Retire Your Way with Dale Soutas

How Much Do You Know You Need to Save if you want to be career -free for 30, 35, 40 years, how do you know?" Why should I or do I need to even use an advisor?" They think, "No, what's it going to be like?" They just hold back. "Why do I need to go in and see somebody about my retirement?" Then when they do, they're amazed that, Wow, I didn't know that I didn't know this... Soutas Financial & I...

Maybe we can create the income immediately or create the income in a year or two. It's very flexible. Depending on the situation you may have that time to really get things cranking to produce more income down the road, which is in your benefit too. And this is a quite simple approach. This was from an IRA rollover. You can easily move from one position to another...   Soutas Financial & Insur...

Not sure what's going on and want to know exactly where you're at right now as far as your financial planning for retirement? Give us call, 1-833-856-1382. You can sit down with Dale and his team and it's no cost to you to have this conversation. Soutas Financial & Insurance Solutions 333 West Shaw Avenue Suite 106 Fresno, CA 93704 Phone: 559.230.1648 Fax: 559.230.1651   #financialplanning #fi...

Lots going on, which I think is a good thing right now when it comes to markets, when it comes to planning. We're hearing a few different announcements across the country, which have kind of shaken things up as far as retirement planning. We'll talk a little bit about that. But I think on today's program, we'd like to see if we can help untangle some people's knots. We'll maybe go through some act...

We'll talk about some of the seismic shifts that are happening, not just in the financial services industry, but to kind of estate planning, keeping oney in your family. So we're going to talk about a little bit in estate planning how do we transfer that wealth to the next generation.   Soutas Financial & Insurance Solutions 333 West Shaw Avenue Suite 106 Fresno, CA 93704 Phone: 559.230.1648 F...

You stop working, you need a paycheck to pay the bills. If social security is not enough and /or pensions, then how do you create additional guaranteed income on top of that like your social security pensions?    Soutas Financial & Insurance Solutions 333 West Shaw Avenue Suite 106 Fresno, CA 93704 Phone: 559.230.1648 Fax: 559.230.1651   #financialplanning #financialadvisor #financialconsultan...

When we have a home we've paid off, These investment accounts, these 401K's-Our Life's work... Shouldn't they be protected? Soutas Financial & Insurance Solutions 333 West Shaw Avenue Suite 106 Fresno, CA 93704 Phone: 559.230.1648 Fax: 559.230.1651   #financialplanning #financialadvisor #financialconsultant #incomeplanning #retirementincome #retirementplanning

Make sure your insurance is up to date. Minimize unnecessary costs on insurance. Put less emphasis on things and more on self. Soutas Financial & Insurance Solutions 333 West Shaw Avenue Suite 106 Fresno, CA 93704 Phone: 559.230.1648 Fax: 559.230.1651   #financialplanning #financialadvisor #financialconsultant #incomeplanning #retirementincome #retirementplanning

We show people how Not to do things and How TO do things in relation to taxes and retirement at our Live Events at Fresno State. Soutas Financial & Insurance Solutions 333 West Shaw Avenue Suite 106 Fresno, CA 93704 Phone: 559.230.1648 Fax: 559.230.1651   #financialplanning #financialadvisor #financialconsultant #incomeplanning #retirementincome #retirementplanning

How You Can Take Advantage of Your Savings for the Future. Wealth transfer and where is that money going to go? Find out...today! Soutas Financial & Insurance Solutions 333 West Shaw Avenue Suite 106 Fresno, CA 93704 Phone: 559.230.1648 Fax: 559.230.1651   #financialplanning #financialadvisor #financialconsultant #incomeplanning #retirementincome #retirementplanning

Future 401K's on top of your social security . How are taxes affected then? Is it wise to defer those taxes now? What about Roth conversions? Stay tuned! Soutas Financial & Insurance Solutions 333 West Shaw Avenue Suite 106 Fresno, CA 93704 Phone: 559-230-1648 Fax: 559-230-1651  

What costs do we have with Real Estate when we're going into retirement ? You still have taxes, maintenance and repairs. Things break break down you have to replace. What can you do to prepare? In our second half...Medicare Cost of Living Adjustments. Cost of living adjustments, do they help you keep pace with inflation? Your monthly spend and how we can help you pay attention to it. Soutas Financ...

