Retirement Starts Today Radio

Are index funds really the “sure thing” in investing, or do our emotions get in the way? To help answer that question, we’re going to talk about a Wall Street Journal article by Jason Zweig, which demonstrates the simplicity and challenges that come with investing in index funds. While these funds are designed to replicate […] The post The Closest Thing to a Sure Thing, Ep 368 ap...

How can we better prepare for a successful retirement? We’re exploring the lessons from a recent article by Christine Benz of Morningstar, where she reflects on her six-week sabbatical and how “mini-retirements” can help us test the waters before we fully retire. We talk about how the luxury of unscheduled time, balancing purpose, and the […] The post Lessons From Another ‘Faux-t...

Are you actually prepared to navigate the complexities of retirement? We’re exploring Fritz Gilbert’s Six Lessons From Six Years of Retirement, shared from his blog The Retirement Manifesto. One by one, we’ll walk through these lessons, keeping in mind that retirement is an evolving journey, not a static experience. For those who still need to optimize their […] The post Six Lessons From Six...

Retirement is not just a transition from work to leisure. It’s a continuous journey of self-discovery. We explore the story of Tom, who reflects on the emotional and financial challenges he faced after leaving a successful career. From adjusting to a fixed income to finding new ways to matter outside of his career, Tom’s experiences […] The post Freedom or Free-fall (Tom’s Story), Ep #365 ap...

You know inflation is something to consider in retirement, but how much should you worry about it? On this episode of Retirement Starts Today, we’ll explore an article from Of Dollar and Data that dives into the nitty gritty of inflation by analyzing three hypothetical retirement scenarios. Learn how to plan for any eventuality so […] The post How Does Inflation Impact Retirement? Ep #364 ap...

In retirement, retirees make the big switch–drawing on savings rather than contributing to them. This is often when the trouble comes–the psychological hurdle comes when it’s time to start spending your hard-earned savings. In this episode, you’ll learn how to understand the mental barrier that comes with the big switch and learn strategies to overcome […] The post Permission to Spend in Ret...

Knowing when to retire is not just an economic decision; it’s highly personal. In an era where your work is with your identity, deciding when to retire can feel monumental. So how do you know when the time is right? That’s what we’ll explore in today’s episode. In addition to discussing this retirement headline, Bret […] The post How Do You Know It’s Time to Retire?, Ep #362  appeared first...

Do you feel pain when spending money? Or perhaps it’s the opposite, and you spend a little too freely without much thought, pain, or remorse? In this episode of Retirement Starts Today, we’ll explore an article on how to make the most out of retirement by trying to land somewhere in the middle of the […] The post Tightwads vs Spendthrifts, Ep #361 appeared first on Retirement Starts Today Ra...

It’s easy to make mistakes in your investment portfolio, but as you get closer to retirement, it becomes more important than ever to make sure you are maximizing your financial health so that you can achieve your long-term goals. In this episode of Retirement Starts Today, we’ll take a look at an article written by […] The post 5 Common Portfolio Mistakes, Ep #360  appeared first on Retireme...

What would you say your retirement confidence level is? If you’re like many super-savers, it may be surprisingly low. In this episode of Retirement Starts Today, we’ll explore an article from Investment News that dives into a phenomenon where wealthier Americans who are confident in their money management skills still feel shaky about retirement and […] The post Super-Savers Confidence Score...

We may think of many things when it comes to rising interest rates, but often we fail to understand how that could lead to rising IRS penalties. In this episode of Retirement Starts Today, we’ll take a look at an informative article from the WSJ about how to avoid rising IRS penalties. Make sure to […] The post How to Avoid This IRS Penalty, Ep # 358  appeared first on Retirement Starts Toda...

When was the last time you checked your beneficiaries on your retirement account? After listening to today’s episode, I guarantee you’ll be logging in to verify. In the retirement headlines segment, we’ll check out a Yahoo Finance article titled ”They Broke Up In 1989, But Now His Ex-Girlfriend Is Inheriting His $1 Million Retirement Account […] The post My Ex Has Your Inheritance… Ep # 357 ...

