rich & REGULAR with Kiersten and Julien Saunders

Newly released figures put the cost of raising a child at more than $300,000. This week, Julien and Kiersten Saunders (@richandregular) share the pre- and post-baby costs you need to factor into your family-planning budget, what products and maternity items you can skip buying, and their No. 1 tip when it comes to spending. See omnystudio.com/listener for privacy information.   Connect with Julien...

This new workplace trend has been garnering attention on TikTok and LinkedIn. Julien and Kiersten Saunders (@richandregular) discuss the causes and repercussions of quiet quitting, and the types of employees who may benefit from establishing a workplace exit plan.  See omnystudio.com/listener for privacy information.   Connect with Julien and Kiersten on our website , Instagram , Twitter , and You...

Financial experts have been predicting a recession for the last several months, so what can we expect going forward? Julien and Kiersten Saunders (@richandregular) share how to prepare for a recession, how to respond once it occurs, and the real meaning of the phrase "millionaires are made in recessions." See omnystudio.com/listener for privacy information.   Connect with Julien and Kier...

Rising costs and the recent overturn of Roe v. Wade have been the catalyst for many men considering a vasectomy to follow through with the procedure. This week, Julien and Kiersten Saunders (@richandregular) detail the financial and social considerations that played a role in Julien's recent decision to get a vasectomy, the cost of the procedure, what happened during it, and the healing proce...

One of the biggest ways to save money and accelerate debt payoff is to shop used. Julien and Kiersten Saunders (@richandregular) share the benefits of shopping resale sites and apps like eBay, Poshmark and Facebook Marketplace, what questions you should ask yourself before making a purchase, and how you can avoid getting scammed. See omnystudio.com/listener for privacy information.   Connect with...

ESG investments go beyond just financial gain. Julien and Kiersten Saunders (@richandregular) unpack the meaning and benefits behind this "value-aligned investing" method. See omnystudio.com/listener for privacy information.   Connect with Julien and Kiersten on our website , Instagram , Twitter , and YouTube . Join our email list to get updates from us, opportunities for discounts, free...

When it comes to giving your kids a leg up, estate planning isn't the only option. This week, Julien and Kiersten Saunders (@richandregular) discuss the pros and cons of several types of investment accounts that will help your kids learn money management while working toward financial security. See omnystudio.com/listener for privacy information.   Connect with Julien and Kiersten on our webs...

Investing isn't the only way to make money. This week, Julien and Kiersten Saunders (@richandregular) speak to the power of franchising. They explain how to know if owning a franchise is a fit for you, how to get one off the ground, and the best ways to cultivate a renowned brand. See omnystudio.com/listener for privacy information.   Connect with Julien and Kiersten on our website , Instagra...

We're halfway through the year, which means it's time to review your finances. Julien and Kiersten Saunders (@richandregular) dive into seven areas you need to audit right now to stay on top of the wealth game. See omnystudio.com/listener for privacy information.   Connect with Julien and Kiersten on our website , Instagram , Twitter , and YouTube . Join our email list to get updates fro...

It's the peak of summer, which means travel season is in full swing. Julien and Kiersten Saunders (@richandregular) share the perks of booking direct, their favorite money-saving services, and why you should have a contingency plan. See omnystudio.com/listener for privacy information.   Connect with Julien and Kiersten on our website , Instagram , Twitter , and YouTube . Join our email list t...

Julien and Kiersten Saunders (@richandregular) cap their series on credit and debt with a discussion on what life looks like after those bills are finally all paid off. What do you do with the money that had previously been allocated toward debt payoff? How do you begin transitioning into wealth building? They answer these and other questions that arise after reaching this milestone. See omnystudi...

Remember layaway? That buy now, pay later mindset is still around, making us more cash-strapped than ever before. Julien and Kiersten Saunders (@richandregular) explain the psychology behind loan language and what financing services to avoid. See omnystudio.com/listener for privacy information.   Connect with Julien and Kiersten on our website , Instagram , Twitter , and YouTube . Join our email l...