Stocks, bonds & cash...enough right? Don't forget about annuities. TSA's: Tax sheltered annuities. What are they? Do they give you more options?...Find out today. In our second half...Doing the math, getting it correct checking the inputs helping people with inflation, taxes and realistic costs. Soutas Financial & Insurance Solutions 333 West Shaw Avenue Suite 106 Fresno, CA 93704 Phone: 5...

Health Care Costs in Retirement. I don't have to worry about that I'll have my Medicare for that...? There's alot of outsider costs that you might not realize actually over a long retirement . Do you have enough set aside to cover the costs? Also in our second half, mitigating risks because of what happens with the market. Longevity risk, living longer. How do you plan for that...? Soutas Financia...

We've Got It Dialed In...We know what to ask. It's our specialty. We're focused on how to help people know that in retirement that their money and income will last . Keep up with inflation and all those things that worry people. Soutas Financial & Insurance Solutions 333 West Shaw Avenue Suite 106 Fresno, CA 93704 Phone: 559.230.1648 Fax: 559.230.1651   #financialplanning #financialadvisor #fi...

Do you feel like you're trapped? Oh, Is it gonna work...my retirement ? I'm already retired. Did I do it right? We want to help people not feel bad and free up their mind... #financialplanning #financialadvisor #financialconsultant #incomeplanning #retirementincome #retirementplanning

There's different kinds of risk factors...Portfolio risk, how much risk should I be in when getting closer to retirement ? It's not as important as how much risk I'm in earlier...Most people think about stock market risk but there's alot of other risks to be aware of...So how do you mitigate risk in all different facets of financial life... #financialplanning #financialadvisor #financialconsultant...

You don't know what you don't know about retirement planning . As an example do you know how to protect your hard earned assets from spend down?  #financialplanning #financialadvisor #financialconsultant #incomeplanning #retirementincome #retirementplanning

There's a variety of big tools that can provide big income. We show you how to use these tools for future income. Then you can stop worrying about your money if you have your income solved! #financialplanning #financialadvisor #financialconsultant #incomeplanning #retirementincome #retirementplanning

I had a really nice couple come back in. I first saw him last year, end of the year, and they came back in, and I hadn't seen them since then, but they'd been thinking about all the things we've been talking about. I gave him homework. They did their homework. I did their planning. And he's finally retired , and he says, let's get this thing rolling. Let's get it started. And so it was really enco...

Insurance companies, canceling home insurance coverages or not offering brand new home builds. We're looking at everything from hurricanes to wildfires. We'll talk about what that means right here in California, retirement, age gaps for men and women, what's going to cost you over $300, 000 in your own retirement out of your pockets that you can't cover... #financialplanning #financialadvisor #fin...

Today we want to talk about estate planning options and how important it is to have your legal documents in order and beneficiaries properly designated. There's things like that that can create real big problems for you in many different ways down the road. Yes, and I know that it must be confusing a lot of people because we received several phone calls over the weekend. And we encourage you to do...

Well, you know, we talk a lot about, putting together maybe an income plan for retirement , or how to keep up with inflation or taxes, these various things. But you know, it's interesting because I get it regularly where people say, you know...like, I had a couple a week or so back. They don't have children, you know, they would like to spend all their money and maybe spend the last dollar the las...

We keep running into ones who are concerned about inflation , obviously, because, you know, lately, finally, we've seen things start skyrocketing, not finally in a good way, but for so long it's been so low. We've got some client's case studies that we can chat about, too.

Now, a variation of a fixed annuity i s what they call a fixed index. So instead of putting 5 % in your annuity contract, what the insurance company does is simply buy options on various indexes like the S &P 500 or the you know, there's a number of different indexes you can participate in where your money doesn't actually touch the stock market. The insurance company just buys the right to lo...