Rich Girls' Guide

Hey Rich Girls, Kirby here - Ever wondered how you can pay $0 in taxes AND get a refund? Tune in to find out! And yes, this is perfectly by the book! **please note this is not investment advice, just my opinion & should be used for entertainment purposes only** CONNECT WITH ME: YouTube: https://m.youtube.com/@richgirlsguide Threads: ⁠ https://www.threads.net/@richgirlsguidepodcast⁠ Instagram:...

Got kids? Get the most back on your taxes this year! I'm breaking down how child tax credit & Dependent care tax credit work, and how YOU can make them work in your favor. **please note this is not investment advice, just my opinion & should be used for entertainment purposes only** CONNECT WITH ME: YouTube: https://m.youtube.com/@richgirlsguide Threads: ⁠ https://www.threads.net/@ric...

Hey Rich Girls, Kirby here - wondering whether or not you should be saving for your child's college education? I’ll give you the low down on EVERYTHING you need to know about college savings accounts so that you can make an informed decision for your family.  **please note this is not investment advice, just my opinion & should be used for entertainment purposes only** CONNECT WITH ME: Yo...

Hey Rich Girls, Kirby here - wondering whether or not you should be saving for your child's college education? I’ll give you the low down on EVERYTHING you need to know about college savings accounts so that you can make an informed decision for your family.  **please note this is not investment advice, just my opinion & should be used for entertainment purposes only** CONNECT WITH ME: Yo...

Have you ever wondered how people live off of their dividends and interest? Well then you are in luck - today we are breaking down how you can calculate how much YOU would need to live off dividends & interest! USE MY ALLY BANK REFERRAL LINK: https://ally.com/referral?code=9C5K7J9Y6D to help you get started, you can get up to a &125 bonus from Ally bank to get you started on your savings j...

How much should you have in your emergency fund? What should it be invested in? Where should you hold it??? You will be able to answer ALL of these questions by the end of today’s episode, AND we’ll even get you set up with a timeline on when you can achieve a fully funded emergency fund. USE MY ALLY BANK REFERRAL LINK: https://ally.com/referral?code=9C5K7J9Y6D to help you get started, you can get...

Hey Rich Girls, Kirby here - today we are going to break down exactly how to calculate your net worth, how much it should be increasing year over year, and why tracking your progress is KEY to growth. CONNECT WITH ME: YouTube: https://m.youtube.com/@richgirlsguide Threads: ⁠ https://www.threads.net/@richgirlsguidepodcast⁠ Instagram: https://www.instagram.com/richgirlsguidepodcast/ TikTok: https://...

Hey Rich Girls, Kirby here - and today we are going to discuss how you should be handling money and finances as a couple.  RESOURCES: National Domestic Violence Hotline: 800-799-7233 Women Helping Women 24/7 Hotline: 1-877-889-5610 **please note this is not investment advice, just my opinion & should be used for entertainment purposes only** CONNECT WITH ME: YouTube: https://m.youtube.com/@ric...

Hey Rich Girls, Kirby here - come with me to see whether or not my family of four is able to stick to an $800 grocery budget for the month of January! While it's not exactly frugal living, it is WAY less than we normally spend on groceries! **please note this is not investment advice, just my opinion & should be used for entertainment purposes only** USE MY ALLY BANK REFERRAL LINK: https:...

Are your accounts recession proof?  Recession or not, your accounts should ALWAYS be recession proof, and I have 5 tips for you today that will help you do just that... USE MY ALLY BANK REFERRAL LINK: https://ally.com/referral?code=9C5K7J9Y6D to help you get started, you can get up to a &125 bonus from Ally bank to get you started on your savings journey! CONNECT WITH ME: Threads: ⁠ https://ww...

Hey Rich Girls, Kirby here - Want to invest your first $1k but don’t know where to begin? I’ll walk you through 5 easy steps so that you can get started investing TODAY! USE MY ALLY BANK REFERRAL LINK: https://ally.com/referral?code=9C5K7J9Y6D You can get up to a $125 sign up bonus from Ally Bank to get you started on your savings journey! Just use this link, open your account & make your firs...

Hey Rich Girls, Kirby here - today I am spilling the secrets about ETF’s; what they are, why you might want to consider investing in them, and 3 reasons why you need to know WTF they are! *please note this is not investment advice, just my opinion & should be used for entertainment purposes only* CONNECT WITH ME: Threads: ⁠https://www.threads.net/@richgirlsguidepodcast ⁠Instagram: https://www....

Get your mind out of the gutter! Hey Rich Girls, Kirby here - and today we are breaking down whether the size of your credit score REALLY matters, the amount of money it could be costing you and of course some tips & tricks to make your score bigger. **please note this is not investment advice, just my opinion & should be used for entertainment purposes only** CONNECT WITH ME: YouTube: htt...

