Aaron Johnson

Retirement DNA

Education EN ↓ 41 episodes

Duane and Aaron Johnson are co-founders of Bridger Financial Services.

Author

Aaron Johnson

Episodes

Episode 16: Should I Pay off My Mortgage 18.06.2021 12:57

Have a goal and plan for it. It’s all about BALANCE. Do the math.

Episode 15: Mutual Funds and ETF’s 06.05.2021 18:18

Both are diversified stock or bond portfolios. Both can easily be purchased. ETF’s are more tax efficient. ETF’s offer greater transparency.

Episode 14: How Much Money Do I Need To Retire? 16.04.2021 16:14

Know your cash flow. Make sure you don’t have lazy investments What withdrawal rate will provide what you need and last your lifetime? Everyone is different. You need a custom retirement plan that encompasses Investments, Taxes, Income, Inflation, and your legacy.

Episode 13: The Spousal Tax Trap 26.03.2021 12:06

The Filing Single tax bracket is the highest current tax rate. When a spouse passes away, they get moved to the Filing Single tax bracket Strategies used to lessen the burden of taxes now and later.

Episode 12: RMD's in 2021 08.03.2021 13:25

RMD age moved to age 72. How to calculate RMD’s Strategies to lower your RMD.

Episode 11: Asset Location and the Role it Plays in Portfolio Success 22.02.2021 11:36

Asset location is just as important as Asset allocation. Pay attention to what assets are in your different accounts. Is a canned portfolio ok for you or do you need a customized investment plan?

Episode 10: Will the Election Affect My Financial Plan? 11.12.2020 28:19

Review the risk you are taking in your investment portfolio Get a Roth Conversion Review done Review your Income Plan

Episode 9: Why IRA’s Are Bad During Retirement 04.09.2020 15:51

Every dollar is taxed Distributions can impact the tax you pay on other income Required to pull money out Worst type of account to pass to surviving spouses No control over taxes paid or how much tax is paid

Episode 8: Four Things To Check Now 18.08.2020 13:10

Review of Expenses – Current and Future Review Your Assets Know the Risk You Are Taking Do You Have an Income Gap?

Episode 7: The SECURE Act 22.05.2020 9:08

Age change for starting RMD’s. Contribution age change. Guaranteed Income rider options in 401(k)’s now. Exceptions for the early withdrawal penalty. Withdrawal changes for 529 accounts.

Episode 6: Personal Benchmark 19.05.2020 5:00

Financial success is not just about adding $0’s to your net worth. Investing comes down to two things. Opportunity and Risk. Having your own benchmark can help with market stress during volatile periods.

Episode 5: Investment Planning 13.12.2019 15:12

Duane and Aaron Johnson talk about the important aspects in investment planning.

Episode 4: Estate Planning 18.10.2019 21:38

Duane and Aaron Johnson talk about the important elements of estate planning.

Episode 3: Tax Planning 23.08.2019 17:36

Duane and Aaron Johnson talk about the important elements of tax planning.

Episode 2: Income Planning 14.08.2019 15:46

Duane and Aaron Johnson talk about the important elements of income planning.

Episode 1: Intro to Duane Johnson Group 24.07.2019 10:55

Duane and Aaron Johnson talk about who they are and what they do.