Retirement Strategies with Alan Cantrell

Alan talks about starting retirement planning early in the financial red zone with extra savings efforts and good strategies with your savings vehicles.  The discussion then shifts to the need to have a contingency plan in the event of an earlier than expected retirement. You can reach Alan Cantrell by calling 479-935-9767. Retirement Strategies Group of Northwest Arkansas See omnystudio.com/liste...

It’s not asking too much to be happy in retirement.  Proper planning can help lead to that.  That’s the topic of conversation as Alan discusses the freedom of being debt free, having a good spending plan, clearly communicating with your spouse, and having diverse income sources.  This podcast also addresses some important facts about annuities. You can reach Alan Cantrell by calling 479-935-9767....

Fred provides the answers to some commonly asked and very important questions regarding proper retirement planning.  He also looks at what should be considered in shoring up your retirement in the new year. You can reach Fred Saide by calling 800-593-8188. Money Matters USA See omnystudio.com/listener for privacy information.

Alan covers tax strategies that are available for those 50 and older and are critical to consider on that journey to and through retirement.  He also talks about solutions to retirement roadblocks and offers tips on how to better understand and maximize your 401(k). Retirement Strategies Group of Northwest Arkansas See omnystudio.com/listener for privacy information.

Alan covers some sound savings strategies to consider implementing when you’re nearing retirement such as funding that 401(k) to the max, rethinking your 401(k) assignments, and looking at traditional and Roth in determining what may work best for you.  Also covered in the podcast are some good strategies for that transition to a safer mode in your financial life. You can reach Alan Cantrell by ca...

Alan highlights some reasons why your financial education shouldn’t stop once you hit retirement.  The discussion included factoring inflation, planning for healthcare costs, and staying on top of legal changes in the retirement universe.  He also talks about dividend stocks and information a financial professional will need from you in order to build a stronger retirement plan. You can reach Alan...

Alan addresses common retirement fears and offers solutions to overcome them.  Some of the fears include inflation, Social Security and the future of it, market volatility, and the cost of health care.  Alan also discusses some things you should do and some things you should avoid in your retirement planning process. You can reach Alan Cantrell at 479-935-9767. Retirement Strategies Group of North...

How in the world do you tie Seinfeld into retirement planning tips?  Alan pulls it off with clips from the sitcom that do lead to a productive conversation on retirement planning.  Watching your risk, budgeting, guarding your emotions, and the power of compounding are part of the conversation. You can reach Alan Cantrell at 479-935-9767. Retirement Strategies Group of Northwest Arkansas See omnyst...

Alan discusses a Bankrate survey that shows a good number of Americans are significantly behind on their retirement savings.  How can you get back on track?  Listen for tips here.  Decumulation:  What is it?  Alan defines it and discusses good strategies to consider when you are enter this phase of your financial life. You can reach Alan Cantrell at 479-935-9767. Retirement Strategies Group of Nor...

Alan covers that early stage when you first retire and what you should be considering with the goal of staying on track. Some suggested moves include managing your cash flow, finding a good balance between growth and income, and managing taxes.  What happens if you face retirement earlier than planned?  The conversation centers around assessing the financial impact, making sure you have health cov...

Alan discusses why some people feel they may need to delay their retirement start date.  Some reasons cited in a recent Gallup poll include insufficient savings, worry over taxes, too much debt, and not wanting to leave money on the table.  When factoring longevity, the reasons to adopt strategies to avoid running out of money in retirement become even more critical.  The discussion in this podcas...

What do you do and what can you do with that 401(k) when you retire?  That’s part of the discussion in this podcast.  Alan covers qualified distributions, the “Age 55” rule, whether or not to let it lie, and more.  Some baby boomers are considering working longer.  Why is that?  That’s also part of the discussion. You can reach Alan Cantrell by calling 479-935-9767. Retirement Strategies Group of...

