Retirement Starts Today Radio

Do you have a lot of stuff? If you said yes, you are not alone. 60% of older Americans think that they have too much stuff. We’ll take a look at an article that addresses this problem in the Retirement Headlines segment today. I also have 2 listener questions that I will respond to. But […] The post Nobody Wants Your Stuff, Ep # 153  appeared first on Retirement Starts Today Radio .

Welcome back to Retirement Starts Today! I have long been a proponent of saving in 401K’s, but will this article in Bloomberg make me change my mind? That’s the first article in the Retirement Headlines segment. We’ll also check out an article about the coin shortage and how hobbies can improve your financial fitness. Couple […] The post Does It Still Make Sense to Save in a 401K? Ep # 152 a...

So you think you know a thing or two about Social Security? Let’s put it to the test! I came across a Social Security Quiz from CNBC that I thought was fun, so I wanted to share it with you all. Stick around after the quiz to hear some listener questions. You’ll learn how to […] The post Put Your Social Security Knowledge to the Test, Ep # 151 appeared first on Retirement Starts Today Radio...

Tax expert, Andy Panko, joins me today to discuss taxes in retirement. Andy and I know each other from his Taxes in Retirement Facebook group. I figured he would be the perfect person to have on the show to help me answer several questions about this topic. Retirement is one time in life when you […] The post Taxes in Retirement with Andy Panko, Ep # 150 appeared first on Retirement Starts T...

Well, today you get to find out. Since I am attempting a family road trip with 6 kids under 12, I can’t personally be with you all this week. But I am excited to share with you a bit of my interview with my friend Grant Bledsoe on his podcast, Grow Money Business. Listen in […] The post Optimizing Your Retirement Planning Strategies with Grant Bledsoe, Ep # 149  appeared first on Retirement...

It’s true, money can’t buy happiness. But does how you choose to spend your money affect your happiness? Today we’ll discuss one article that challenges that old adage. We’ll also discuss a multifaceted question from a listener who just accepted an early retirement package. We’ll help her consider whether to rollover funds into an IRA […] The post Money Can’t Buy Happiness – Or Can It?...

Would you consider adding private equity funds to your 401K? We’ll weight the pros and cons of this interesting idea as we explore the retirement headlines. No listener questions today, instead, this episode is all about the headlines. We have news about RMD’s, private equity funds, tax strategy in retirement, and a shocking Fidelity study. […] The post Should Private Equity Funds Have a Pla...

Retirement Manifesto blogger, Fritz Gilbert joins me today. Fritz was actually my very first guest on the show and is now my first repeat guest. I’m excited to have him join me again since he has recently retired. Fritz shares insight from his research in writing his blog and book but also from his first-hand […] The post The Hidden Challenges of Retirement with Fritz Gilbert, Ep # 146 appea...

I’ve got an exciting episode planned for you today. This episode will focus solely on listener questions but as an added twist I’ve asked my friend Grant Bledsoe over at Grow Money Business Podcast to join me in answering these questions. I think you’ll benefit from Grant’s expertise as a Registered Investment Advisor and enjoy […] The post Answering Listener Questions with Grant Bledsoe, Ep...

Can you imagine this nightmare? You’re newly retired and then a global pandemic comes along and threatens financial markets all over the world leaving you bankrupt in only two weeks. Listen to this cautionary tale in the retirement headlines segment of our show today. But what is more important than hearing the frightening scenario is […] The post Bankrupt in Just Two Weeks, Ep #144  appeare...

Do you know what you would do if your employer offered you an early retirement package? Before you rush into an answer, I have 4 questions for you to consider. Given the present economic climate, this is an important consideration. On this episode, we’ll also talk about survivorship bias and what you can learn from […] The post 4 Questions to Ask Yourself If You Are Offered an Early Retireme...

Are you an eternal optimist or a prudent pessimist? It may seem like the stock market is the eternal optimist. Have you seen the headline that Uber laid off 3,000 employees? If you have, you may be wondering why their stock jumped up. Learn why this is a common occurrence by listening in. Then on […] The post Are You a Prudent Pessimist? Ep # 142 appeared first on Retirement Starts Today Rad...

