Retirement Elevated Podcast with Sean Lee

No matter where you get your news, a few different storylines continue to dominate the headlines when it comes to finances in 2020. Let’s discuss three of the biggest topics of conversation this year and try to help you determine whether or not it matters for your retirement plan.   Show notes and additional resources:  https://wp.me/paeqsR-8q     Today's rundown:  0:58 – Our main topic today is ‘...

When was the last time you looked through your financial portfolio and got rid of the things you no longer need? As you move closer to retirement, your strategies will change and adjustments need to follow. So let’s look at four areas that you might considering trashing from your portfolio.   Show Notes and Additional Resources:  https://retirementelevatedpodcast.com/podcast/taking-out-the-trash-f...

Have you ever wondered why some advisors get paid in fees while others take commissions from your investments? Today we’ll explain the difference, what you should consider, and why your portfolio expenses are probably higher than you realize.   Show notes and additional resources:  https://retirementelevatedpodcast.com/podcast/do-you-know-what-fees-and-commissions-youre-paying/     Today's rundown...

Americans will be getting the most significant retirement legislation in more than a decade after Congress passed the SECURE Act near the end of 2019. Let’s talk about the biggest changes you need to be aware of, how this can benefit you, and where there might be some concerns.   Show Notes and Additional Resources:  https://retirementelevatedpodcast.com/podcast/what-you-need-to-know-about-the-sec...

Maybe you are experiencing some more unfortunate situations lately when it comes to retirement. Is there a positive spin you can put on it?   Show Notes:  https://retirementelevatedpodcast.com/podcast/finding-the-silver-linings-in-forced-retirement-situations/     Today's Rundown:  0:37 - You are being pushed into an early retirement. 1:34 - What to do with a severance package. 2:45 - A forced ret...

With all of the things in the financial world that you can’t control, why would you sabotage your own retirement by messing up the things you can control? Let’s discuss some ways that people sabotage their own financial health.   Show Notes: https://retirementelevatedpodcast.com/podcast/5-ways-we-sabotage-our-own-retirement/   Today's Rundown:  0:28 – We’re talking about sabotaging our own retirem...

How effective is a portfolio that isn’t working in conjunction with a plan? If you’re just looking at the numbers in your accounts but not considering how that’s complimenting the other pieces to your plan, it’s not much more than speculation. This week we discuss why having a collection of financial products isn’t the same as having a plan.   Show Notes: https://retirementelevatedpodcast.com/podc...

The retirement planning process lasts many, many years but your final decade of work is the time where you need to hammer out all of the details and get everything in order. We’ve put together a checklist of items that need your full attention during that last years of working so that you can enjoy retirement to the fullest. On this episode: 0:28 – What we’re talking about on the show.  1:18 – Fir...

Think about the last time you took a flight? You got from point a to point b as you planned, but did you stop to think about what it took to get you there? That’s the same with financial planning and reaching our final retirement destination. There are many lessons we can take away from flying and we’ll share those on this episode. Today's rundown:  0:22 – Baseball tryouts going on for Sean’s son....

In the financial world, there are a lot of myths out there. Do you know what’s a myth (and what’s a bust) when it comes to these commonly held beliefs? Today's show:  2:48 - Myth or bust: Shifting from stocks to bonds removes the volatility from your portfolio. 4:55 - Myth or bust: Once you’ve retired, life insurance is no longer necessary. 7:14 - Myth or bust: You’re going to need less income whe...

Picking the right financial advisor can be one of the most important decisions you make for your retirement, but many times we end up sticking with the wrong person. Many reasons cause can lead to this, but we often justify our decisions with a few common excuses. Let’s look at some of the common ones we hear from clients. Check out the full show notes for this episode by clicking here . ----more-...

Financial planning can take on many forms and your interests might not always be the sole priority. When you work with an advisor, there are steps that every plan needs to include and we’ll discuss those in this episode. Check out the full show notes by clicking here.  Today's rundown: 1:46 – What happened to financial planning? 3:05 – Are expectations being set for you? 4:09 – Why pure planning i...