Alan discusses how to approach a withdrawal rate in retirement in a safe manner.  He also looks at good strategies to boost your savings in the financial red zone.  He stresses to take longevity seriously, build that savings safety net and to understand inflation and proper diversification. Reach out to Alan Cantrell at 479-935-9767. Retirement Strategies Group of Northwest Arkansas See omnystudio...

Alan introduces and answers some common questions asked by those near and in retirement.  The questions have to do with inflation, retirement income, and budgeting.  He also faces long-term care head on in discussing some good alternative strategies and tackles some retirement bad habits. You can reach Alan Cantrell at 479-935-9767. Retirement Strategies Group of Northwest Arkansas See omnystudio....

Alan compares retirement strategies to the game of chess in explaining how the pawn, knight, queen, and king can be compared to your moves leading up to and in retirement.  He also gives good tips on when to look for in finding the right financial professional and show what you can do the further build your savings when you’re in the financial red zone. You can reach Alan Cantrell at 479-935-9767....

The retirement strategies could be different in the situation of a significant age gap with couples.  Alan discusses Social Security claiming strategies, coordinating retirement dates, life insurance, and the process of setting up retirement income.  The conversation also centers on factoring inflation in retirement planning and being mindful of the risks of retirement of today. You can reach Alan...

Alan discusses ways to better save for and in retirement.  Some include working with a professional for a savings plan, getting out of debt, considering an HSA if you are eligible, and cutting unnecessary expenses.  How can inflation impact your retirement?  Alan explains and offers strategies to consider when factoring inflation. You can reach Alan Cantrell by calling 479-935-9767. Retirement Str...

Alan discusses factors to consider in your effort to establish a good risk level when you’re near retirement.  If you’re close to retirement and the talk is of possible recession, what should you take into consideration?    He talks about moving to safer ground, paying down your debt, and keep that cash stash.  He then moves into good retirement strategies for married couples to consider. You can...

Alan opened with strategies that can help eliminate the “I wish I had” thoughts for those entering retirement such as developing high level retirement strategies sooner and being open to changing strategies.  He also stressed the need to build a plan that can withstand a turbulent market and addressed the fear of running out of money in retirement. You can reach Alan Cantrell by calling 479-935-97...

Alan takes a close look at Secure Act 2.0 and provisions that have already been enacted and looks ahead at what is to come in 2024.  He also addresses the excuses or justifications people make to delay seeking the help of a retirement professional. You can reach Alan Cantrell by calling 479-935-9767. Retirement Strategies Group of Northwest Arkansas See omnystudio.com/listener for privacy informat...

Alan covers smart money moves during those critical first five years of retirement and then moves into something that should be discussed before you retire.  That’s building that dependable income stream that will last you and the tools that are available.  You can reach Alan Cantrell by calling 479-935-9767. Retirement Strategies Group of Northwest Arkansas See omnystudio.com/listener for privacy...

Alan addresses concerns of retirees involving their feeling of inadequate savings and their worries of inflation, higher interest rates, and unstable markets.  He demonstrates how he can help keep in check the inevitable emotions that creep into retirement planning and then discusses sound retirement distribution strategies. You can reach Alan Cantrell by calling 479-935-9767. Retirement Strategie...

Alan opens with tips on how to live your best retirement life.  He talks about many considerations when entering retirement and the importance of having dependable, on-going income built in.  He covers some vital questions that you should have answered before retirement such as calculating your average annual return over the last one, three, and five years and knowing your risk formula.  Then he c...

Alan cites statistics from a couple of surveys that state the obvious.  Couple don’t necessarily see eye to eye when it comes to finances and retirement.  He stresses the need for compromise in areas such as risk, savings, and retirement target date.  He addresses retiree concerns like inflation, the state of Social Security, and longevity and gets back to basics with some good practices to make s...

Alan goes on the hot seat guessing the top answers from participants in a 2023 EBRI Employee Benefit Research Institute retirement confidence survey.  We cite results on concerns of pre-retirees and retirees in their comfort level on reaching retirement and living comfortably in retirement.  Alan moves into strategies to consider in the financial red zone, 5-10 years from retirement.  He then disc...