Retirement Starts Today Radio

Do you have an HSA? If so, do you simply use it to pay for your medical expenses? Or do you use it as a way to build your wealth? Today we’ll look at an article from Financial Advisor Magazine that will help us identify opportunities for wealth creation. Listen in to learn how to […] The post A Few Simple Tricks Turn Humble HSAs Into Wealth Builders, Ep # 287 appeared first on Retirement Sta...

Do you combine your finances with your partner? If you do, chances are that you might be happier. In this episode of Retirement Starts Today, we’ll explore a WSJ article written by Julia Carpenter titled Couples Who Combine Finances Are Happier. So Why Don’t More Do It? In addition to examining the benefits of combining finances, […] The post Couples Who Combine Finances Are Happier. So Why...

Giving advice to your parents can be a challenge both for you and for them. However, there comes a time when the roles reverse and our parents may need to hear our practical advice. If you have been wondering how to go about doing this you’re not alone. This week we’ll explore a retirement headline […] The post How to Give Your Parents Advice That They Will Actually Listen To, Ep # 285 appea...

Investing in yourself is a great way to invest in your retirement. You may know Fritz Gilbert from the Retirement Manifesto blog or you may even have read his book, Keys to a Successful Retirement. What you may not know is how he has invested in himself in retirement. On this episode of Retirement Starts Today, you’ll hear […] The post Investing in Yourself – An Interview with Fritz Gi...

I’m so excited to bring you this interview with Gary Kadi. Gary is the author of one of the best books I read in 2022, Raise Your Healthy Deserve Level. I call this an accidental retirement book because although it is not specifically written for retirees, many topics apply to retirement. Gary has so much to […] The post Raise Your Healthy Deserve Level – an Interview with Gary Kadi, Ep #282...

Many people are concerned that rising interest rates will eventually crash the housing market. Future retirees can become overly worried about the housing market since the value of their homes plays a huge role in their retirement plans. This is why an article from Annie Lowrey at the Atlantic caught my eye. Today, we’ll dive […] The post The Housing Crisis You Didn’t See Coming, Ep #281 app...

Have you ever thought about what the future might be like for your children and grandchildren? In this week’s retirement headline, we’ll explore a Wall Street Journal article called What Old Age Might Be Like for Today’s 30-Year-Olds. During the listener questions segment, one listener wonders whether it is possible to have too much Roth money. […] The post What Old Age Might Be Like for Tod...

Welcome back to Retirement Starts Today Radio! Today we have an extra special episode for two reasons. Today, you’ll finally meet our newest advisor, Bret Mulvaney. He joins me today to discuss the most recent legislation regarding tax and retirement planning. This entire episode is dedicated to reviewing the Secure Act 2.0. Listen in to […] The post Breaking News – Secure Act 2.0, Ep...

Do you ever wish you could sneak a peek into someone else’s retirement financial plan? Our retirement headline this week does just that. The article, Some Now More Later, takes a look into Richard Connor’s decision-making process as he examines how best to allocate his retirement funds and how he and his wife decided how to […] The post Some $$ Now, More $$ Later, Ep #278 appeared first on R...

Welcome back to a new year or Retirement Starts Today Radio! Just as you have been envisioning your retirement, I’ve been envisioning exciting new things for this podcast. This year we are kicking off a couple of new additions to the show that I’m particularly excited about. After the retirement headlines, we’ll have our new […] The post Social Security Benefits to Run Out Faster Due to Soci...

2050 seems like a long way away, however, it is closer than we think. In this week’s retirement headline, I share an article from Richard Archer at FinanceInsights.net which explores the future of retirement and the impact that technology has had on the past, present, and future of retirement. In the listener questions segment, I help Bruce […] The post Retirement in 2050. Will Retired Life...

Are you fed up with paying state income taxes? Before you pack your bags and move to a no income tax state you’ll want to listen to this episode. Moving to a different state to save money on taxes could cost more than you think. After listening to the retirement headline, make sure to stick […] The post Don’t Move for Taxes [Rebroadcast] appeared first on Retirement Starts Today Radio .

