Retirement Readiness Podcast

Dream of spending your retirement with grandkids? This episode of “Retirement Readiness” tackles how to balance that joy with smart financial planning. Tune in to: Learn how to invest strategically for their future with different tax-advantaged accounts, from 529s to custodial accounts. Discover why clear communication with your spouse, kids, and grandkids is key. Explore the importance of keeping...

Dream of spending your retirement with grandkids? This episode of “Retirement Readiness” tackles how to balance that joy with smart financial planning. Tune in to: Learn how to invest strategically for their future with different tax-advantaged accounts, from 529s to custodial accounts. Discover why clear communication with your spouse, kids, and grandkids is key. Explore the importance of keeping...

Dive into the world of cognitive health in retirement with hosts Tim Regan and Katie Umland on this week's episode of the “Retirement Readiness” podcast! Even though we often think of cognitive decline in retirement as a given, it doesn’t necessarily have to be. Here’s what you need to know: Cognitive health is all about creating new connections and pathways within your brain. If you do the s...

In this week's episode of the “Retirement Readiness” podcast, hosts Tim Regan and Katie Umland discuss the importance of longevity planning leading up to your retirement. Longevity planning involves a holistic approach to not only your finances, but your health, mobility, relationships, and more. “When we talk about longevity, it really turns into: How do I make sure I have enough money? How...

Staying active in retirement is a crucial aspect of maintaining a healthy and fulfilling lifestyle – but what exactly is an “active” lifestyle, and how can you get started? In this episode of “Retirement Readiness,” hosts Tim Regan and Katie Umland explore how being active can vary from person to person and within different phases of life. While one individual’s goals might include grocery shoppin...

With the upcoming election year and recent discussions around inflation, understanding how to manage risk in your investments is more important than ever. In our latest episode of “Retirement Readiness,” Tim Regan and Katie Umland explore the crucial topic of balancing risk and reward in your portfolio – also known as “risk management.” “The way I like to think about risk really is: What's th...

Tune in to this special health-focused episode to hear from our guest, Nick Becker, the owner of Aspire Gymnastics Academy. Host Tim Regan explores how (much like with our financial lives) small health decisions can make a big impact on your wellness and longevity. Plus, hear some methods Nick and Tim are using to keep their own health on track, from intermittent fasting to ice baths and beyond. P...

In this episode of the “Retirement Readiness Podcast,” hosts Tim Regan and Katie Umland discuss income strategies in retirement. They address the confusion surrounding annuities and emphasize the importance of having a stable income stream to support a comfortable lifestyle in retirement.  Hit “play” to learn more about the pursuit of financial stability in retirement – and be sure to check out ou...

In this episode of the “Retirement Readiness Podcast,” hosts Tim Regan and Katie Umland are joined by Jason Markowicz, owner of Fitness Premier and experienced franchisee. Listen in as they discuss the world of franchising, including the benefits of being a franchisee under an established company and the importance of having passion for your business. With his previous role as a franchisee for Mas...

In today’s episode, hosts Tim Regan and Katie Umland explore the value of estate planning for individuals at each stage of life. Estate planning is the process of documenting how you’d like your assets distributed after your passing or in the event that you become incapacitated. However, estate planning isn’t just about finances – it can also include healthcare directives and directions for who yo...

As you enjoy the abundance of a two comma lifestyle, it’s equally important to give back to your community, whether that be through financial support, time or other resources. Meg Pennington, an Advocate Supervisor at CASA (Court Appointed Special Advocate), joins the podcast this week to discuss the organization's role in helping children in the foster care system. CASA volunteers (including...

You want to grow your wealth, without taking on unnecessary risk – but how do you get the best of both worlds? 🤔 Join hosts Tim Regan and Katie Umland to explore how a diversified investment portfolio can do just that (and help protect your financial plan). A diversified portfolio takes into account your individual risk tolerance, goals and other preferences to create a balance between risk and p...

