Retirement Coffee Talk

The Medicare election window opens in October and closes in December. What do you need to know about Medicare if you are just starting, and what do you need to know about the supplements if you are already using Medicare? See omnystudio.com/listener for privacy information.

Charisse Rivers of Zinnia Wealth Management has a discussion with Dr. Roger Ibbotson and Dr. William Goetzmann from the Yale School of Management on what is working and not working for retirees and pre-retirees in this high inflationary economy.    Dr. Robert Ibbotson is the Professor in the Practice Emeritus of Finance at Yale School of Management and chairman of Zebra Capital Management, LLC. Dr...

In this episode of Retirement Coffee Talk, Charisse Rivers highlights how to be risk-averse and still get the growth to fund retirement. She explains the importance of having a written retirement plan and how to work with a financial advisor to help choose the right investments for your individual needs. 💬 Engage, Share, and Learn even more with Charisse and her team at Zinnia Wealth Management :...

What does it mean when the world’s biggest investment company is telling you to plan for retirement by dialing back risk and use products OUTSIDE the stock market? See omnystudio.com/listener for privacy information.

Cash is trash or cash is king. Which is it? Can you go through retirement with all your money in a 401(k)? A shocking revelation from the world’s biggest investment company. Uncle Sam says you have to take money out of your IRAs at age 73. What if you don’t need the money to live? What are your options? See omnystudio.com/listener for privacy information.

You see the commercials all the time: “Protect yourself from a market crash by buying gold!” Is it a good move? Charisse breaks down the pros and cons on today’s special podcast epsiode, “Ask Charisse.” 💬 Engage, Share, and Learn even more with Charisse and her team at Zinnia Wealth Management: Facebook , Instagram , LinkedIn and YouTube !   About Charisse Rivers CEO & Financial Planner | Over 15...

Is it really possible that your social security could be taxed in retirement? For some people, that may indeed be the case. Charisse Rivers of Zinnia Wealth Management talks about who may face this tax obstacle and if there's any strategies to help avoid it.  Plus, is it a good strategy for someone retiring at age 62 to draw money solely out of their 401(k) while waiting until 70 to start taking S...

Charisse Rivers of Zinnia Wealth Management talks about one of the most asked questions about retirement, "When should I take Social Security?" 💬 Engage, Share, and Learn even more with Charisse and her team at Zinnia Wealth Management: Facebook , Instagram , LinkedIn and YouTube !   About Charisse Rivers CEO & Financial Planner | Over 15 Years of Experience Charisse Rivers is a retirement strate...

Assuming your retirement is going to work out because you’ve been a good saver can be dangerous. It’s time to do the math. 💬 Engage, Share, and Learn even more with Charisse and her team at Zinnia Wealth Management: Facebook , Instagram , LinkedIn and YouTube !   About Charisse Rivers CEO & Financial Planner | Over 15 Years of Experience Charisse Rivers is a retirement strategist focused on helpi...

What happens when your financial advisor retires? Do they hand you off to “Billy the Kid”? When is it time to seek out a new advisor and what do you look for? See omnystudio.com/listener for privacy information.

Charisse Rivers is a retirement strategist focused on helping people grow, protect, and reduce taxes on their wealth and is the CEO of Zinnia Wealth Management. She and her team are specialists in retirement and estate conservation. They can help you answer the questions you may have about your financial future. Zinnia Wealth Management is committed to you for the long run. Zinnia Wealth Managemen...

If you don’t have a tax plan going into retirement, you will likely have to follow Uncle Sam’s plan, and that may not be the best option for your retirement. Listen to the latest episode of Retirement Coffee Talk podcast for more insights from Charisse Rivers of Zinnia Wealth Management! 💬 Engage, Share, and Learn even more with Charisse and her team at Zinnia Wealth Management: Facebook Instagra...

