Retire(Meant) For Living Podcast

JoePat Roop defines what an Inverted Yield Curve is and more importantly, how it could predict an upcoming recession. Plus, the power of diversification in a plan and why it really depends on your age.  For more information or to schedule a consultation, call 704-946-7000 or visit www.belmont-capital.com   See omnystudio.com/listener for privacy information.

JoePat Roop deatils the latest with iBonds and if there is still time to take advantage of this government funded opportunity. Plus, at what point is dipping into your 401k for extra cash acceptable and finally, when it comes to your inheritance, do you want to pick favorites or let them learn the hard way? For more information or to schedule a consultation, call 704-946-7000 or visit www.belmont-...

JoePat Roop reflects on Independence Day and answers the question: what are most adults really looking for in retirement? Saftey? Income? Growth? Freedom? Plus, is the 60/40 model still a good option for your portfolio? For more information or to schedule a consultation call 704-946-7000 or visit www.belmont-capital.com   See omnystudio.com/listener for privacy information.

This week we get to know Taylor Lee, one of the newest team members at Belmont Capital Advisors. We talk about changes in bonds and how they can help your portflio. Plus, we detail what happens in the initial appointment at Belmont Capital and finally, we make way too early College Football predictions.  For more information or to schedule a consultation, visit  www.belmont-capital.com or call 704...

JoePat Roop details what's on the mind of the community and what most pre-retirees are struggling with as they prepare for retirement. Plus, JoePat has some of the biggest expenses in retirement that most adults are not aware of.  For more information or to schedule a consultation, call 704-946-7000 or visit www.belmont-capital.com   See omnystudio.com/listener for privacy information.

JoePat details how a DIY Retirement Plan has it's benefits, but overall it could cause more harm than good. Plus, what exactly is a "One Page Retirement Plan" from the team at Belmont Capital? For more information or to schedule a consultation, call 704-946-7000 or visit www.belmont-capital.com   See omnystudio.com/listener for privacy information.

JoePat Roop details the pros and cons of giving your kids money without them appreciating hard work. Plus, the power of an annuity in a retirement plan.  For more information or to schedule a consultation, call 704-946-7000 or visit www.belmont-capital.com   See omnystudio.com/listener for privacy information.

JoePat Roop talks about the importance of having an updated strategy. Where do you want to be? What is your plan? Most importantly, what are your goals?! And why you shouldn't feel guilty if you have no clue because that's no problem. For more information or to schedule a consultation, call 704-946-7000 or visit www.belmont-capital.com   See omnystudio.com/listener for privacy information.

JoePat explains why annuities are more popular now than ever before. Plus, how they can provide income for life.  For more information or to schedule a consultation, call 704-946-7000 or visit www.belmont-capital.com   See omnystudio.com/listener for privacy information.

JoePat details the 3 legs to a full financial plan: Protection, Growth and Income, and how each one benefits your retirement needs.  For more information or to schedule a consultation call 704-946-7000 or visit www.belmont-capital.com   See omnystudio.com/listener for privacy information.

JoePat details the steps they take at Belmont Capital to ensure you have a rock solid retirement plan.  For more information or to schedule a consultation, call 704-946-7000 or visit www.belmont-capital.com   See omnystudio.com/listener for privacy information.

JoePat Roop details some of the more overhyped opportunities in financial planning and what options could be better. Plus, the pitfalls of using a 401k for emergencies.  For more information or to schedule a consultation call 704-946-7000 or visit www.belmont-capital.com   See omnystudio.com/listener for privacy information.

JoePat Roop details how to weather the storm of an upcoming recession and more importantly, how to get back on course. Plus, what we can learn about Risk from the kids of South Park. Finally, what goals JoePat sets in the very first meeting with a new client.  For more information on Belmont Capital Advisors or to schedule a consultation, call 704-946-7000 or visit www.belmont-capital.com   See om...

