Retirement Pathfinder with Barbara Lane & Phil Guske

Housing is a really important topic for a lot of retirees because, for many of us, it’s the biggest asset we’ll ever own or manage. We want to get that part of our financial equation correct, so it’s no surprise it takes up a nice slice of the retirement planning conversation. On this episode, we’ll cover some common housing questions from retirees and hopefully hit on an issue that might also be...

It's another mailbag edition of the podcast! This time around we will discuss variables that determine how much retirement income you may need, diversification in an IRA, and reducing the risk in your portfolio.   Important Links: Pathfinder Wealth Management:  http://pathfinderadvisory.com/ Schedule A Meeting:  http://PathfinderChat.com

When it comes to your money, you might have several different voices in your head—maybe the voice of greed, or the voice of fear, and sometimes the voice of wisdom. Let’s look at some things we might hear from the voice of greed so you know how to recognize it when you hear it.   Important Links: Pathfinder Wealth Management:  http://pathfinderadvisory.com/ Schedule A Meeting:  http://PathfinderCh...

For this week's podcast, we will answer some of the listener questions that have come in. We will discuss how a divorce could impact your retirement assets, opting out of paying into social security, and some retirement spending considerations.   Important Links: Pathfinder Wealth Management:  http://pathfinderadvisory.com/ Schedule A Meeting:  http://PathfinderChat.com

Some people feel that they’ll save money by handling their investments themselves instead of working with an advisor. Others may like the challenge of doing it themselves. Still others just don’t know who to trust so they end up not working with anyone. Let’s talk about some reasons that you might need an advisor.   Important Links: Pathfinder Wealth Management:  http://pathfinderadvisory.com/ Sch...

Time for a little fun on this episode. We’ll use some fill-in-the-blank prompts to spark a good discussion about relationships between advisors and their clients, the stock market, common planning mistakes, and much more!   Important Links: Pathfinder Wealth Management:  http://pathfinderadvisory.com/ Schedule A Meeting:  http://PathfinderChat.com

Droves of workers are retiring early or taking a break from work as they change career paths. It’s become known as The Great Resignation. On this episode, we’ll highlight some of the key takeaways of a recent Forbes article and explore a lot of the impacts on retirement planning from across different age groups in the wake of this massive workplace shift that’s underway.   Important Links: Pathfin...

You might not be able to follow through on all 22 of these resolutions, but implement even just a few of these and you’ll be well on your way to a more prosperous financial life in the coming year. We will go over the final 11 resolutions on today's show. Important Links: Pathfinder Wealth Management:  http://pathfinderadvisory.com/ Schedule A Meeting:  http://PathfinderChat.com

You might not be able to follow through on all 22 of these resolutions, but implement even just a few of these and you’ll be well on your way to a more prosperous financial life in the coming year. We will go over the first 11 resolutions on today's show. Important Links: Pathfinder Wealth Management:  http://pathfinderadvisory.com/ Schedule A Meeting:  http://PathfinderChat.com

We always love answering questions from our loyal listeners. Today, we'll dive into questions like: how long should I wait to take social security? Do I turn my monthly pension into a lump sum payout? Am I better off with two brokers or one? Important Links: Pathfinder Wealth Management:  http://pathfinderadvisory.com/ Schedule A Meeting:  http://PathfinderChat.com

The topic of inflation has been getting a lot of attention from the mainstream media lately. People are worried that inflation is going to continue to rise and skyrocket. Barbra and Phil will discuss some historic inflation numbers and how to hedge against this risk. Important Links: Pathfinder Wealth Management:  http://pathfinderadvisory.com/ Schedule A Meeting: http://PathfinderChat.com

We take some time this week to answer some of our listener questions that have come in. Today we will discuss using home equity for an emergency fund, spending money in retirement without worry, and setting up expectations with how often you sit down with your financial advisor. Important Links: Pathfinder Wealth Management:  http://pathfinderadvisory.com/ Schedule A Meeting: http://PathfinderChat...

Sometimes it’s helpful to visualize complex topics to help make them easier to understand. On this episode, we’ll structure retirement planning in the form of a pyramid and work our way through each level. You’ll learn the elements that make up the foundation of a plan and which conversations build on top of that initial base. Important Links: Pathfinder Wealth Management:  http://pathfinderadviso...

We have another mailbag edition of the show! This time around we discuss where to get money to start a business, RMD rules, and considerations for contributing to a Roth IRA. Important Links: Pathfinder Wealth Management:  http://pathfinderadvisory.com/ Schedule A Meeting: http://PathfinderChat.com

Estate planning can be a commonly overlooked component of retirement planning. It can be an uncomfortable conversation to have with your family, but it can make a huge difference. Alex & Adam Agnew join us on today's show. We will discuss some of the rules that have changed regarding the stretch IRA, efficient trust strategies, and why it's important to avoid probate court. Important Links: Agnew...

So, you’re experiencing some concerning symptoms? Let’s have a visit with the money “doctor” to see what financial prescriptions you might need. Important Links: Pathfinder Wealth Management:  http://pathfinderadvisory.com/ Contact:  http://pathfinderadvisory.com/contact/

It’s time to peel back the curtain a little bit to learn about your financial advisor. Important Links: Pathfinder Wealth Management:  http://pathfinderadvisory.com/ Contact:  http://pathfinderadvisory.com/contact/

Fire extinguishers, airbags in your car, and smoke alarms in your house are all examples of things in life that don’t really seem to matter until they’re the only thing that matters. On that rare occasion when you need one of those items, you’ll either be very glad that you have one, or really regretting the fact that you don’t. Let’s talk about some of the things in the financial world that don’t...

So much focus in the financial world revolves around accumulating money. There’s all sorts of advice, how- to guides and guardrails in place when it comes to saving and investing, but a lot less resources out there to help retirees navigate the period of time after retirement. This is known as decumulation, the spending down and managing of the assets you’ve accumulated through your life. And on t...

We open up the mailbag on today's show to answer some of your questions. Some topics we cover today will be combining old 401(k) accounts, leaving an inheritance to children, and more. Important Links: Pathfinder Wealth Management:  http://pathfinderadvisory.com/ Contact:  http://pathfinderadvisory.com/contact/

At first glance, each of these statements seem like basic common sense that everyone agrees with. But when we look at the way people actually behave with their money, it seems that common sense is actually a bit uncommon. Important Links: Pathfinder Wealth Management:  http://pathfinderadvisory.com/ Contact:  http://pathfinderadvisory.com/contact/

Sometimes the easiest way to learn about something is make it really simple. Like some of the first true/false tests you might have taken in school, let’s play a round of fact or fiction to test your financial planning acuity. Important Links: Pathfinder Wealth Management:  http://pathfinderadvisory.com/ Contact:  http://pathfinderadvisory.com/contact/

We are back with another mailbag show. This time around, we discuss a popular rule of thumb, rolling over your 401(k) after you retire, and much more. Important Links: Pathfinder Wealth Management:  http://pathfinderadvisory.com/ Contact:  http://pathfinderadvisory.com/contact/

It's another mailbag edition of the show! Today, we discuss possible ways to plan a retirement in a unique family situation, going back to work after a major health event, and concerns about the stability of social security. Important Links: Pathfinder Wealth Management:  http://pathfinderadvisory.com/ Contact:  http://pathfinderadvisory.com/contact/

Let’s talk about some of the areas of your financial life where you might be flirtin’ with disaster and don’t even know it. Important Links: Pathfinder Wealth Management:  http://pathfinderadvisory.com/ Contact:  http://pathfinderadvisory.com/contact/