Despite the market groaning under increasing levels of inflation, U.S. credit card debt just hit a record-breaking $1.1 trillion dollars. This week, Julien and Kiersten Saunders (@richandregular) discuss the implications of credit card debt amid potential interest rate hikes and offer tips to keep spending at bay. See omnystudio.com/listener for privacy information.   Connect with Julien and Kiers...

In the second of a two-part series, Julien and Kiersten read excerpts from their new (and first ever) book, Cashing Out: Win the Wealth Game by Walking Away . They unpack the meaning of "stealth wealth" and share how to leverage the tools at your disposal to obtain financial freedom. See omnystudio.com/listener for privacy information.   Connect with Julien and Kiersten on our website ,...

In this week's episode, Julien and Kiersten announce their first book: Cashing Out: Win the Wealth Game by Walking Away . As part one of a two-part series, the couple explore the book-writing process, what they want readers to walk away with and how financial freedom affects every aspect of life.  See omnystudio.com/listener for privacy information.   Connect with Julien and Kiersten on our w...

Some of us could use a little more positivity these days, so in this week’s episode, Julien and Kiersten Saunders ( @richandregular ) share 3 positive trends they’re seeing in the world of money.  Full show notes and resources can be found here: www.richandregular.com/e60shownotes Pre-order our book Cashing Out here: www.richandregular.com/cashingout Connect with us in the Success Achievers Commun...

Does your grocery bill have you weak in the knees? You’re not alone. As the US is experiencing record-levels of inflation, common grocery items are seeing double-digit increases in price. In this week’s episode, Julien and Kiersten Saunders ( @richandregular ) tackle how to adjust your grocery habits to prevent further eroding your financial goals.  Full show notes and resources can be found here:...

Several tech giants have announced mass layoffs or hiring freezes recently as a reaction to market conditions. Moves like this typically cause ripples in other parts of the job market and impact other sectors. In this week’s episode, Julien and Kiersten Saunders ( @richandregular ) talk about what to do if you suddenly lose your primary income source. Full show notes and resources can be found her...

According to a March CNBC+ Acorns Invest In You survey, 81% of adults said they think the US economy is likely to experience a recession in 2022. In this week’s episode, Julien and Kiersten Saunders ( @richandregular ) explain what a recession is, why it can be difficult to determine that we’re in one WHILE we’re in one, and a few tips to navigate the possibility that one is coming.  Full show not...

You’ve likely heard of being “underemployed”, but there’s a new trend emerging called “overemployment” where knowledge workers take on two full-time remote-jobs, typically without disclosing to either company. Would you consider taking on some extra work for extra cash? In this week’s episode, Julien and Kiersten Saunders ( @richandregular ) discuss the pros and cons of this practice, with a few s...

For many people, retirement is an elusive fantasy that feels out of reach. According to a recent article from Money, less than half of workers are confident they’ll have enough money for retirement, and another large swath of the population has a retirement plan to just work indefinitely. In this week’s episode, Julien and Kiersten Saunders ( @richandregular ) demystify retirement and what it requ...

We’re living in an unprecedented time where many of the financial rules of thumb around inflation, retirement, and even debt are being questioned. Our mission at rich & REGULAR is to inspire better conversations about money and in this week’s episode, Julien and Kiersten Saunders ( @richandregular ) cover five money conversations you need to have today.  Full show notes and resources can be fo...

“Upskilling” is one of the latest buzzwords to emerge from The Great Resignation trend and in this week’s episode, Julien and Kiersten Saunders ( @richandregular ) unpack what it means to upskill (and reskill) and why it’s such an important hedge to ensuring your earning power keeps pace with inflation and rising costs of living. Tune in to learn more about tools and resources available to help yo...

April is National Financial Literacy Month and in this week’s episode, Julien and Kiersten Saunders ( @richandregular ) kick it off with an explainer of a few common business structures. If you’re an experienced business owner or just thinking about dipping your toe into the world of entrepreneurship, one of the first tasks you have to do is pick a business structure. It’s easy to get confused, bu...

We’ve been watching the frenzy of the housing market for over a year now and empathize with the frustration that many people are going through. In this week’s episode, Julien and Kiersten Saunders ( @richandregular ) offer a potential outlet for all the anxiety by sharing 4 alternatives to buying a house right now and offering some perspective on how to think about the housing market.   Full show...