RetireCoast

click here: Leave a text, tell us what you liked Learn how to avoid the mistake that millions have made, robbing your future self.    Listen as we discuss the reasons why using your 401(k) plan as a piggy bank is a terrible idea.  This podcast supports an in-depth article posted on RetireCoast.com with the same title.    This is one of many articles on retirement providing information that is not...

click here: Leave a text, tell us what you liked Did you know that there is a new IRS form just for seniors?  This form will simplify your filing, you probably do not need professional help anymore.  The 2017 tax laws changed dramatically making it easier to file. Listen as we explain the new process.  Visit our Utube site RetireCoast.com and watch our video on the form where we go through it step...

click here: Leave a text, tell us what you liked People who own houses will retire far better than those who have rented most of their lives.  This is a fact.   This podcast discusses why this is true for most people and what you can do about it.  Visit RetireCoast.com website and read more about retirement and similar topics.  Support the show 🎙️ Enjoyed This Episode? Subscribe to the RetireCoast...

click here: Leave a text, tell us what you liked Yes, the best car and truck shows on the Mississippi Gulf Coast.  They start in May and go through October.   If you love custom cars and trucks and classic cars and trucks, you must arrange to attend one or more of these great shows.    Jeeping the Coast, Scrapin the Coast, Big Rig Truck Show , and Cruzin the Coast are all terrific shows that incor...

click here: Leave a text, tell us what you liked The big decision, should you take Social Security at age 62 or wait.  This is a big life-changing decision that should only be made after creating a retirement plan and budget.  Don't decide without understanding the upside of waiting.  We discuss what age may be best and why.  Before you decide, listen to this podcast as part of your due dilig...

click here: Leave a text, tell us what you liked Florida is a great place, low cost, conservative, and has wonderful weather. The dark side is that everyone wants to move to Florida which is increasing costs and crowds. Many of the reasons you would consider Florida are fading away fast. Crowds, higher cost, traffic, etc. Before you follow the herd to Florida, consider there may be a better altern...

click here: Leave a text, tell us what you liked The Peter Anderson Arts and Crafts Festival held the first week of November each year in Ocean Springs, MS is the best.   More than 150,000 people attend the two day event with artists from all over the United States.  Hundreds of booths display a wide variety of art and other items. No charge to enter (they would like a $2 donation) and no charge t...

click here: Leave a text, tell us what you liked Pay attention to your homeowner's insurance rates, they are going up and will continue to increase for some time in the future.   Inflation, supply chain, labor shortage, hurricanes, fires, and politics have contributed to a rapid escalation in rates. You must listen to this podcast to prepare not only for higher rates but how you may help to c...

click here: Leave a text, tell us what you liked Considering a move, is your high-cost state just too much? Taxes, politics, and public safety causing anxiety? It's probably time for you to consider relocating. A move to the Mississippi Gulf Coast is probably just what you need. There are at least 21 reasons people are moving to the Mississippi Gulf Coast (see below).  But why would you move...

click here: Leave a text, tell us what you liked Yes, we probably are in a recession but who cares if we call it a recession or not?  What is important is that we bring out the old budget spreadsheet and plan for opportunities as we come out of this period in a few months. Don't panic sell or buy.  Don't follow the herd to do anything during this period as it is completely unsettled.   G...

click here: Leave a text, tell us what you liked Snowbirds love the Mississippi Gulf Coast in the winter months (as well as the rest of the year). Snowbirds arrive from Canada, Wisconsin, Minnesota, Illinois, New York, and states where it's just cold during the winter.  Seeking out warm weather and the best destinations takes some research. The Gulf of Mexico and specifically the Mississippi...

click here: Leave a text, tell us what you liked Consider retiring with mortgage debt vs paying off your mortgage before retirement. Many will tell you to pay off your mortgage and many will tell you there are great reasons to have a home mortgage in retirement. There are strong opinions on both sides of the question. You can best solve the dilemma by having a thorough understanding of your financ...

