Ribbis in the Business World - Chaim Francis

17. Jewish Mortgage Lenders - Part 2 11.09.2020 0:20 ↓

What is the proper way to structure a Heter Iska when the lender is receiving points or benefits at the beginning of the loan.

16. Jewish Mortgage Lenders - Part 1 25.08.2020 4:44 ↓

What is the appropriate Heter Iska for a Jewish mortgage lender who will eventually sell the loan to Non-Jewish investors.

15. Operating agreements that call for interest loans 04.08.2020 4:49 ↓

Is it permitted to sign an operating agreement that calls for potential loans that violate Ribbis? And does it make a difference if the parties are confident that they will not actually transpire.

14. Preferred Equity Investments. 20.07.2020 5:39 ↓

What is the Halachic status of a Preferred Equity structure? Is it considered a loan or investment.

13. Lending personal funds to your business 30.06.2020 4:40 ↓

Is it permitted for a partner to lend personal funds to his business and collect interest. 

12. Borrowing a personal loan on behalf of your business - Part 2 14.06.2020 5:50 ↓

A continuation of episode 11.

11. Borrowing a personal loan on behalf of the business - Part 1. 28.05.2020 5:42 ↓

Is it permitted for a partner to borrow funds from his personal line of credit and deposit them into the business under the same terms that he has to his creditor. And can a partner swipe his personal credit card, when the payments will be made directly from the business. 

10. Guaranteeing a Business loan 17.05.2020 5:32 ↓

Is it permitted for a partner to guarantee a loan on behalf of his business. And is it permitted for partners to accept Joint and Several liability.

9. Co-signers in Hilchos Ribbis 01.05.2020 7:58 ↓

Is it permitted for a jewish person to co-sign a loan between a non-jewish lender and jewish borrower.

8. Non-Recourse Loans - The Heter of the Igros Moshe 14.04.2020 5:29 ↓

In this episode we discuss the opinion of R' Moshe Feinstien zt'l regarding non-recourse loans.

7. Is a Heter Iska an option for a personal loan. 25.03.2020 6:19 ↓

When someone is borrowing funds for personal expenses, but not to invest, can a Heter Iska be used.

6. Lending to your partner - is a Heter Iska an option 16.03.2020 5:10 ↓

When a partner lends personal funds to his business what is the proper way to structure the Heter Iska.

5. How high can the profit agreement of a Heter Iska be. 08.03.2020 7:08 ↓

How high can the profit agreement of a Heter Iska be? This is a discussion relevant for high interest or Merchant Cash Advance loans.

4. Heter Iska Part 3 - The two Heter Iska forms: Chatzei Milveh and Kuloi Pikodon. 28.02.2020 8:44 ↓

This episode discusses the two forms of Heter Iska's, known as a  Chatzei Milvah and Kuloi Pikadon. 

2. Heter Iska Part 1 - The distinction between a loan and an investment 23.02.2020 6:13 ↓

An important introduction to understanding a Heter Iska: In this episode we discuss the basic distinction between a loan and an investment.

3. Heter Iska Part 2 - What is a Heter Iska (long version) 23.02.2020 9:59 ↓

An explanation how a Heter Iska helps circumvent the Ribbis violation. For a shorter explanation see episode 18.