Hey Rich Girls, Kirby here - and I am spilling the tea on EVERYTHING you need to know as a first time homebuyer. Homebuying hacks I can get behind, which ones I would avoid, interest rates, realtors - we're discussing it all today! **please note this is not investment advice, just my opinion & should be used for entertainment purposes only** CONNECT WITH ME: YouTube: https://m.youtube.com...

Hey Rich Girls, Kirby here - and today we have a different kind of episode. We are following the 'That Girl' trend, but instead we are becoming a 'Rich Girl'. **please note this is not investment advice, just my opinion & should be used for entertainment purposes only** CONNECT WITH ME: Instagram: https://www.instagram.com/richgirlsguidepodcast/ TikTok: https://www.tiktok.c...

Hey Rich Girls, Kirby here - and today is my very first bonus episode! We are doing a short & sweet overview of Roth IRA backdoor contributions for those of you high earners who need ~options~  **please note this is not investment advice, just my opinion & should be used for entertainment purposes only** Follow along on my 2024 budgeting journey: //www.tiktok.com/@richgirlsguide CONNECT WI...

Hey Rich Girls, Kirby here - and today we are building a budget that we will ACTUALLY follow! Join me in embarking upon a budgeting journey for the ENTIRE YEAR of 2024! **please note this is not investment advice, just my opinion & should be used for entertainment purposes only** Follow along on my 2024 budgeting journey: //www.tiktok.com/@richgirlsguide CONNECT WITH ME: Instagram: https://www...

Hey Rich Girls, Kirby here - and today is an unhinged holly jolly Q&A episode answering your burning 401k questions! **please note this is not investment advice, just my opinion & should be used for entertainment purposes only** Part 1 of the 401k series: https://youtu.be/yqgPNO-Rt2Q?si=RWdSXDCYgJHgzFUc Part 2 of the 401k series: https://youtu.be/ebMfHFv6pLs?si=Fn_c0LK2O_s3YYjv Part 3 of t...

Hey Rich Girls, Kirby here - and today is the LAST SEGMENT in our 401k series! We are answering my most asked question regarding 401k’s and retirement in general: how much should I be saving for retirement??  Part 1 of the 401k series: https://youtu.be/yqgPNO-Rt2Q?si=RWdSXDCYgJHgzFUc Part 2 of the 401k series: https://youtu.be/ebMfHFv6pLs?si=Fn_c0LK2O_s3YYjv Part 3 of the 401k series: https://yout...

Hey Rich Girls, Kirby here - and today we are going to look at our specific investment options within our 401k. I am giving you all the tips that I use for my own personal 401k! This is part 3 of a 4 part series, so buckle up and get ready to take some notes. Part 1 of the 401k series: https://youtu.be/yqgPNO-Rt2Q?si=RWdSXDCYgJHgzFUc Part 2 of the 401k series: https://youtu.be/ebMfHFv6pLs?si=Fn_c0...

Hey Rich Girls, Kirby here - and today we are dissecting the STOCK MARKET! Let’s call this class Stock Market 101. This is part 2 of a 4 part series, so buckle up and get ready to take some notes. CONNECT WITH ME: Instagram: https://www.instagram.com/richgirlsguidepodcast/ TikTok: https://www.tiktok.com/@richgirlsguide YouTube: ⁠Rich Girl’s Guide - YouTube⁠ Apple Podcasts: https://podcasts.apple.c...

Hey Rich Girls, Kirby here - and we are doing a DEEP DIVE into all things 401k’s! This is part 1 of a 4 part series, so buckle up and get ready to take some notes. Self employed timestamp: 25:23 Instagram: https://www.instagram.com/richgirlsguidepodcast/ TikTok: https://www.tiktok.com/@richgirlsguide YoutTube: https://m.youtube.com/@richgirlsguide Want YOUR money question to be answered on an upco...

Hey, Rich Girls! Today I'm giving you a motivational pep talk (OK, maybe more of a big sis real talk) about how NOT to go broke this Black Friday. Want YOUR money question to be answered on an upcoming episode? Submit an anonymous question here: https://richgirlsguidepodcast.com/contact  Instagram: https://www.instagram.com/richgirlsguidepodcast/ TikTok: https://www.tiktok.com/@richgirlsguide...

Hey Rich Girls, Kirby here! Today we are answering the question: to roth, or not to roth? Follow along: Instagram: https://www.instagram.com/richgirlsguidepodcast/ TikTok: https://www.tiktok.com/@richgirlsguide YouTube: https://m.youtube.com/@richgirlsguide Spotify: https://open.spotify.com/show/6suGRkd9m1kjNNiRvbLhT7 Amazon Music: https://music.amazon.com/podcasts/a4f703ca-ee8e-442f-8314-3f498024...

Hey Rich Girls, Kirby here! Today we are exploring my top 6 Rich Girl Habits & how you can start to identify your bad money habits and turn them into good money habits.