Retire(Meant) For Living Podcast

In this episode JoePat Roop details what 9% inflation means for your bottom line and the medicine you can take to curb the affects. Plus, is the 60/40 rule still a good method in a down market or has it become outdated? For more information on Belmont Capital Advisors or to schedule a complimentary consultation call 704-946-7000 or visit www.belmont-capital.com    See omnystudio.com/listener for p...

In this episode JoePat defines what an "inoculated" recession is and if it has merit or just financial fluff talking points. Plus, with inflation at a 40 year high, is it time for adults to just accept this is the new normal or does JoePat see any relief? Finally, the importance of an Estate Plan and the mistakes we make putting one together.  For more information on Belmont Capital Advisors or to...

The US Economy slipped 1.6% to start the year with consumer spending was weaker than calculated. What does that mean to our bottom line? Plus, the 3 questions you need to be asking your financial advisor.  For more information on Belmont Capital Advisors or to schedule a consultation call 704-946-7000 or visit www.belmont-capital.com   See omnystudio.com/listener for privacy information.

In this episode, JoePat Roop stresses the power and importance of time. From raising your kids, to retirement saving to the affect time has on your RMD's. How can you make the most out of the time you have to prepare for retirement? For more information on Belmont Capital or to schedule a complimentary consultation call 704-946-7000 or visit www.belmont-capital.com   See omnystudio.com/listener fo...

In this episode JoePat Roop details his trip to Washington DC to meet former VP Mike Pence. They discussed the importance of keeping Social Security, the one tax that needs to be eliminated immediately and why you should take a deep breath and do nothing once you leave the work force.  For more information on Belmont Capital Advisors or to schedule a complimentary consultation call 704-946-7000 or...

In this episode JoePat gives a full dive into annuities. How they work, why they can be tricky and most importantly, if an annuity could benefit your retirement plan. Plus, the importance of having the financial conversation with your aging parents.  For more information on Belmont Capital Advisors or to schedule a complimentary consultation call 704-946-7000 or visit www.belmont-capital.com   See...

In this episode, JoePat Roop discusses a looming recession and how important it is to have a plan for what lies ahead. Plus, why would some "experts" want you to work longer instead of retiring? Finally, your parents had tough conversations with you, time for you to have a tough conversation with them.  For more information on Belmont Capital Advisors or to schedule a complimentary consultation ca...

In this episode JoePat defines what a "bear" market is and why the market is having a temper tantrum right now. Plus, how to protect your 401k from ongoing inflation and finally, the importance of having both members of a marriage invested in a financial plan, especially the wife because truth is, women (are smarter) and outlive men.  For more information on Belmont Capital or to schedule a compli...

JoePat Roop talks about the current economy and how inflation, interest rates, gas prices and market volatility has affected our daily life but more importantly, if JoePat believes things will get worse before getting better. Plus, the CPI dropped two-tenths of a point, will that affect us at all and with the power of hindsight, what can we change now to help our future selves.  For more informati...

In this episode JoePat Roop explains why a "healthy" recession could be the best opportunity to fight inflation and reminds us there is a silver lining to a volatile market. Plus, is the 60/40 rule still appropriate in an economic downturn and we talk about some of the biggest "regrets" retirees have you should avoid.  For more information on Belmont Capital Advisors or to schedule a consultation,...

In this episode JoePat Roop explains weather he thinks we should be preparing for a recession and why there should be no shame in asking for help with your retirement funds. Plus, if you have a pension, there are a few steps you need to take for it to remain beneficial to a long lasting retirement plan.  For more information on Belmont Capital or to schedule a complimentary consultation call 704-9...

In this episode JoePat explains that despite inflation, world issues, high gas prices, interest rate increases and a higher cost living, now is a great time to start your retirement planning. He details that we can't control many situations, but it's important to have control of your retirement plan. Plus, do you need a forever home? Some adults want to live in the same spot forever, but it may no...

In this episode JoePat Roop reveals the "needs" some of this clients are looking for, but aren't being met by other advisors. Plus, what are the benefits of a ROTH IRA, not just for you, but for your family as well.  For more information or to schedule a complimentary consultation, call 704-946-7000 or visit www.belmont-capital.com See omnystudio.com/listener for privacy information.

