Retiring With Enough

Send us Fan Mail Wishing all listeners the very best holiday season. If you’d like to be a part of a free online retirement community, join us on Facebook:  https://www.facebook.com/groups/399117455706255/?ref=share

Send us Fan Mail For people who are retired, or approaching retirement, income needs and income generation in Retirement take center stage. Retirement income can be generated from many different sources, but few income sources are steady and ongoing. Do annuities provide a safe and inflation protected source of retirement income? If you’d like to be a part of a free online retirement community, jo...

Send us Fan Mail Over the last few years Annuity ownership within retirement plans has become more commonplace. But, annuities can be very confusing and misunderstood. The main benefits of annuities appear to be secure and guaranteed income that can occur over a fixed period, or for the remainder of a person’s life. However, it should also be noted that these benefits come with a higher cost in te...

Send us Fan Mail There are significant differences between Traditional and Roth IRAs. An outside author states that Roth IRAs are beneficial for only 0.2% of workers. Both types of IRAs are outlined and contrasting information is provided to help listeners formulate their own opinion on the validity of Roth IRA contributions.   If you’d like to be a part of a free online retirement community, join...

Send us Fan Mail Retirement can be a period of confusion concerning how each day will be filled and how to schedule retirement activities. Hybrid Planning Calendars are a melding of structured and unstructured planning calendars and are an effective calendar/ planner for use in retirement. If you’d like to be a part of a free online retirement community, join us on Facebook:  https://www.facebook....

Send us Fan Mail Reflect upon your present blessings of which every man has many - not on your past misfortunes, of which all men have some.    -Charles Dickens If you’d like to be a part of a free online retirement community, join us on Facebook:  https://www.facebook.com/groups/399117455706255/?ref=share

Send us Fan Mail Each person’s " Life Clock ” is wound only once and no one knows exactly when that clock will wind down and stop. Different people in different cultures and different localities place different values on time. But in its final essence, we are all given the same amount of time each day, and each person has a choice in how they will spend the time given them. If you’d like to b...

Send us Fan Mail A listener recently begged me to agree with him that his best option was to sell all of his stock holdings and move to a cash position. Would my agreement with his statement be considered wise? If you’d like to be a part of a free online retirement community, join us on Facebook:  https://www.facebook.com/groups/399117455706255/?ref=share

Send us Fan Mail Just like a real pie, a Retirement Pie is the combination of many different ingredients that are mixed a certain way, layered in a pan (retirement account), and then allowed to cook (mature) for a period of time. If you’d like to be a part of a free online retirement community, join us on Facebook:  https://www.facebook.com/groups/399117455706255/?ref=share

Send us Fan Mail I recently reviewed the original podcast titled CRAFTING A STRATEGIC INVESTMENT ROADMAP , and realized that the material was comprehensive, but also complex. The simplified version of crafting a strategic Investment roadmap utilizes only two principles. If you’d like to be a part of a free online retirement community, join us on Facebook:  https://www.facebook.com/groups/399117455...

Send us Fan Mail Almost everyone knows those gnawing internal feelings that can eat away at physical and mental health if not addressed. The first step in treating stress and anxiety is to acknowledge their presence. The causes and manifestations of stress and anxiety are harder to treat and resolve. If you’d like to be a part of a free online retirement community, join us on Facebook:  https://ww...

Send us Fan Mail Staying in a toxic workplace and work dissatisfaction can lead to problems with physical health, mental health, and overall well-being. Five pathways to better job satisfaction are discussed. If you’d like to be a part of a free online retirement community, join us on Facebook:  https://www.facebook.com/groups/399117455706255/?ref=share

Send us Fan Mail A listener questions whether “All In” in the S&P 500 Index is a good idea? The pros and cons of 100% allocations in single asset classes are discussed through Mathematical and Emotional explanations. If you’d like to be a part of a free online retirement community, join us on Facebook:  https://www.facebook.com/groups/399117455706255/?ref=share

Send us Fan Mail C.O.L.A. payments are annual additions added to Social Security benefits to help offset inflation when needed. This podcast discusses whether C.O.L.A. payments keep pace with inflation. If you’d like to be a part of a free online retirement community, join us on Facebook:  https://www.facebook.com/groups/399117455706255/?ref=share

Send us Fan Mail Quitting work permanently is inherently different from changing jobs, so these two situations should not be treated as being equal. What does someone need to do in both situations? If you’d like to be a part of a free online retirement community, join us on Facebook:  https://www.facebook.com/groups/399117455706255/?ref=share

Send us Fan Mail What are the functional aspects of a Net Worth number? What does net worth mean? How does Net Worth fit into an integrated retirement plan? If you’d like to be a part of a free online retirement community, join us on Facebook:  https://www.facebook.com/groups/399117455706255/?ref=share

Send us Fan Mail Self-importance is an easy behavior to understand in light of today’s social media. In prehistoric times self-importance fostered self-awareness and self-preservation. But, we are no longer in prehistoric times, and self-importance can lead to treating others poorly! If you’d like to be a part of a free online retirement community, join us on Facebook:  https://www.facebook.com/gr...

Send us Fan Mail Everything has a cost that differs from its price, and those costs can be expressed in terms of monetary costs, physical costs, mental costs, and emotional costs. If you’d like to be a part of a free online retirement community, join us on Facebook:  https://www.facebook.com/groups/399117455706255/?ref=share

Send us Fan Mail Retirement is less about having more than enough or having enough, and much more about what creates sustained happiness and satisfaction . Does more than enough create Alpha (excess happiness) over enough? If you’d like to be a part of a free online retirement community, join us on Facebook:  https://www.facebook.com/groups/399117455706255/?ref=share

Send us Fan Mail The “One More Year” Syndrome is a real phenomenon and can cause significant delays in retirement. There are many good reasons to continue working, as well as many good reasons to quit working and retire. Do you need to work “One More Year”? If you’d like to be a part of a free online retirement community, join us on Facebook:  https://www.facebook.com/groups/399117455706255/?ref=s...

Send us Fan Mail The 401(k) is one type of Defined Contribution plan that allows employees to save in a tax-deferred or tax free vehicle while also gaining matching funds from the employer. It can be one of the best ways to fund retirement if workers understand 401(k) plan benefits! If you’d like to be a part of a free online retirement community, join us on Facebook:  https://www.facebook.com/gro...

Send us Fan Mail Financial advisors encompass a large field that includes insurance agents, bankers, certified financial planners, and CPAs. The question of engaging a financial advisor or self-managing Investments ultimately affects every investor! If you’d like to be a part of a free online retirement community, join us on Facebook:  https://www.facebook.com/groups/399117455706255/?ref=share

Send us Fan Mail Most people dream of the one event that will make them multimillionaires, but statistically very few people in life are afforded that luxury. For the majority of people, successful retirement planning involves Investing a certain percentage of income regularly for long periods, usually 30 to 40 years or more. If you’d like to be a part of a free online retirement community, join u...

Send us Fan Mail Historically, Social Security benefits have been regarded as a right of workers who reach retirement age. This may come as a HUGE surprise to most people, but Social Security benefits are NOT guaranteed by the US government. If you’d like to be a part of a free online retirement community, join us on Facebook:  https://www.facebook.com/groups/399117455706255/?ref=share

Send us Fan Mail Learning about finance is like learning a new language. Financial literacy takes time, and financial fluency may take a lifetime. If you’d like to be a part of a free online retirement community, join us on Facebook:  https://www.facebook.com/groups/399117455706255/?ref=share