Ringgit and Sense

Can you sell your house but continue to live in it till you die, rent-free? Home Equity Release might just be the plan for you. Roshan speaks to Rajen and Soelan about retirement planning and ways to cash in and monetise the equity in your house to fund your retirement. See omnystudio.com/listener for privacy information.

Roshan Kanesan speaks to lawyer Sam Choong about Estate Planning, and some of the structures that can be utilised when planning for assets, namely companies and trusts. See omnystudio.com/listener for privacy information.

Roshan Kanesan speaks to Nurhisham about the Belanjawanku expenditure guide from the EPF and Social Wellbeing Research Centre (SWRC) They take a closer look at the guide and try to address some of the comments and criticism that have come up since Belanjawanku was launched last week. If you have any questions or comments, please let us know on Twitter at @BFMradio See omnystudio.com/listener...

Roshan Kanesan speaks to Robert Foo about the ways to manage excess cash that we might have considering that bonus season has just passed. See omnystudio.com/listener for privacy information.

Roshan Kanesan speaks to Verinderjeet about our favourite financial topic, taxes. Verinder helps to break down some of the complexity in the system, from what makes up chargeable income to what you need for an audit. Roshan also asks about the differences between deductions, reliefs and rebates in the hopes of clearly delineating these terms. See omnystudio.com/listener for privacy information.

Roshan Kanesan speaks to Rajen Devadason about EPF’s recent dividend announcement, the different ways to use Account II in the long run and some optional investment strategies for Account I funds. See omnystudio.com/listener for privacy information.

Today Roshan Kanesan speaks to Freddy Lim, Co-Founder and Chief Investment Officer of StashAway about robo-advisors, ETFs and the Stashaway platform. See omnystudio.com/listener for privacy information.

Liew Ooi Hann speaks to Roshan Kanesan and Tan Chung Han about RinggitPlus’ Experian led investment and what that means for both RinggitPlus and us, their users. Clarification: In the original interview, it was mentioned that Experian invested $10 million in Jirnexu. To clarify for accuracy, Experian led the $10 million Series B follow on investment in Jirnexu. See omnystudio.com/listen...

Following up from last week’s financial planning episode, today Roshan Kanesan explores the basics of insurance with Mitul Lakhani, CEO of iMoney Group. So if you’re confused about how to even start protecting yourself, this could be the episode for you. See omnystudio.com/listener for privacy information.

Amidst all the volatility in the financial markets, planning your financial goals and resolutions can be difficult but not impossible. Roshan Kanesan speaks to Steve Lim about the different elements we should be paying attention to when building a comprehensive financial plan. See omnystudio.com/listener for privacy information.

Tan Chung Han speaks to K. Gunesegaran, Financial Planner and Money Coach, Wealth Street about behavioural coaching. They get into a range of behaviours that investors face when dealing with investment decisions and how to manage them. See omnystudio.com/listener for privacy information.

Digital assets have become a big part of our lives yet many of us do not plan for them as we do physical assets. Photos, videos, emails, social media, and cryptocurrency are part of your estate and if left without a plan your family could be left without access to these assets. See omnystudio.com/listener for privacy information.

Tan Chung Han speaks to Kalyani Nair about the role that digital tools and platforms can play in achieving our financial goals. See omnystudio.com/listener for privacy information.

Joyce shares advice and tips to help firm up our personal finance plans for the new year. See omnystudio.com/listener for privacy information.

Joyce shares some strategies on how to manage our finances well during the Christmas season. See omnystudio.com/listener for privacy information.

We speak to Dennis about data breaches in the digital age, and the steps CTOS is taking to protect consumers. He also explains some of the steps consumers can take to protect themselves.  Dennis also speaks about alternative data scores, and how they increase financial inclusion.  See omnystudio.com/listener for privacy information.

Rafiz explains PIDM's mandate which seeks to protect your bank deposits, insurance policies and benefits. We will be discussing how PIDM protects your deposits in the bank as well as your takaful and insurance benefits in the unlikely event of a failure of a member bank or insurer member. See omnystudio.com/listener for privacy information.

Kevin explains the concept of the 5 percent withdrawal rate for retirement, and the various factors that contribute to a financially sustainable retirement. See omnystudio.com/listener for privacy information.

Malaysia is included in Standard Chartered's Emerging Affluent Study for the first time in 2018. The report reveals some fascinating insights into the financial habits and trends among Malaysians earning about RM8,000 per month or higher. How much of the local population does the emerging affluent include, and how financially savvy are they? Plus, as more digital financial tools become available,...

Does gambling have a place in our wealth accumulation strategy? Are there physiological factors that drive such behavior? Rajen shares his insights. See omnystudio.com/listener for privacy information.

Ching shares with us the expected winners and losers from Budget 2019, and how we can start positioning our personal finances in anticipation of next year's fiscal measures. See omnystudio.com/listener for privacy information.

AKPK is about to unveil results from its survey into the financial habits of Malaysian working adults. Mohammad Mafrukhin shares with us a preview of his findings, while outlining the role emotions and employers may play in our overall financial well-being. See omnystudio.com/listener for privacy information.

Linnet shares how FPAM is using an online platform to help raise the level of financial literacy in Malaysia. See omnystudio.com/listener for privacy information.

Robert helps us derive personal finance lessons from comments made so far by the Prime Minister and the Minister of Finance about the upcoming Budget 2019. See omnystudio.com/listener for privacy information.

As Malaysia contends with an ageing population, the government is mulling raising the retirement age. Joyce shares some ways to ready ourselves financially for retirement. See omnystudio.com/listener for privacy information.