Curtis James

Retirement Simplified with Curtis James

Business EN ↓ 31 episodes

Is retirement planning feeling more complicated than you were prepared for? Discover how to simplify your financial future on Retirement Simplified with Curtis James! Hosted by Curtis James, Financial Advisor, Owner, and CEO of Bear Market Financial, each episode will deliver professional insights into changing market trends, practical financial planning tips and tools, and personal wisdom about how you can take control of your retirement. Wherever you are on your retirement journey, it’s never too late – or too early – to take charge and create the retirement you want. Get the analysis you ne...

Author

Curtis James

Episodes

The Swiss Cheese Retirement Plan: Are You Prepared for the Holes? 09.12.2025 46:39

Curtis James simplifies the complex decisions facing those approaching or in retirement (late 50s and 60s). This show cuts through the headlines to explore real-world planning, from navigating market volatility and tax strategies (IRAs, Roth conversions, RMDs, capital gains) to mastering your retirement budget and figuring out your Social Security and Medicare strategies. Stop wondering how your r...

$4 Million and Still Scared: Why Even Big Savers Fear Running Out of Money 25.11.2025 45:59

Are you relying on retirement "advice" that's as bad as a gravy-flavored Oreo? Join financial experts Curtis James and Randy Cook for Retirement Simplified as they slice through the financial world's best marketing—like target date funds and common Social Security misconceptions—that might be setting you up for failure. Discover how to move from confusion to confidence by building a cu...

Sequence of Returns: Why Timing Your Retirement Could Cost You $778,000 19.11.2025 44:46

Did two brothers with the same savings retire $778,000 apart? Join financial expert Curtis James and host Randy Cook for Retirement Simplified as they dive into the complex math of distributions and the sequence of returns, revealing how unexpected market timing can shatter or multiply your nest egg. Discover strategies like annuities and 401k rollovers to gain more control over your money, maximi...

Uncle Sam wants a piece of your 401k 30.10.2025 6:37

That million dollar 401(k) is not all yours. You have a partner (Uncle Sam) that is claiming a piece of it. The question is: How big a bite will he get and is that bite going to get bigger? Visit Bear Market Financial Services to begin building your retirement plan today! See omnystudio.com/listener for privacy information.

A word to the DIY retirement planner 30.10.2025 5:46

There is certainly enough information out there about markets, retirement, and how to handle your investments. What is the downside of doing your own retirement planning? Visit  Bear Market Financial Services to begin building your retirement plan today! See omnystudio.com/listener for privacy information.

7 Retirement rules that are OK to break 30.10.2025 10:31

If you put the word retirement into Google you will get a lot of formulas, rules, and advice. Some of that advice has become outdated. Visit Bear Market Financial Services to begin building your retirement plan today!   See omnystudio.com/listener for privacy information.