Ringgit and Sense

Continuing with Part 2 of 2 in our series on will-writing, today we explore how you can write a will easily and cheaply online. News: The boomerang generation stays with parents and it helps But inheritance is a poor retirement help OCBC Real Money Story Starting a small business and having a firstborn at the same time. See omnystudio.com/listener for privacy information.

In the first of a two-part series on will-writing, Max Yong, founder of ThyWillBeDone.com.my, an online will-writing service, goes through the checklist of things to consider when writing a will. See omnystudio.com/listener for privacy information.

In today's installment of Ringgit and Sense, Lee Chwi Lynn and Julian Ng discuss the differences between online insurance shopping and talking to agents personally. See omnystudio.com/listener for privacy information.

In this week's call-in session, Robert Foo the Managing Director of MyFP Services discuss how to plan your finances amidst a weakening ringgit and stock market volatility. Is this a right time to invest in stocks with lower valuations ? Listen to the podcast to find out. See omnystudio.com/listener for privacy information.

In conjunction with Merdeka Day, we explore the idea of how one achieves financial independence. News Part time work on the rise Employers must invest in wellness OCBC Real Money Story Saving for business vs saving for retirement See omnystudio.com/listener for privacy information.

We take a more detailed into the occupation that not only plans your financial goals but helps you achieve what you want in life. News Working in one country and living in another Retirees living in 'lalaland' OCBC #RealMoneyStories Starting your own business See omnystudio.com/listener for privacy information.

We give you ways to save credit card costs beyond telling you about their expensive interest rates. Our guest is Ross Cheong, Head of Content from iMoney.my. News Just retiring will make you happy OCBC #RealMoneyStory Retirement lifestyle choices See omnystudio.com/listener for privacy information.

Our monthly call-in session covers investing options for retirees as well as rent-or-buy decisions. See omnystudio.com/listener for privacy information.

Our monthly call-in session covers investing options for retirees as well as rent-or-buy decisions. See omnystudio.com/listener for privacy information.

We discuss this philosophical issue including whether there is a magic number that will make you happy. News: When investing guru say buy, maybe it's time to sell It's official: student loans stress you out OCBC Real Money Story: Being responsible about student loans. Plus Money Hacks: Ways to pay down student loans quickly See omnystudio.com/listener for privacy information.

Robo-advisors are websites that are disrupting the investment advisory scene that haven't reached Malaysian shores. When they do, they can be essential to your investment planning. News: Hong Kong rejects cash-carrying limits on tourists Living in smaller spaces saves costs and brings people together OCBC Real Money Story: Surviving against the odds See omnystudio.com/listener for privacy informat...

What are gifting considerations when you attend weddings, birthdays an other social events? Joyce Chuah and Lee Mun Wai, give the financial planner's version. News: High suicide rates in startups Rising college inflation OCBC Facebook Story: Saving for children's education and post-graduate degrees See omnystudio.com/listener for privacy information.

Part 2 of 2 of our insurance series looks at what products are out there and their pitfalls.   News: - Lack of money delays American financial objectives - Millennials are good at setting up emergency savings - OCBC Facbook story of the day: A big spender with saving urges See omnystudio.com/listener for privacy information.

Many questions on property in this month's Ringgit Ring-In which is only natural since this is such a big part of our lives. See omnystudio.com/listener for privacy information.

Given how big the link is between life's goals and financial planning, the role of the financial planner is becoming more important. We explore more of this with the deputy president of the Financial Planning Association of Malaysia News: -The intergenerational transfer -90-year-old Wall St old hand reveals her investing wisdom -OCBC Real Money Story: Is 'trading' gambling or investing? See omnyst...

How much to save? What if there isn't enough income to do so? We look at some of these questions in this week's Ringgit Ring-In. See omnystudio.com/listener for privacy information.

Don't base too much of your investing decisions on how well the market or fund managers have done in the recent past. News: Mystery why money pours into hedge funds Buffet asks for frugality in CEO pay 80% EPF savings below poverty line Gen X, Y, Z want money Tip: Invest forever See omnystudio.com/listener for privacy information.

The good news is that we are living longer. The bad news is retirement funding is getting more costly. This discussion will cover things you have to know to prepare for your post-work life. See omnystudio.com/listener for privacy information.

In another episode of our call-in session, we talk about about whether we should dabble with currencies, oil schemes or property. Also, what to do with a RM30m inheritance.  Our guest is Yap Ming Hui, Independent Financial Advisor from Whitman. See omnystudio.com/listener for privacy information.

We are always talking about saving and investing but today we deviate from that and talk about what Malaysians splurge on. The results aren't as wasteful as you think. News: Saving for the ages Bad news: people are living longer Janitor dies with $8m to his name Money psychology is a thing Tip: Saving and spending are different sides of the same coin See omnystudio.com/listener for privacy informa...

Bank Negara has replaced the BLR regime that of the base rate. Find out how you can benefit from this. News: Ex-Pimco boss moves money into new fund Buffet leading in stock market wager US recovery may become Malaysia's cushion Cars to be 20% by 2017? Tip: Negotiate with banks that have the lowest base rates See omnystudio.com/listener for privacy information.

We discuss your personal finance issues with the help of a professional financial planner. - Should I invest into the oil & gas sector? - Buying into low-cost world index funds - Financial planning for parents with special-needs children - Identifying fraudulent or legitimate investment schemes - Buy gold or invest in unit trust? - Investing in start-ups - Can a foreigner invest by buying shar...

Wealth accumulation, an important aspect of financial planning, should be executed together with some kind of feedback to tell us how well we are doing financially. The role of personal net worth and cash flow statements are often understated in this respect. News: HELP University students win stock-picking contest Fund advisor gains traction in index strategies HK regulator investigates misleadin...

You don't necessarily have to cough out huge sums of money to buy property. With REITs you can become a regional and global property investor. Our guest is Yap Ming Hui, Independent Financial Advisor from Whitman. News: Malaysians want RM2m for retirement Ronald Li invested till death US wage growth is at odds with economic boom What wealth women want Tip: Don't over-borrow while speculating...

Maybe all it takes is to look at resolutions differently for them to succeed. Liew Ooi Hann from Savemoney.my shares his wisdom with us. News: No GST for life insurance premiums Food stall operators maintain prices despite oil price crash Global government bond yields falling Tip: Your body is a wonderland See omnystudio.com/listener for privacy information.