Lighthouses are strong, beautiful, and protective towers, just like your financial plan should be. To weather the storms and avoid the potential financial obstacles, we’ll share how financial plans are similar to lighthouses, guiding you to safety. Don't miss the show notes, which you can find here. Today's rundown:  1:55 - Is there a financial lesson to learn from lighthouses? 2:59 - Your financi...

For some people, the biggest problem with their financial planning isn’t that they make the wrong decisions but rather that they fail to make any decision at all. Other people, however, react instantly without giving it much though. Today we'll discuss a few areas that people usually hold people up in the financial decision-making process and then we'll give you ways to move forward. To read more...

Maybe you’ve heard of it, but do you know how the SECURE Act could impact your retirement plans? Or what about the retirement options offered by your employer? Here are eight of the 29 provisions in the act to keep an eye on. Full show notes:  https://retirementelevatedpodcast.com/podcast/8-provisions-from-the-secure-act-of-2019/ ----more---- Thing's You'll Learn Along Today's Journey 1:27 SECURE...

Ask yourself, as an investor, what can you control? Starting with acknowledging what you can and cannot control will help you make better decisions and worry less when it comes to your investments. Full show notes post: https://retirementelevatedpodcast.com/podcast/focus-on-what-you-can-control/ Thing's You'll Learn Along Today's Journey 3:50 What can we control as investors? The things you can co...

The View From The Pinnacle Working with a financial advisor can bring incredible value to your portfolio. Looking at a recent Vanguard study, Sean talks us through what an advisor can do and how that helps you in the long run. Check out the full show notes:  https://wp.me/paeqsR-5n ----more---- Thing's You'll Learn Along Today's Journey 2:05 The true value of an advisor Vanguard recently came out...

“Hey, watch this!” is probably not the last phrase you want to utter in life. Likewise, let’s consider these phrases you often hear in the financial world that you don’t want to be saying in case something goes wrong. Talking through the good and bad will help prepare your mindset and your money for retirement.  Click here for more in-depth exploration of this topic and a recent blog post:  https:...

Some of retirement’s most important questions may seem simple. However, when you consider your options, these questions tend to get complicated. Join us as we unpack five seemingly simple questions about retirement. Click here for more in-depth exploration of this topic and a recent blog post:  https://retirementelevatedpodcast.com/podcast/5-simple-retirement-questions/

We often get questions on what makes it safe to retire. Is it at a certain age or after you meet a particular dollar amount? To find out when to retire, you have to understand what “safe” means. Once you identify what it is you hope to achieve with your money, you may be closer than you think. Are you ready to retire? Click here for more in-depth exploration of this topic and a recent blog post: ...

Everyone faces at least one of these financial pain points in life. While you can’t control everything, you can alleviate your fears by finding clarity through basic planning. Here’s how to tackle five of the main pain points you’re most likely to face. Click here for more in-depth exploration of this topic and a recent blog post:  https://retirementelevatedpodcast.com/podcast/5-financial-pain-poi...

In this episode, we’ll examine four hot financial topics and debate the merits of debt, mutual funds, and annuities. You’ll find that everyone has a slightly different opinion on what’s best, but the key is to make informed financial decisions on what is right for you. Click here for more in-depth exploration of this topic and a recent blog post:  https://retirementelevatedpodcast.com/podcast/sett...

Planning for retirement goes beyond your investments. Your advisor should be helping you navigate these crucial areas of your financial life. Click here for more in-depth exploration of this topic and a recent blog post:  https://retirementelevatedpodcast.com/podcast/why-your-retirement-is-more-than-just-investments/

The do-it-yourself mentality is really popular these days. There's even a DIY network where you can learn how to take on DIY projects. Discover why a DIY retirement might not be ideal. Click here for more in-depth exploration of this topic and a recent blog post:  https://retirementelevatedpodcast.com/podcast/episode-14-diy-retirement-planning/

We have more information at our fingertips than ever before. However, being an informed consumer isn't without its downsides. Sean explains. Click here for more in-depth exploration of this topic and a recent blog post:  https://retirementelevatedpodcast.com/podcast/episode-13-the-upsides-and-downsides-of-being-an-informed-consumer/