JoePat Roop details the importance of a tax strategy and why "Tax Freedom Day" is one of the worst days of the year for taxpayers. Plus, is the 60/40 model on the comeback or should retires remain cautious. Finally, what's keeping 70% of adults stressed at night? For more information on Belmont Capital or to schedule a consultation call 704-946-7000 or visit www.belmont-capital.com   See omnystudi...

JoePat Roop details how to control anxiety when dealing with the flows of a volatile market. Plus, there are emotions in your retirement plan, how do you get out of your own head. Furthermore, is there such thing as too much "experience" money? For more information on Belmont Capital Advisors or to schedule a consultation, call 704-946-7000 or visit www.belmont-capital.com   See omnystudio.com/lis...

JoePat Roop details the best options for an annuity and why now is a good time to take a second look. Plus, how a tax strategy is important even after tax day and what happens when you are bullied into being charitable.  For more information on Belmont Capital Advisors or to schedule a consultation visit www.belmont-capital.com or call 704-946-7000.  See omnystudio.com/listener for privacy informa...

JoePat Roop details the moves within Social Security and how the changes will affect your retirement planning. Plus, how do you know you're not just another number at Belmont Capital Advisors and finally, avoiding "paralysis by analysis" in retirement planning.  For more information call 704-946-7000 or visit www.belmont-capital.com   See omnystudio.com/listener for privacy information.

This week JoePat Roop details why getting a big tax refund is not necessarily a good thing and the importance of having a solid tax strategy year-round. Plus, we clear up misconceptions about what JoePat can and cannot do for the community. Finally, is the Fed going too far in their attempts to lower inflation? For more information on Belmont Capital or to schedule a consultation call 704-946-7000...

JoePat Roop discusses what steps we should take now to prepare for the expiring Trump Tax cuts and the overall importance of a tax strategy. Plus, do the lower inflation rates decrease the chance of a recession? Finally, what are the best ways to protect your assets if you fear a bank collapse could affect you. For more information on Belmont Capital Advisors or to schedule a consultation visit ww...

JoePat Roop details what lead to the SVB collapse and what mistakes could have been avoided. Plus, how this could affect your retirement savings and what opportunities are available to protect your assets.  For more information on Belmont Capital Advisors or to schedule a consultation, call 704-946-7000 or visit www.belmont-capital.com   See omnystudio.com/listener for privacy information.

JoePat Roop discusses how an annuity could be a great option for retirement income but comes with some fine print. Plus, is it time to take a break from the market and finally, why being charitable is a good thing, even if you get bullied into it.  For more information on Belmont Capital Advisors or to schedule a consultation call 704-946-7000 or visit www.belmont-capital.com  See omnystudio.com/l...

JoePat Roop explains how the tech sector layoffs have affected the market but unless you were laid off, it shouldn't affect you. Plus, unfortunately 2024 is an election year, so could we see the current administration rush us into a recession so they can resolve it and take credit going into an election, or is this pure conspiracy theory talk? Finally, why DIY should be a big NO for retirement pla...

JoePat Roop explains how we can cut through all the noise we are constantly fed through financial websites, news programs and even daily conversations. More importantly, what he can do to eliminate the noise and focus on the facts. Plus, what are the pros and cons of using a robo-advisor? Finally, how the little fees in your plan can destroy a retirement portfolio. For more information on Belmont...

JoePat Roop details why 90% of Financial Advisors burnout in the industry and what makes him different. Plus, how to properly pass money to your family without causing drama and finally, what remains the number one fear for retirees?  For more information on Belmont Capital Advisors or to schedule a consultation call 704-946-7000 or visit www.belmont-capital.com  See omnystudio.com/listener for pr...

JoePat Roop discusses the Superbowl and if $7M is a good ROI for a commercial, but also what we can learn about fees from the big game. Plus, how to find your purpose in retirement after you step away from the safety of a job. Finally, how LTC could also become a tax burden.  For more information on Belmont Capital or to schedule a consultation call 704-946-7000 or visit www.belmont-capital.com  S...