Charisse Rivers of Zinnia Wealth Management sits down with author and political commentator Candace Owens. They discuss motherhood, raising a family in today's world, who Candace would pick as a presidential running mate and the key to females being prepared financially for retirement. 💬 Engage, Share, and Learn even more with Charisse and her team at Zinnia Wealth Management: Facebook Instagram...

Charisse Rivers of Zinnia Wealth Management sits down with former Rascal Flatts lead singer Gary LeVox. They discuss the award-winning vocalist's new solo career, the importance of having the right team around you and his plan for retirement. 💬 Engage, Share, and Learn even more with Charisse and her team at Zinnia Wealth Management: Facebook Instagram LinkedIn YouTube       See omnystudio.com/li...

Through all the ups and downs of the past 40 years, many Baby Boomers have built their wealth using the stock market. But as you get into retirement, should you be that dependent on the market or is it time for something else? And what is that something else?  Tune in to Retirement Coffee Talk with Charisse Rivers.  She explains it all! 💬 Engage, Share, and Learn even more with Charisse and her t...

This week Charisse handles your questions about how your Social Security could be taxed, the pros and cons of CDs and Annuities. 💬 Engage, Share, and Learn even more with Charisse and her team at Zinnia Wealth Management: Facebook Instagram LinkedIn YouTube   See omnystudio.com/listener for privacy information.

Charisse Rivers of Zinnia Wealth Management gets indepth on tax planning and answers real  questions her listners ave asked, such as: How can planning help reduce the overall tax burden in retirement? Should you consider converting to a Roth IRA? Is it a good idea to use money from a 401(k) to pay the taxes from that conversion?  💬 Engage, Share, and Learn with Charisse and her team at Zinnia Wea...

In this episode of the Retirement Coffee Talk podcast with Charisse Rivers, the focus is on the concept of financial independence. Charisse discusses what financial independence means and why it is essential for a worry-free retirement. She emphasizes the importance of having the freedom to spend your money, being free from financial worries, and exploring strategies to minimize taxes. Charisse al...

Join Charisse Rivers and Zinnia Wealth Online on the Retirement Coffee Talk podcast as they discuss the significance of getting a second opinion review for your retirement plan. In this episode, they delve into the reasons why it's crucial to reevaluate your financial advisor's strategies and explore new possibilities for your retirement portfolio. Whether you already have an existing plan or are...

In this episode of the Retirement Coffee Talk podcast, Charisse Rivers tackles the topic of Social Security and addresses the prevalence of online misinformation surrounding it. She explores a common question about spousal benefits and clarifies the correct information, debunking a popular misconception. Charisse emphasizes the importance of seeking reliable advice and highlights the need for a co...

You can email us a question any time at retirement@zinniawealth.com . This week we handle questions our listeners have about annuities.   💬 Engage, Share, and Learn with Charisse and her team at Zinnia Wealth Management: Facebook Instagram LinkedIn YouTube   See omnystudio.com/listener for privacy information.

Join Charisse Rivers of Zinnia Wealth for an enlightening episode of Retirement Coffee Talk. In this episode, we delve into the wisdom of Warren Buffett, the legendary investor and CEO of Berkshire Hathaway. Discover the secrets behind Buffett's remarkable success over nearly six decades and his philosophy of making a few crucial decisions that shape long-term prosperity. We discuss the importance...

There are a lot of lessons (and financial lessons) we learned from our dads. Today we talk about how some of those lessons Charisse learned can benefit you as you sit down with her to plan your retirement. See omnystudio.com/listener for privacy information.

Charisse Rivers of Zinnia Wealth takes on the sensitive topics no one wants to talk about…but should. Medicare, Long-Term Care, and Estate Planning. Find out more at zinniawealth.com . See omnystudio.com/listener for privacy information.

Charisse Rivers of Zinnia Wealth talks about two vital elements of retirement planning people neglect: Income and Tax planning. Find out more at zinniawealth.com . See omnystudio.com/listener for privacy information.