rich & REGULAR with Kiersten and Julien Saunders

This week we’re talking about the stock market's latest tantrum and what it means for YOU. (Spoiler: maybe not as much as you think!) 🤫 In this episode we’re breaking down the psychology of fear and hype, and talking about how to avoid getting caught up in the noise while building a long-term strategy that makes you more confident and less stressed. Takeaways: An overvalued stock is one wher...

This week we're ditching the usual deep dives and trying a new format. The Quick Dip is where we embrace shallow takes, and in this episode we’re talking about everything from the Olympics and bankruptcy to the creepy world of personalized pricing.  First we tackle the Olympic exploitation issue, questioning the disparity in pay and prize money for athletes across the globe. Then we discuss t...

This week we’re talking about the emotionally charged world of affordable housing, as we share the story of our journey to find suitable housing for Julien’s mother. This episode is a must-listen for anyone grappling with the complexities of aging parents and their life after retirement, financial instability, and the often-overlooked reality of the affordable housing system. In telling our story,...

"I was so sad that this might be the case, that I might have ADHD." This week we're peeling back the layers of Kiersten’s late diagnosis of ADHD. This episode is unlike any other as we get personal about Kiersten's diagnosis, the societal pressures that shaped her understanding of it, and the impact it has on her relationship with Julien and with money. Join us as we explore th...

Many of us know we should be investing for our retirement through accounts like a 401K, but how many of us also have a brokerage account?  Think of a brokerage account as a Swiss Army knife for your financial life. It can help you save for retirement, invest for the short-term, and even handle unexpected financial challenges. In this episode, we uncover the hidden potential of brokerage accounts,...

Money is a hot topic, and it's easy for disagreements to turn into full-blown fights. In this episode, we dive into the common reasons why we fight about money with our partners, family members, and even friends. We explore how our past experiences, cultural influences, and even the nature of our brains can lead to conflict and how to navigate these situations with grace and understanding. Ke...

There's a lot of buzz around stock splits these days. Nvidia, Walmart, Chipotle - everyone's talking about it! But, as we explained on the podcast, this isn't the financial revolution you might think it is. A stock split is a simple concept: it's like taking a whole pie and cutting it into more slices. You don't end up with more pie; you just have more pieces. The same is...

We're excited to be back with a new season of our award-winning original video series, Money on the Table. This episode dives into the origins and inspiration behind Season 3 and why we decided to return to our humble home kitchen for these conversations. We’re unpacking why those authentic, no-holds-barred conversations about money are dang important, how food can be a powerful medium for br...

Happy Father’s Day to all the Dads! In this special solo episode, Julien offers a heartfelt and inspiring look into the actual experience of fatherhood. He gives a refreshing perspective on fatherhood and opens up about his own journey, sharing a powerful message of presence, growth, and the role of a dad. Julien takes us on a personal exploration, revealing he wasn't always the father he is...

It’s time for your 2024 midyear money check-in and in this episode, we discuss the importance of celebrating the overlooked smaller financial wins and milestones. We know the feeling – it's easy to get caught up in big goals, like buying a house or retiring early. But what about the smaller victories along the way? Julien reflects on the feeling of hitting "zero-naire" status after...

This episode is a special one, inspired by a listener suggestion based on a recent event Kiersten spoke at with Ally and UnitedMasters called SelectCon! We're diving into the concept of the "soft life" and how it relates to money, financial goals, and entrepreneurship. Here's what we cover: SelectCon: We start by discussing our experience at SelectCon, a unique event hosted by...

It's graduation season and the Class of 2024 faces a unique set of challenges: crushing student loan debt, a competitive job market, and the constant pressure to "hustle."  In this episode, we're cutting through the noise and giving real, actionable advice for the new world of work. In this episode, we talk about: The truth about student loan debt: How it influences career choi...