Jim is only 3 weeks away from retiring and wants to know my top tips for someone approaching retirement. If you are on the countdown to retirement, make sure to listen to the listener’s questions to hear what they are. In the retirement headlines segment, we’ll explore the benefits of using a bucket withdrawal strategy […] The post I’M RETIRING IN 3 WEEKS! Here’s What to Do…[Rebroadcas...

What does a good night’s sleep have to do with retirement planning? Listen to this episode to find out. Today we’ll explore an article from Andrea Peterson over at the Wall Street Journal titled, To Get a Better Night’s Sleep, First Fix Your Day. After discussing how to apply her advice to retirement, we’ll tackle Bill’s questions. Since […] The post Go Back to Bed [Rebroadcast] appeared fir...

Deciding whether to delay filing for Social Security is a hefty decision. Waiting to collect Social Security until age 70 will increase your monthly benefit by 32%, but that doesn’t mean much if you don’t live long enough to reap the rewards of being patient. In today’s retirement headlines segment, I’ll share an article written […] The post Six Month Social Security Mulligan [Rebroadcast] a...

Do you wish that there was a list of what to do and what not to do in your retirement? I recently discovered an article from MorningStar.com written by Sheryl Rowling titled 8 Financial Do’s and Don’ts for the 7-Figure Retirement, and I thought it would be perfect to share with my listeners. You’ll learn several […] The post Do’s and Don’ts for Your 7-Figure Ret...

Have you been wondering how to best prepare for the end of the tax cuts coming up in 2026? One of our listeners is and they would like to know how Roth conversions should factor into planning for the end of those tax cuts. You might be surprised by my response to her question, so […] The post Special Announcement and What’s New for Medicare Open Enrollment, Ep #270 appeared first on Retireme...

What a difference 18 months makes in the housing market! Many who bought their homes at the peak of the real estate boom are beginning to regret their decision. A recent article from BuzzFeed tells stories of remorse experienced by several homeowners who are now in over their heads. In this episode, we’ll explore the homeowners’ stories, […] The post I Bought My House at the Peak, Now I Regr...

There’s big news in the world of retirement. The news is so big that we have 2 articles from mainstream media sources to check out in this week’s retirement headlines segment. If you’ve been wondering how inflation will affect Social Security benefits you won’t want to miss out on this episode. Stick around for the […] The post 2023 Changes to Social Security Benefits, Ep # 268  appeared fir...

Have you ever thought about purchasing stocks for purpose of generating dividend income? If that is part of your retirement plan, then you won’t want to miss this episode. Today we’re taking a look at a retirement headline from MarketWatch that highlights three considerations to be aware of before jumping into this strategy. Stick around for the […] The post Dividends for Retirement Income?...

Why don’t more people maximize their Social Security benefits? As a financial advisor, I often wonder at the surprisingly low percentage of people who choose not to optimize their Social Security benefit. Today’s retirement headline dives into that question in further detail by analyzing a study with plenty of data. Listen in to learn when […] The post 11% of Retirees Plan to Maximize Social...

Envisioning what your retirement will look like can often be a challenge, so it may be helpful to hear some examples of people in similar situations. In this week’s retirement headlines segment, we’ll explore a WSJ article from Veronica Dagher and Anne Tergesen that interviews 4 retirees who saved enough for a comfortable retirement. Listen in to […] The post $2 Million Retirement Plan, Ep #...

When we envision retirement, we think more about the things we’ll do to enjoy our time than about the person that we’ll become. My guest today encourages us to change that to spend more time thinking about who we want to be in the future. Dr. Benjamin Hardy is an organizational psychologist, speaker, and author, […] The post Be Your Future Self Now, an Interview with my Coach, Dr. Benjamin H...

Have you been considering a change of scenery in retirement? Before you pack up the house, make sure to listen to today’s episode. In the Retirement Headlines segment, we’ll check out an article from Harriet Edelson at MarketWatch.com which discusses 6 considerations before moving in retirement. This informative article lists statistics and anecdotal examples that can help […] The post Six T...

I’m sure you have heard the news about the recent Inflation Reduction Act, but what will this Act mean to you as a retiree? We’ll explore this question by examining an article written by Kelly Anne Smith over at Forbes. If politics isn’t your thing, don’t worry, it’s not mine either. I scour the internet looking […] The post The Inflation Reduction Act – What it Means for Retirees, Ep...