant and MyContactInfo.  We discuss rebalancing mechanisms and rules for various kinds of portfolios and the big discount brokers. Links: Optimized Rebalancing Article:  Optimal Rebalancing – Time Horizons Vs Tolerance Bands (kitces.com) Brian's Golden Butterfly with Annual Rebalancing:  Backtest Portfolio Asset Class Allocation Brian #1  (portfol...

In this episode we answer emails from Kirk, MyContactInfo and Holly.  We revisit QREARX, Episode 179 and Correlation Metrics, and then we entertain Holly's requests for book recommendations.  And I forgot to recommend "Money For The Rest Of Us" by J. David Stein in that segment. And THEN we our go through our weekly portfolio reviews of the seven sample portfolios you can find at Po...

In this episode we answer emails from Karen, Ron, Brian and Paul.  We discuss shameless plugs for my family and friends and other considerations in selecting a financial advisor/manager, the full cycle of investing and Paul's value- and Iowa-focused portfolio. Links: Bridget Patel (better call her):   Bridget Patel - Profile | Alliance of Comprehensive Planners Community (acplanners.org) Valu...

In this episode we answer emails from George, Grant, Visitor #4090, Justin and Lili.  We discuss the long-time usage and popularity of risk parity concepts by professional investors, a levered Golden Butterfly portfolio, the website chat function, Japan, crypto (a little) and consulting services.  And my general laziness. And THEN we our go through our weekly portfolio reviews of the seven sample...

In this episode we answer emails from Andrew, Visitor #4691, Nate, and MyContactInfo.  We discuss the new-age-old question about passive indexing and market efficiency, the intersection between the ideas of Max Planck and Ralph Waldo Emerson and how it applies to the development of ideas in portfolio construction, using ZROZ to tax-loss harvest TLT and observations about the promotion by the finan...