Is summer break a vacation, a project, or a chaotic mess? In this episode, we're diving into the reality of childcare during the summer months, exploring why even high-income families rely on relatives, and why traditional camps and daycare might not be the answer. Join us as we unpack the reality of summer childcare and discover creative solutions to make the break a time for growth, connect...

The job market is more competitive than ever. Even with the perfect resume and impressive credentials, landing your dream job (or even a decent one) feels impossible. What's the missing piece? This episode dives into the unspoken truth: you need to learn how to sell yourself . We're tackling the tough questions: Why is self-promotion so important in today's world? We explore how the...

This week we're discussing the inspiring journey of Kim Lewis, CEO of CurlMix, as she shares her experiences and insights on building a successful business and challenging societal norms.  The conversation highlights the ups and downs of entrepreneurship, her experience with Shark Tank, fundraising insights and how her relationship with money has changed throughout her entrepreneurial journey...

This week we’re chatting with Jannese Torres, the proud Latina behind the new book "Financially Lit!" and the Yo Quiero Dinero community. We talked about her incredible journey to financial independence, breaking free from traditional paths and the importance of redefining success and wealth. Jannese opened up about her experience being laid off from her corporate job and realizing she n...

In this conversation, Yvette Sadler Butler, CEO and founder of Hive Wealth, discusses her journey in the financial services industry and how it influenced the creation of Hive Wealth. In it, she shares her vision of making finance more inclusive and accessible to everyone through financial planning powered by AI. The conversation explores the rise of Black investors in the stock market, the import...

If you want to know the secret to stress-free cooking at home this episode is for you! This week, we're exploring the world of kitchen technology that can help you save money, eat healthier, and make cooking at home easier and more enjoyable. We'll discuss our personal experiences with various gadgets, highlighting the benefits for both novice and experienced cooks.  Key Takeaways: Cooki...

Ken and Mary Okoroafor based out of the UK and founders of The HumblePenny.com discuss their life and new book Financial Joy. In this conversation, they share their journey of starting their blog and the importance of representation in the personal finance space. They discuss the advantages of raising their children to be investors and the importance of being aligned as a couple. They also emphasi...

This week we’re joined by author and personal finance expert Lynnette Khalfani-Cox to discuss the importance of financial resilience and the strategies for bouncing back from setbacks. Lynnette dives into the core concepts from her book "Bounce Back: “The Ultimate Guide to Financial Resilience and explores the emotional side of financial challenges. In this refreshingly candid interview, Khal...

To get your copy of the FREE Financial Technology Toolkit, click here and we'll send your guide directly to your email address.    To learn more, visit the rich & REGULAR blog here Tech literacy isn't a one-and-done skill. It requires continuous learning and adaptation as innovation marches on. And there are very few areas that are being transformed by technology as rapidly as person...

In this episode, we’re discussing how to manage a windfall, whether it's a sudden influx of money from investments, bonuses, or unexpected events. We share our personal experiences with windfalls and the importance of splurging and treating yourself to experiences. We emphasize the need to resist the urge to act quickly and instead create a wish list and categorize priorities. We also discuss...

In this episode,  we respond to an email from a woman who wanted to know when to give up on a trucking business she started with her husband. The conversation covers topics such as faith, confidence, financial planning and finding the right partners, and we provide advice on calculating the cushion needed to support the business, as well as the importance of psychological resilience in entrepreneu...

Happy Women's History Month 2024! What does it mean to be a perfectionist? Is it a blessing or a curse? How does it affect your relationship with money, yourself, and others? In this special solo episode, Kiersten chats with Katherine Morgan Schafler, a psychotherapist and coach who helps people overcome perfectionism and live authentically.  They talk about the different kinds of perfectioni...

In this episode, we’re talking about how we parent our son Beau and teach him about money. We share our philosophy of raising a rich kid, not by giving him everything he wants, but by teaching him the value of saving and investing from a young age. We also talk about the pressure we feel as parents to provide more for our child, and how we use self-imposed constraints to teach him responsibility....