Thanks for participating in the office hours that we’ve held for the past several weeks. Due to that question and answer period, we have exhausted all of our listener questions. But don’t worry we have some interesting articles to discuss on today’s episode. Listen in to learn more about the CARES Act, the lack of […] The post Economic Effects of the Coronavirus, Ep #141 appeared first on Re...

Have you been listening to what has been going on in the commodities markets lately? People around the world were shocked when oil prices went negative in the month of May. I didn’t even know that this could happen and I’m a financial professional! This interesting turn of events led me to seek the expertise […] The post How Did Oil Prices Drop to Negative Numbers? with Dan Eberhart, Ep # 14...

One of the effects of the Coronavirus has been a number of cancelled plans. Have you had to cancel plans due to the pandemic? Today we’ll explore how to get a refund. I’ll also share a CNBC article that I use as a cautionary tale. Then we’ll look at some cosmic opportunities that may arise […] The post How to Get a Refund for Your Cancelled Plans, Ep # 139  appeared first on Retirement Start...

With the recent market volatility, people are looking for financial advisors now more than ever. But how can you choose a financial advisor that’s right for you? I created a PDF with 8 questions to ask a financial advisor when you are looking. I’ll discuss these 8 questions as well as answer 2 listener questions […] The post 8 Questions to Ask a Financial Advisor, Ep # 138 appeared first on...

On this episode of Retirement Starts Today I want to share with you the retirement questions I received through my Friday Office Hours. Office Hours is an online space where I am available to answer any financial questions that come to mind. Over the past 2 weeks, we’ve had a great turn out with about […] The post Retirement Questions from Office Hours, Ep # 137  appeared first on Retirement...

You may have gotten your stimulus check last week, but whether or not you have received the funds you may still have stimulus check questions. On this episode, I’ll answer several common questions surrounding the stimulus checks. I’ll also highlight some positive news for most of us. Positive news is hard to find today so […] The post Your Stimulus Check Questions Answered, Ep #136 appeared...

We all know that scammers are out there looking for the next opportunity to prey on their targets. The Coronavirus isn’t just a worldwide pandemic, for scammers its an opportunity to try new scams. On this episode of Retirement Starts Today you’ll learn how to spot a Coronavirus scam, stimulus check scam, and a grandparent […] The post Spotting and Avoiding Coronavirus Scams, Ep # 135 appear...

Everyone is talking about buying the dip, but what is the best way to do that? I’m not an investment advisor, but since the stock market has taken a serious downturn, now may be a good time to consider your overall investment strategy. That’s why I’ve invited investing expert, Lawrence Hamtil, co-founder of Fortune Financial […] The post What You Need to Know About Buying the Dip with Lawren...

With the Coronavirus situation bringing so much change into our lives, I decided to bring an abrupt conclusion to the Living Off Your Savings series. Instead, today, we’ll talk about some of the changes that the Coronavirus legislation will bring. Now that President Trump signed the Coronavirus stimulus package into law I wanted to give […] The post What You Need to Know About the Coronaviru...

Before you retire you’ll need to think about how to turn your assets into retirement income. Today I’ll share with you my 2 favorite ways to turn your assets into retirement income. You’ll hear about the pros and cons of the 4% rule. I’ll also teach you about the guardrail strategy. After listening, you’ll be […] The post Living Off Your Savings: How to Turn Assets Into Retirement Income, Ep...

I promise I did not crash the market just to give you guys an example of a bear market for this episode! But I guess this episode is releasing at the right time. As of this recording, we are not in a bear market yet, but it looks like we’re heading there. It doesn’t really […] The post Living Off Your Savings: How to Deal With a Bear Market, Ep # 131 appeared first on Retirement Starts Today...

Now you know what your spending in retirement will be, but how do you know where and when to withdraw money? Welcome back to the second episode in the Living Off Your Savings series. Last week we established how much you needed to retire and you learned how to create a retirement budget. Today we’ll […] The post Living Off Your Savings: How Do I Cover My Spending in Retirement? Ep # 130 appe...

Have you created a retirement budget? That’s what we’re going to cover this week on Retirement Starts Today. The month of March brings a change in format for us. We are going to try a monthly series format. The theme of this month’s series is Living Off of Your savings. For the entire 5 week […] The post Living Off of Your Savings: How to Create a Retirement Budget, Ep # 129 appeared first o...