While, for some people, the transition to retirement goes perfectly smoothly, that’s not the case for everyone. Most of us are counting the days until retirement. We’re excited by all the prospects this new stage in life will bring. However, some people struggle with the change. In this episode of Retirement Starts Today, we’ll look […] The post I Just Retired. Why Am I Unhappy? Ep #356 appe...

It’s no secret that I want you to spend more money in retirement. Why? Because you’ve worked for it! Retirement is about living the life you have saved for all these years, so I’m looking for any way I can to help you get out there and enjoy it. One way that has been gaining […] The post Semi-Retire to Spend More $$$?! Ep #355 appeared first on Retirement Starts Today Radio .

We’ve all heard the saying, “Money can’t buy happiness.” However, research suggests that while money may not buy lasting joy, it can certainly enhance our lives if spent wisely. The key lies in how we spend our money. On this episode of Retirement Starts Today, we’ll explore a recent article on spending money to maximize […] The post How To Spend Your Money To Maximize Happiness, Ep # 354  a...

By now, we’ve all heard of AI, but many people still have mixed feelings about this revolutionary tool. Since I’ve been using it in my life on a daily basis, I have been wanting to share how you all can use AI to help with retirement planning. When I came across this article from Business […] The post Your AI Retirement, Ep #353 appeared first on Retirement Starts Today Radio .

Many factors should come into play when deciding when to take your Social Security benefit but doomsday headlines shouldn’t be one of them. On this episode, you’ll hear how Social Security’s biggest myth is costing retirees a lot of money. Don’t get caught unaware! Make sure to stick around until the end to hear about […] The post Social Security’s ‘Biggest Myth’ & Jur...

The 4% rule is the “golden rule” of retirement planning. Everyone is familiar with it and it’s easy to work out for some quick, back-of-the-napkin math. Since it is so easy to calculate and implement, many use it as their retirement withdrawal rule. However, this approach may be overly conservative. While using a significantly higher […] The post Is the 4% Rule Too Safe? Ep #351 appeared fir...

Did you know that you can buy gold at your local Costco? However, just because it’s easy to buy doesn’t mean it’s easy to sell. In this episode of Retirement Starts Today, we’re exploring gold and its role in your retirement portfolio. To do that, we’ll take a look at a retirement headline from WSJ […] The post Gold and Groceries, Ep #350  appeared first on Retirement Starts Today Radi...

Risk is what is left over after you think you’ve thought of everything. – Carl Richards Getting to financial independence is job #1, but staying financially independent comes a close second. To do so you’ll need to be aware of the risks that could empty your accounts. Being vigilant of these risks and having a […] The post Risk Management: Spring Client Meetings, Ep #349 appeared first on Re...

There are two ways you can ruin your retirement: running out of money and dying with regret. If you are listening to this podcast, chances are, you’ve been a diligent saver and probably aren’t in danger of the first one. That’s why, today, we’re exploring an article from the White Coat Investor on ways to […] The post Spend More Money! Ep #348 appeared first on Retirement Starts Today Radio...

It can be easy to forget your age as the birthdays roll around. However, when you’re about to turn 65 you’ll know. Medicare and all of their relevant service providers won’t let you forget. You may feel inundated with the amount of mail, emails, and even phone calls and text messages, but rather than ignoring […] The post Medicare Mistakes, Ep #347 appeared first on Retirement Starts Today R...

You’ve been accumulating your savings your entire life, but when the time comes to draw down your investments, there are new risks. In this episode, we’ll discuss four risks that come with the decumulation phase of retirement. Press play to learn how to avoid these risks in retirement. Are you looking for a new advisor? […] The post The Four Unique Risks in Decumulation, Ep #346 appeared fir...

A lot of us are looking to get in shape in retirement. This is a good thing since part of living an even better retirement is looking after your health and muscle mass. Staying healthier and more active longer will ensure that you are making the most out of your retirement. In addition, maintaining a […] The post More Muscles = Better Retirement, Ep #345 appeared first on Retirement Starts T...

Do you have index funds in your portfolio? Chances are you do! Our retirement headline today describes the rise of index funds over active funds and why that’s important. Outline of This Episode [1:22] Index funds have grown exponentially over the years [2:23] What are index funds [5:58] How index funds fit into my investment […] The post Index Funds Have Officially Won, Ep #344 appeared fir...