Ringgit and Sense

Islamic-based financial products have been in the market for years now and increasingly gaining traction around the world. This may already be general knowledge for some but we revisit the differences between the two investing methods.   News: The curious case of the RM12.50 lemon water The benefits of valuing time over money Weak ringgit affects healthcare costs See omnystudio.com/listener f...

How do you use financial dashboards to steer yourself to a healthy financial life ? Rajen Devadasen shares how you can use them to track your finances and cash-flow. News: RON95 should not cost more than RM1.06 a litre Petty food traders can't stomach rising costs Family of 16 sleep in shifts in a single room flat See omnystudio.com/listener for privacy information.

According to surveys, financial resolutions are among the top resolutions made by people globally. We look into some good ones you can make and also more importantly, how to keep them. News: Saving money from cutting off alcohol Malaysian ministers guide to saving money and raising income Mr SuperPlastic's 1,500 credit cards See omnystudio.com/listener for privacy information.

Another episode of Ringgit Ring-In with burning personal financial questions. See omnystudio.com/listener for privacy information.

Is bargaining just a matter of asking for an arbitrary low price? And should you be shy about bargaining? Liew Ooi Han, founder of savemoney.my shares his views. News: Star Wars is cheap entertainment amid inflation Condo speculators in a rush to sell OCBC Real Money Story Lending money to closed ones or charity? See omnystudio.com/listener for privacy information.

Given the rising demands on household expenses and pressing needs for retirement, it is timely to look out how we can optimise financial assets. See omnystudio.com/listener for privacy information.

We can all accrue points on our cards, but the hows and whys of spending them can be a mystery even after all the research and comparisons. Ross Cheong, Head of Content at iMoney.my clears it up. See omnystudio.com/listener for privacy information.

Many questions on insurance in this week's Ringgit Ring-In including whether one should get annually renewable term policies and investment-linked insurance products. Also is a gold investment account a good idea? OCBC Real Money Story The case of adult credit card spending and kids savings See omnystudio.com/listener for privacy information.

We speak to Mahdzir Othman, CEO of i-VCAP who are launching an Islamic agribusiness ETF. We ask why agribusiness conforms to sound investing principles. News - The Devil's Financial Dictionary - Myths of savings from a millenial OCBC Real Money Story - Saving for education of special needs child See omnystudio.com/listener for privacy information.

Today we look into the ubiquity of online financial portals that can be a big help towards personal financial management. News - Indonesia exchanges trash for healthcare - Making a living out of collectibles OCBC Real Money Story - Secret savings for wives See omnystudio.com/listener for privacy information.

Do you ever balk at selling investments that are not doing well? Should you sell them? Julian Ng speaks to Yap Ming Hui, Independent Financial Advisor from Whitman on how to cut losses. News - Aeon Credit comes under fire for expensive wedding proposal - Parents should kick out their adult squatters OCBC Tips to survive financial uncertainties. See omnystudio.com/listener for privacy information.

This month's call in session deals with investing and saving for the long term and pensions. OCBC Real Money Story - Playing Safe See omnystudio.com/listener for privacy information.

Ahead of tomorrow's Budget Day, we look into the sentiment on the ground and also some interesting personal management techniques like 'envelop', 'snowball' and 'snowflake'. Our guest is Ross Cheong, Head of Content from iMoney.my. OCBC Real Money Story: - Ringgit: Then and Now See omnystudio.com/listener for privacy information.

Liew Ooi Hann of Savemoney.my suggests some ideas to save smartphone costs that might involve some spending. News: - Give stocks to children instead of presents - Bread and butter issues by Alan Tong OCBC Real Money Story: - The issue of money in a relationship See omnystudio.com/listener for privacy information.

The Perbadanan Insurans Deposit Malaysia or PIDM protects your bank deposits and insurance so you don't have to worry about a bank run. News: - Hedge funds perform the worst since the global financial crisis - Bankrupt rapper spends more than 50 cents buying African mansion OCBC Real Money Story: - Selling a service during bad times See omnystudio.com/listener for privacy information.

A purely ROI (Returns on Investment) based investing may be detrimental to your financial goals. For instance, you may run the risk of putting too much focus on returns of a single stock. Net Worth Investing which looks at risks and returns of your assets holistically is better for your overall financial objectives. News: The difference between a financial advisor and a scam artist Diamonds are no...

Continuing with Part 2 of 2 in our series on will-writing, today we explore how you can write a will easily and cheaply online. News: The boomerang generation stays with parents and it helps But inheritance is a poor retirement help OCBC Real Money Story Starting a small business and having a firstborn at the same time. See omnystudio.com/listener for privacy information.

In the first of a two-part series on will-writing, Max Yong, founder of ThyWillBeDone.com.my, an online will-writing service, goes through the checklist of things to consider when writing a will. See omnystudio.com/listener for privacy information.

In today's installment of Ringgit and Sense, Lee Chwi Lynn and Julian Ng discuss the differences between online insurance shopping and talking to agents personally. See omnystudio.com/listener for privacy information.

In this week's call-in session, Robert Foo the Managing Director of MyFP Services discuss how to plan your finances amidst a weakening ringgit and stock market volatility. Is this a right time to invest in stocks with lower valuations ? Listen to the podcast to find out. See omnystudio.com/listener for privacy information.

In conjunction with Merdeka Day, we explore the idea of how one achieves financial independence. News Part time work on the rise Employers must invest in wellness OCBC Real Money Story Saving for business vs saving for retirement See omnystudio.com/listener for privacy information.

We take a more detailed into the occupation that not only plans your financial goals but helps you achieve what you want in life. News Working in one country and living in another Retirees living in 'lalaland' OCBC #RealMoneyStories Starting your own business See omnystudio.com/listener for privacy information.

We give you ways to save credit card costs beyond telling you about their expensive interest rates. Our guest is Ross Cheong, Head of Content from iMoney.my. News Just retiring will make you happy OCBC #RealMoneyStory Retirement lifestyle choices See omnystudio.com/listener for privacy information.

Our monthly call-in session covers investing options for retirees as well as rent-or-buy decisions. See omnystudio.com/listener for privacy information.

Our monthly call-in session covers investing options for retirees as well as rent-or-buy decisions. See omnystudio.com/listener for privacy information.