Retiring With Enough

Send us Fan Mail It's Thanksgiving, again! Join me for a mini-Thanksgiving celebration. If you’d like to be a part of a free online retirement community, join us on Facebook:  https://www.facebook.com/groups/399117455706255/?ref=share

Send us Fan Mail What are Estate Documents, and why are they necessary?  I had Estate Documents drafted approximately 15 years ago. Why do these documents need to be updated? If you’d like to be a part of a free online retirement community, join us on Facebook:  https://www.facebook.com/groups/399117455706255/?ref=share

Send us Fan Mail Multiple accounts mean more complicated record keeping, retirement planning, and tax preparation. The bottom line is, it’s just harder to keep track of multiple accounts across multiple platforms. Is it time to consolidate financial accounts? If you’d like to be a part of a free online retirement community, join us on Facebook:  https://www.facebook.com/groups/399117455706255/?ref...

Send us Fan Mail Managing expectations is not about reaching a particular goal, or even attaining a certain financial level.  Managing expectations has much more to do with mindset and happiness.  If you’d like to be a part of a free online retirement community, join us on Facebook:  https://www.facebook.com/groups/399117455706255/?ref=share

Send us Fan Mail Join Kevin Lyles, CRPC™ and me as we provide a long form discussion about choosing where to live in retirement. If you’d like to be a part of a free online retirement community, join us on Facebook:  https://www.facebook.com/groups/399117455706255/?ref=share

Send us Fan Mail If you are part of the boomer generation, you were likely raised in the era of “One size fits all”.  But, many years have passed, and the philosophy of one-size-fits-all has evolved to emphasize a philosophy of one-size-fits-one. If you’d like to be a part of a free online retirement community, join us on Facebook:  https://www.facebook.com/groups/399117455706255/?ref=share

Send us Fan Mail In a world filled with noise, the absence of noise can be very disconcerting. It’s hard for many people to become quiet internally and externally.  If you’d like to be a part of a free online retirement community, join us on Facebook:  https://www.facebook.com/groups/399117455706255/?ref=share

Send us Fan Mail “The more you leave out, the more you highlight what you leave in.” -Henry Green Over the three years I have been doing this podcast, I've stated that I am a DIY (do-it-yourself) investor with over 50 years of investing experience.  This was a true statement until a couple of months ago. If you’d like to be a part of a free online retirement community, join us on Facebook:  h...

Send us Fan Mail What happens when your partnership with risk no longer works? How do you dissolve the partnership? This process is termed portfolio de-risking. If you’d like to be a part of a free online retirement community, join us on Facebook:  https://www.facebook.com/groups/399117455706255/?ref=share

Send us Fan Mail Estimated taxes and tax payments are some of the most misunderstood tax requirements taxpayers face.  Payment of estimated taxes is more problematic for retirees who never paid estimated taxes during their working careers! If you’d like to be a part of a free online retirement community, join us on Facebook:  https://www.facebook.com/groups/399117455706255/?ref=share

Send us Fan Mail In a recent Podcast I discussed the relative merits of a Roth IRA .  Many factors determine whether or not Roth IRA contributions make sense. The account holder’s age, tax bracket, net worth, risk tolerance, and available cash are important in establishing a Roth IRA. One of the most important factors to consider is age. As someone ages, it becomes less advantageous to contribute...

Send us Fan Mail Join me as I move to the other side of the microphone and am interviewed by my daughter Catherine. If you’d like to be a part of a free online retirement community, join us on Facebook:  https://www.facebook.com/groups/399117455706255/?ref=share

Send us Fan Mail Join me as I celebrate the 3rd Birthday of the Retiring  With Enough Podcast, and answer a listener question. If you’d like to be a part of a free online retirement community, join us on Facebook:  https://www.facebook.com/groups/399117455706255/?ref=share

Send us Fan Mail Everyone has certain needs whether living in a developed or a developing country. Whether you term these things basic life necessities or core necessities, people need these basic things to provide for daily living. These core necessities are food, shelter, access to transportation, access to health care, and utilities. The United States is considered one of the wealthiest nations...

Send us Fan Mail A friend posed a simple question.  Are Roth accounts worth the time and effort? The answer is complex and more nuanced. Many things determine the validity of a Roth account including age, tax rate, income, retirement planning, and estate planning. If you’d like to be a part of a free online retirement community, join us on Facebook:  https://www.facebook.com/groups/399117455706255...

Send us Fan Mail Mr. and Mrs. Smith are "drowning" in a sea of cash! Because of this growing “problem”, Mr. and Mrs. Smith decided they want to provide financial gifts to their grandchildren who range in age from late teens to late 20s. Mr. Smith’s questions focused on how to give these gifts in the best manner  If you’d like to be a part of a free online retirement community, join us on...

Send us Fan Mail Join Kevin Lyles, CRPC™ and me as we provide a long form discussion about inflation and its multiple effects on retirement. If you’d like to be a part of a free online retirement community, join us on Facebook:  https://www.facebook.com/groups/399117455706255/?ref=share

Send us Fan Mail Is the historical Viewmaster style of traditional wealth accumulation with no frills or technology still valid, or have traditional wealth accumulation concepts been replaced and negated by more modern approaches? If you’d like to be a part of a free online retirement community, join us on Facebook:  https://www.facebook.com/groups/399117455706255/?ref=share

Send us Fan Mail There are several basic and essential rules of personal finance that should be learned and followed.  NO ONE wants to reach retirement age with little or no money, and no way to catch up!  If you’d like to be a part of a free online retirement community, join us on Facebook:  https://www.facebook.com/groups/399117455706255/?ref=share

Send us Fan Mail “Family isn’t defined only by last names or by blood; it’s defined by commitment and by love.” – Dave Willis. Many new homes are built without a dedicated space for family communal dining. This building trend says volumes about American family units today. If you’d like to be a part of a free online retirement community, join us on Facebook:  https://www.facebook.com/groups/399117...

Send us Fan Mail Join me as I interview Cindy Terry, a unique Retiree with a special outlook on life. If you’d like to be a part of a free online retirement community, join us on Facebook:  https://www.facebook.com/groups/399117455706255/?ref=share

Send us Fan Mail The conventional approach to withdrawing retirement funds generally involves withdrawing from taxable accounts first, followed by tax-deferred accounts, and finally tax-free accounts. This strategy can minimize taxes and maximize the growth of tax-advantaged investments.  Does that mean that this is the best approach for everyone? Like most retirement-related topics, the answer is...

Send us Fan Mail “Time is what we want most but what we use worst. ” — William Penn Each passing year changes and shortens my horizon, just like it does yours. And that changes how one approaches life. Does one buy a new house at age 73 and consider a 30-year mortgage? Or does someone engage in the opposite behavior, refraining from buying green bananas? If you’d like to be a part of a free online...

Send us Fan Mail “If it's your job to eat a frog, it's best to do it first thing in the morning. And if it's your job to eat two frogs, it's best to eat the biggest one first.” - Mark Twain If you’d like to be a part of a free online retirement community, join us on Facebook:  https://www.facebook.com/groups/399117455706255/?ref=share

Send us Fan Mail In our media-driven world, perception is a powerful emotion . The type and style of clothing worn are common tools that media influencers use to enhance perception. The style and type of clothing a person wears send a powerful message. If you’d like to be a part of a free online retirement community, join us on Facebook:  https://www.facebook.com/groups/399117455706255/?ref=share