click here: Leave a text, tell us what you liked This is a common question being asked by people in the Millennial and Gen Z generations.  I used a great example of a person who is a Millennial who found a way to buy a house.  He and his wife got jobs, worked hard and are now homeowners. The podcast explores what it will take for a Millennial or anyone for that matter to be able to buy a house.  P...

click here: Leave a text, tell us what you liked I am pleased to talk about two small coastal towns that have won the USA Today contest for the best small coastal towns for 2022.  Ocean Springs came in at number one, and Bay St. Louis came in as number two.  Nothing has changed over the years except for more restaurants and shops.  Ocean Springs is still the same quaint small town that people have...

click here: Leave a text, tell us what you liked The City of Biloxi is a great place to live/visit. One of the best things about Biloxi is that it is affordable not just for living there but to visit as well. With beautiful beaches and a small city feel, it’s the ideal place if you want to leave the rat race of big metros. Yes, Biloxi is a nice place to live, to answer a question often asked on Go...

click here: Leave a text, tell us what you liked So many great choices along the Gulf Coast, where do you start? Here! Let us help you make the right choice by narrowing down the area. Start with the Mississippi Gulf Coast, the best coast. We warn you, our area is a well-kept secret. The communities below are the best places now to live on the entire Gulf Coast. We have ruled out all of the "...

click here: Leave a text, tell us what you liked Live along the coast with other military retirees who benefit from local military bases. You can afford to live on the Mississippi Gulf Coast with our military retirement pay. Active duty military is located on several bases. This is the best coast for military retirees and veterans. The Mississippi Gulf Coast is a great place with a low cost of liv...

click here: Leave a text, tell us what you liked A simple will can solve unimaginable problems with your estate. Family members will understand what you expect and hopefully honor your wishes. Neglecting a last will may land your estate in probate court following state law. The probate process can be expensive and eat away at your estate. Your simple will: create it now  You need not hire a law fi...

click here: Leave a text, tell us what you liked 2018 changes to federal income taxes exposed state and local taxes as potentially unreasonable.   Many of us probably think that it's federal taxes that are the most onerous when in fact, your combined tax burden at the state and local level may be greater than federal income taxes.  Now we know, it is all about hidden state and local taxes: yo...

click here: Leave a text, tell us what you liked Want to live near the beach with a great warm climate?  This is one reason why living in Gulfport, MS is a good place to live.  Low cost of living, great food culture, friendly people.  What more can you ask for.  Gulfport is not on the typical radar, many people pass it up for destinations crowded in Florida or along the Atlantic Coast.  Too bad fo...

click here: Leave a text, tell us what you liked Consider the volatility of Cryptocurrencies before you include them in your retirement portfolio.  The classic strategy is to reduce risk when you get closer to retirement.  Adding cryptocurrencies goes in the opposite direction.  Warren Buffett is against cryptocurrencies as he says, they offer no value.  Nothing is created with cryptocurrencies. ...

click here: Leave a text, tell us what you liked Parents should instill in their children at an early age that they must earn what they receive. Even if parents give things to their children the children should be taught the price of those things. The price is not in money purse but the price they have paid e.g. working long hours away from the family.  Both parents and children must give each oth...

click here: Leave a text, tell us what you liked Setting a budget for relocation or retirement can be a difficult exercise.  Particularly in the post-COVID environment. It is nearly impossible to budget for every item since you may not be aware of some things that could be an expense in the future.  To help you with this process feel free to use our budget tool.  This budget process is a snapshot...

click here: Leave a text, tell us what you liked Financial literacy education must be taught in school now. This course should include public finance and personal finance. There is no excuse for students not learning these essential life skills. Drop those nonsense courses on alternative lifestyles and sexuality and insert financial literacy in their place. Do it now. After speaking with the curri...

click here: Leave a text, tell us what you liked You already go to doctors you trust, what about other professionals you should know? You should have a relationship with an attorney, CPA, Real Estate Agent, and others. This discusses the reasons for establishing relationships with professionals to create your support team. Don’t wait until there is a crisis or when you need professional advice to...