Dr. Jake Aleck, Owner and Physician at Aleck Pain to Performance, joins today’s episode of “Retirement Readiness” to explore the impact physical health can have on our mind and body during retirement. With three core pillars (movement, diet and muscle training) to his approach, Dr. Aleck shares how physical health can both extend your retirement and improve your quality of life in those later year...

Do you want to ensure a financially stable and secure retirement for yourself? Compound interest might just be the key. 🔑 In today’s episode, Tim Regan and Katie Umland explore how compound interest and small lifestyle habits can add up to big results over your lifetime – whether you’re starting in your twenties or well into your retirement years. And for those looking to build that “two-comma li...

Social Security is a great way to boost your retirement income, but it can also be confusing: How much will you get? When should you start collecting? Can you get those benefits if you or your spouse is still working? We’ve got you covered. In today’s episode of “Retirement Readiness,” Tim Regan and Katie Umland discuss strategies you can use to optimize your Social Security – from delaying benefi...

What is Medicare and will you need it in retirement? What does it cover – and what does it cost? Medicare is a popular health insurance choice for retirees, but it can also be confusing. In this episode of the Retirement Readiness podcast, hosts Tim Regan and Katie Umland are answering some of the most common questions about Medicare. From finding a plan with your doctor in-network to navigating c...

Welcome to another episode of the Retirement Readiness podcast! Today, host Tim Regan is joined by real estate professional David Cobb, who has more than two decades of experience navigating the market. Thinking about selling your vacation home soon? Weighing the pros and cons of outsourced property management? We’ve got you covered! Tune in to hear about how real estate can fit into your larger r...

Does your retirement plan include lavish travel and endless adventure? Or do you dream of sitting on the couch with a great book, no schedule in sight? However you envision your retirement, it’s important to remember that retirement can span several decades – and your health, goals and finances can vary greatly during that time. In this episode of Retirement Readiness , Tim and Katie dive into pur...

In retirement planning, mastering budgeting skills is essential - especially when it comes to planning for travel experiences! In today’s episode of Retirement Readiness , hosts Tim Regan and Katie Umland talk traveling on a budget. From tips for scoring great travel deals and discounts to the benefits of group travel, there are several ways you can check those destinations off your bucket list wi...

Planning for the loss of a spouse in retirement isn’t an easy or fun dinner table topic – but it is an important part of preparing for financially stable golden years. From Social Security benefits to pension payouts and insurance needs, there are several factors that you need to consider while crafting your plan. While sharing end-of-life plans with an advisor can seem intimidating, these financi...

This week, Tim Regan and Katie Umland of PrairieView Wealth Partners dive into the top ten considerations you should have in mind when choosing a financial advisor, including: fiduciary duty, trust, understanding, values, credentials, regulatory background, compensation structure, technology, teamwork and a long-term relationship. Financial planning can seem like a daunting task, but it doesn&apos...

In this episode of the Retirement Readiness Podcast , hosts Tim Regan and Katie Umland highlight the benefits of part-time work, including providing structure, purpose and social interaction for retirees. For individuals whose identities are tied closely to their careers, transitioning abruptly from full-time work to retirement can be challenging. Regan and Umland also discuss the financial consid...

In this episode of the Retirement Readiness Podcast , Tim and Katie talk about one common retirement dream: traveling the world. But before you start spending your retirement funds on that cruise across the Atlantic, it’s important to understand what you really want from your travels – and from your retirement overall. Learn how to choose travel goals that align with your lifestyle, budget with in...

Explore Tim and Katie’s top retirement tips in this latest episode of the Retirement Readiness Podcast . This month, we’re taking a broader look at what it means to save for retirement while also balancing out your other life and money goals. For example, saving too much of your income toward retirement can actually derail your shorter-term goals like buying a house or sending your kids to college...

The internet is chock-full of advice and content – but how do you know which sources are legitimate? In this week’s episode of Retirement Readiness , Tim Regan and Katie Umland discuss why social influencers aren’t always the best resources for financial advice. While registered advisors attain years of schooling prior to entering the workforce, social influencers are often motivated by likes, vie...