In this episode, JoePat Roop weighs the pros and cons of moving to a 4 day work week and why some companies would fold using that model. Plus, what can we learn about retirement planning from the ultra, mega rich 1%? For more information or to schedule a complimentary consultation, call 704-946-7000 or visit www.belmont-capital.com   See omnystudio.com/listener for privacy information.

In this episode, JoePat Roop details the importance of having a plan and why most adults/pre-retirees are slow to build their retirement portfolio. Plus, Annuities can be overwhelming, JoePat breaks down the good and bad of an Annuity and which ones may be best for your retirement plan.  For more information on Belmont Capital Advisors or to schedule a consultation call 704-946-7000 or visit www.b...

One actor is proud that her 10 year old son is actively invested in the market. He follows trends, makes moves and gets upset when his stock drops. JoePat Roop talks about the pros and cons of kids who are financially aware at a young age. Plus, we cover the 2 biggest components of wealth? Do you have these 2 elements that could lead you towards a happy retirement?  For more information on Belmont...

In this episode, JoePat Roop discusses the Fed's chance of flip flopping and sending the wrong message which could trigger a recession. Plus, what is the "10 Year" rule and how is it affecting your inheritance plans? For more information on Belmont Capital Advisors or to schedule a complimentary consultation, call 704-946-7000 or visit www.belmont-capital.com   See omnystudio.com/listener for priv...

In this episode JoePat Roop discusses how Bob Ross was not able to leave his family any of his fortune due to a bad Estate Plan. Plus, with inflation and higher taxes, is it still possible to live off $1M in retirement? Finally, what hard life lesson we can learn from a kids board game.  For more information on Belmont Capital or to schedule a complimentary consultation call 704-946-700 or visit w...

In this episode, JoePat Roop discusses ways to adjust your budget so inflation doesn't ruin your summer plans. Plus, some love Crypto, but some call it "Schmuck Insurance". Where are JoePats feelings on the risky investment option? For more information on Belmont Capital or to schedule a complimentary consultation call 704-946-700 or visit www.belmont-capital.com   See omnystudio.com/listener for...

In this episode JoePat Roop compares 1958 TV set to financial planning strategies of 2022. Plus, is it time to think about a phased retirement or what if you need to get back into the work force after retirement? For more information or to schedule a complimentary consultation, call 704-946-7000 or visit www.belmont-capital.com   See omnystudio.com/listener for privacy information.

In this episode JoePat Roop offers simple tips to help fight ongoing inflation and discusses his thoughts on the possibility of a recession. Plus, what's on the mind of the community? What financial issues are causing the phones to ring at Belmont Capital? For more information or to schedule a complimentary consultation, call 704-946-7000 or visit www.belmont-capital.com   See omnystudio.com/liste...

In this episode JoePat Roop discusses the pros and cons of having an annuity when inflation is soaring, plus the importance of having an Estate Plan that secures your legacy and benefits your family. Finally, when you visit Belmont Capital, is it encouraged to bring the whole family? Should the be involved in putting a retirement plan together? For more information on Belmont Capital or to schedul...

In this episode JoePat Roop discusses Tom Brady's return to the NFL and the steps to take if you want or need to return to work after retirement. Plus, Interest Rates are up, but is there good from all of this and how does this affect the chances of a recession? For more information on Belmont Capital or to schedule a complimentary consultation, call 704-946-7000 or visit www.belmont-capital.com  ...

We are all feeling the affects of inflation, gas, interest rates, etc. but JoePat has 3 simple ways to get more out of your retirement plan. What does your Medicare plan look like? What small changes need to be made to your portfolio? Finally, what is your tax strategy? If you take a few moments to focus on these elements of your plan, then you could have the maximum potential from your portfolio....

There are a few questions that for some reason or another, we are afraid to ask our financial advisor. Some adults feel like these may be too personal, but truth is, you should never be worried about getting information for the person working side by side on your income plan. What is a fiduciary? How does an advisor get paid? Are they fully licensed? All questions that JoePat is happy to answer. ...