Retirement Pathfinder with Barbara Lane & Phil Guske

The Coronavirus and other economic forces have caused the stock market to crater and experience some wild ups and downs the past few weeks. It has a lot of investors feeling emotional and worried about their retirement plans. Barbara and Phil will give their opinions on the down market and the advice they are currently giving their clients. We will also break down what a backdoor Roth IRA is and d...

We talk all the time about how people need to give their dollars purpose or set goals for their retirement and even specifically for certain investments. But let’s dive deeper into what different goals look like for various folks approaching retirement. How do you determine if a goal is realistic or out of reach? We’ll tackle that conversation with plenty of examples on this episode. Important Lin...

We dedicate another episode to answering your questions that have come in from the mailbag. Today we discuss 401 (k) contribution limits, having multiple advisors, and socially responsible investing. Important Links: Pathfinder Wealth Management:  http://pathfinderadvisory.com/ Contact:  http://pathfinderadvisory.com/contact/

It’s always good to keep yourself up to date with what’s going on in the financial world. But it’s also important to understand that the information you get from the media isn’t completely unbiased. Let’s talk about some of the problems with the financial media. Important Links: Pathfinder Wealth Management:  http://pathfinderadvisory.com/ Contact:  http://pathfinderadvisory.com/contact/

The new year brought big changes to retirement accounts with the SECURE Act so let's talk about the areas you need to pay attention to. Plus, we'll open up the mailbag to cover cash, stock, and retirement planning. Important Links: Pathfinder Wealth Management:  http://pathfinderadvisory.com/ Contact:  http://pathfinderadvisory.com/contact/

Sometimes people say they don’t want to retire…and sometimes they really mean it. Other times it’s just a defense mechanism to compensate for the fact that they feel like they can’t retire. So let’s explore some of the possible meanings behind the statement, “I don’t want to retire.” Important Links: Pathfinder Wealth Management:  http://pathfinderadvisory.com/ Contact:  http://pathfinderadvisory....

Today's show is another mailbag edition. This time around we will answer how much risk is appropriate in retirement, consolidating multiple accounts, and more. Important Links: VA's Website:  https://www.va.gov/pension/   Pathfinder Wealth Management:  http://pathfinderadvisory.com/ Contact:  http://pathfinderadvisory.com/contact/

Not everything goes smoothly in your financial life. We’ll look at some negative circumstances that many retirees and pre-retirees face and help you find the silver lining in the midst of tough situations. Important Links: Pathfinder Wealth Management:  http://pathfinderadvisory.com/ Contact:  http://pathfinderadvisory.com/contact/

There are some people who don’t care at all about leaving a financial legacy, but for those who do, it’s important to eliminate some of the common estate planning mistakes. Important Links: Pathfinder Wealth Management:  http://pathfinderadvisory.com/ Contact:  http://pathfinderadvisory.com/contact/

With all of the things in the financial world that you can’t control, why would you sabotage your own retirement by messing up the things you can control? Let’s discuss some ways that people sabotage their own financial health. Important Links: Pathfinder Wealth Management:  http://pathfinderadvisory.com/ Contact:  http://pathfinderadvisory.com/contact/

We dip into the listener mailbag to answer questions on rental properties, 401(k) rollovers, how much money you need in retirement, and how a business owner can invest their profits. Important Links: Pathfinder Wealth Management:  http://pathfinderadvisory.com/ Contact:  http://pathfinderadvisory.com/contact/ Phone: (815) 399-9806

The last decade of your working life is a very important one from a retirement planning perspective. Let's talk about some of the things you want to be sure you address during that 10-year period. Important Links: Pathfinder Wealth Management:  http://pathfinderadvisory.com/ Contact:  http://pathfinderadvisory.com/contact/ Phone: (815) 399-9806

Some people think we're on the cusp of the next stock market crash. Others predict that we're just due for a minor correction. But let's talk about what the next market crash might look like, even if we don't know when it will come. Important Links: Pathfinder Wealth Management:  http://pathfinderadvisory.com/ Contact:  http://pathfinderadvisory.com/contact/ Phone: (815) 399-9806

Today’s episode is simple. We’ll look at some of the most widely believed financial myths and try to bust them wide open. The scary thing is that a lot of people base their financial plans on some of these myths. Don’t be like that. Important Links: Pathfinder Wealth Management:  http://pathfinderadvisory.com/ Contact:  http://pathfinderadvisory.com/contact/ Phone: (815) 399-9806

As we get into the 2nd half of 2019, there are several planning items you might want to run a quick checkup on, especially if you’re a retiree or pre-retiree, to make sure you’re still on the right financial track. Are you focusing on the right things? Listen to today’s podcast to find out. Important Links: Pathfinder Wealth Management:  http://pathfinderadvisory.com/ Contact:  http://pathfinderad...

Some people (in fact, probably most people) find it easy to procrastinate when it comes to financial planning issues. But let’s talk about some scenarios that might cause people to have a bit more sense of urgency…

Are you too nervous to spend your money in retirement? Are you assuming you'll be in a lower tax bracket in retirement? Is 57 too early to retire? We'll answer all of those listener questions on today's show and explore why it's a good idea to get professional help with your financial plan.

Buying a new car with retirement savings, switching one annuity for another, and overloading your portfolio in your company's stock. We'll cover all of those intriguing questions and more on today's mailbag edition of the podcast.

On today's show, Barbara and Phil will share with us stories about a time they recommended something to a client that they almost never recommend to anyone else. Why did it make sense in these particular cases? We'll learn a lot from these stories on today's episode.

Some of retirement planning’s most important questions seem so simple at first. They can be asked in just 4-5 words and give the impression the answers are a simple “yes” or “no”. But it’s tricky because many of these questions can become overwhelming to answer. Let’s cover some of the important retirement questions that are harder to answer than you might think.

You asked some great questions this week. We're going to talk about the complications of retiring early, what to do with an inherited rental property, the possible elimination of the Stretch IRA strategy, and how to position yourself for a potential down market in the future.

The realities of retirement planning are different than they were even a decade ago. Let’s talk about some of the realities that affect how you need to plan…

Answering your questions about the assumption of being in a lower tax bracket in retirement, whether a market crash is coming soon, and how to dump large positions in real estate as you transition into retirement. Plus, what are some great books you can read to arm yourself with information about retirement planning? We'll answer all those questions and have some fun along the way on this week's s...

When it comes to financial planning, everybody has some kind of pain point. Those pain points are different for each person, but everyone has something that bothers them. Phil and Barbara tell us about some times where they've helped clients through these frustrating areas.

Barbara and Phil answer a whole variety of listener-submitted questions this week. Find out their preferences on Roth vs. traditional IRA accounts, what you should know about robo-advisors, what you might do if you're heavily invested in tech stocks with a short time horizon, and more.