Ringgit and Sense

Believing in yourself is not enough when considering trading as a career. Kathlyn Toh shares how she made the colossal move from a stable income to the risky business of trading but not without caution and a contingency plan. See omnystudio.com/listener for privacy information.

Tiffany Tang of Treasure Mind advises how parents can help their children start a good habit of saving and investing their money. She also lays out some rules that need to be taken note of when creating an investment portfolio. See omnystudio.com/listener for privacy information.

Malaysians have the perception that 'Its better to be safe than sorry' when it comes to investing. However, our guest Milan Doshi suggests ways to break out of the conservative investment attitude post-elections. See omnystudio.com/listener for privacy information.

Are you a good candidate for refinancing? Jared Lim shares his advice about refinancing and when it is the right time. See omnystudio.com/listener for privacy information.

Peter Lee, the author of "To Delay is Human but to Will is Divine" discusses the importance of planning your estate and preparing for the unknown more relatable through short stories and fables. See omnystudio.com/listener for privacy information.

With High Net Worth Individuals in this region expecting to increase by 199% this year, just exactly how how do the other half live or to put it to a finer point, how do the "one-percenters" live? Nicholas Frank from Knight & Frank speaks about the company's Wealth Management Report 2013. See omnystudio.com/listener for privacy information.

Ronnie Lim, Headof Consumer Banking, Alliance Bank serves some sobering figures on how we are overspending, too much too soon. See omnystudio.com/listener for privacy information.

It's been hailed as the new threat to fiat currency and unsurprisingly so with it's value doubling in a few short months in 2013. Controlled by a guerilla style peer-to-peer network, it's completely decentralised nature spooks analysts. Part-geeky project, part-currency that fuels the darker side of the internet..will Bitcoin ever be reagrded as a real currency? See omnystudio.com/listener for pri...

Making friends isn't easy but it gets a little bit mroe complicated when they are supposed to help mind your financial affairs. Lee Mun Wai and Amelia Hong of Success Concepts list out the essential criteria in choosing a financial buddy. See omnystudio.com/listener for privacy information.

With the General Elections looming, many investors are holding tight to their cash reserves.  Lee Mun Wai and Joyce Chuah from Success Concepts on whether this is necesssarily wise. See omnystudio.com/listener for privacy information.

We bid adieu to the dragon and herald in the year of the water snake.  Master Kenny Hoo, a Good Feng Shui Master researcher gives his feng shui predictions for the year in terms of personal finance. See omnystudio.com/listener for privacy information.

Securities Commission Malaysia introduced a new framework last year, which allowed retail investors to have direct access to bonds and sukuk. We spoke to the chief business officer of Bond Pricing Agency, Mohd Shaharul, to learn a thing or two about delving into the world of bonds. See omnystudio.com/listener for privacy information.

The price of gold has risen by 500% in the last ten years, and at USD 1,650 an ounce, it may not be an affordable option. Together with Daniel Foo, author and founder of SilverInMalaysia.com, we get an insight as to why silver is becoming a more popular investment choice. See omnystudio.com/listener for privacy information.

Jeffery Tie, author of Aiki Trading: Trading in Harmony with the Markets, shares with us how your trading strategies can be implemented with the principles of martial arts. See omnystudio.com/listener for privacy information.

Joyce Chuah and Lee Mun Wai from Success Concepts join us as we unveil a number of things to look our for while you reassess your financial net worth for 2013. See omnystudio.com/listener for privacy information.

To go beyond the usual mutual funds or unit trusts in your investment mix, there is always an option of a relatively new investment product in Malaysia, Exchange Traded Funds (ETF). We speak to a financial observer, Julian Ng, for a lesson in ETF 101. See omnystudio.com/listener for privacy information.

Manulife Asset Management recently issued a report that introduces its Retirement Preparedness Indicator, which highlights the financial and economic conditions influencing the ability of individual economies to provision for their aging populations. We delve into how prepared Malaysians are when it comes to retirement in comparison to other countries in the region. See omnystudio.com/listener for...

We sit down with iMoney founder Lee Ching Wei, to go back to basics about choosing the right credit card. See omnystudio.com/listener for privacy information.

We usually leave retirement planning up til the very last minute. Could we ever be too old to start planning for retirement? We speak to Anthony Ang of the Malaysian Financial Planners’ Council to find out. See omnystudio.com/listener for privacy information.

April is still far away and although we have plenty of time before we start filing our tax returns, it is always good to be armed with information beforehand. So on the topic of Zakat, we find out a bit more from Anuar Shuib representing the Malaysian Financial Planning Council, about the purpose of paying Zakat and the tax rebates that Muslims can get towards paying Zakat. See omnystudi...

Joyce Chuah and Lee Mun Wai from Success Concepts join us again this time to speak about the telltale signs of a Ponzi scheme and what you can do to safeguard your money. See omnystudio.com/listener for privacy information.

Michael Reyes, CEO of Moneytree, speaks about starting good financial habits from young and the importance of entrepreneurship education. See omnystudio.com/listener for privacy information.

In our final series, Ng Chze How, Director of Retail and Retirement Funds from AmInvest talks to us about PRS vs The World. See omnystudio.com/listener for privacy information.

Ng Chze How, Director of Retail and Retirement Funds from AmInvest, join us for a three part series to discuss schemes that can help you plan better for your retirement. In this second edition, we ask him, “What is PRS?” See omnystudio.com/listener for privacy information.

Ng Chze How, Director of Retail and Retirement Funds from AmInvest, join us for a three part series to discuss schemes that can help you plan better for your retirement. In this introductory edition, we dwell into the question of: Are you saving enough for your retirement? See omnystudio.com/listener for privacy information.