Retire with the Aldens

Gary Alden explains how planning for unexpected costs in retirement is crucial. The four main expenses to consider are income taxes, health insurance, home renovations, and buying new cars.  To schedule a complimentary financial plan with Kingwood Investment Group visit  thekig.com Gary Alden and Christopher Alden of Kingwood Investment Group have years of experience and personalized services focu...

Gary Alden discusses the need for a comprehensive written plan for retirement and the fear of running out of money. He explains the importance of starting with a solid foundation and then building the process and products around it.  To schedule a complimentary financial plan with Kingwood Investment Group visit  thekig.com Gary Alden and Christopher Alden of Kingwood Investment Group have years o...

Variable annuities are a complex and often come with lengthy prospectuses. Gary Alden explains why he leans towards fixed index annuities to help bridge the income gap in retirement and offer the possibility of inflation adjustments. To schedule a complimentary financial plan with Kingwood Investment Group visit  thekig.com Gary Alden and Christopher Alden of Kingwood Investment Group have years o...

Gary Alden discusses Social Security and the importance of making the right choices for your spouse down the line.  To schedule a complimentary financial plan with Kingwood Investment Group visit  thekig.com Gary Alden and Christopher Alden of Kingwood Investment Group have years of experience and personalized services focused on your needs, wants, and long-term goals. They have helped clients wit...

Gary Alden discusses how a study found that many baby boomers have not saved enough for retirement, and this will have consequences for their children who may have to take care of them or pay for long-term care. Gary advises the importance of involving adult children in financial planning discussions when necessary.  To schedule a complimentary financial plan with Kingwood Investment Group visit ...

Gary Alden discusses how tolerance varies among individuals and can change over time due to life events. Gary reflects on a couple who experienced a significant loss during the 2008 stock market crash and how they opted for a zero-risk investment strategy for their retirement.  To schedule a complimentary financial plan with Kingwood Investment Group visit  thekig.com Gary Alden and Christopher Al...

Gary Alden breaks down why compatibility with a financial advisor is essential. He goes on to explain how accumulation and distribution phases require different strategies.  To schedule a complimentary financial plan with Kingwood Investment Group visit  thekig.com Gary Alden and Christopher Alden of Kingwood Investment Group have years of experience and personalized services focused on your needs...

Gary Alden discusses how retirement decisions are often prompted by changes in job situations. Factors to consider before retiring include goals, income needs, health situation, and financial plans. To schedule a complimentary financial plan with Kingwood Investment Group visit  thekig.com Gary Alden and Christopher Alden of Kingwood Investment Group have years of experience and personalized servi...

Gary Alden breaks down how proper planning and education are crucial to ensure a secure financial future. He explains a couple's bucket list can be expensive and may need to be adjusted to align with their financial situation. However, with proper guidance and planning, it is possible to achieve a significant portion of their goals.  To schedule a complimentary financial plan with Kingwood Investm...

Gary Alden discusses the risks and challenges that individuals face when planning for retirement. Gary says the main risks are inflation, timing, longevity, and behavioral. To schedule a complimentary financial plan with Kingwood Investment Group visit  thekig.com Gary Alden and Christopher Alden of Kingwood Investment Group have years of experience and personalized services focused on your needs,...

Gary Alden breaks down the potential wrong calls that people can make. He covers four common mistakes in retirement planning: avoiding the stock market, claiming Social Security early, not planning for long-term care, and not having a basic will.  To schedule a complimentary financial plan with Kingwood Investment Group visit  thekig.com Gary Alden and Christopher Alden of Kingwood Investment Grou...

Gary Alden discusses common myths in retirement planning, such as overestimating taxes and assuming expenses will decrease in retirement. To schedule a complimentary financial plan with Kingwood Investment Group visit  thekig.com Gary Alden and Christopher Alden of Kingwood Investment Group have years of experience and personalized services focused on your needs, wants, and long-term goals. They h...

Gary Alden delves into the uncertain future of Social Security, the potential impact of its depletion, and the need for individuals to safeguard their retirement income. Gary emphasizes the importance of considering fixed annuities as a hedge against Social Security cuts and volatility in the stock market. To schedule a complimentary financial plan with Kingwood Investment Group visit  thekig.com...

Tom Hanks shares the advice of 'this too shall pass' as a valuable lesson in life. However, when it comes to retirement planning, waiting is not an option. Financial advisor, Gary Alden recommends starting retirement planning as soon as possible, even if it means contributing to a 401k plan with limited funds. He emphasizes the importance of taking risk off the table as retirement approaches and t...

There are certain penalties when it comes to your IRA. Gary Alden explains what could happen if you make withdrawals before you reach 59.5.  To schedule a complimentary financial plan with Kingwood Investment Group visit  thekig.com Gary Alden and Christopher Alden of Kingwood Investment Group have years of experience and personalized services focused on your needs, wants, and long-term goals. The...

Our tax code can be extremely confusing and intricate. Gary Alden explains how he helps his clients at Kingwood Investment Group understand their tax picture and how to keep their strategy as efficient as possible.  To schedule a complimentary financial plan with Kingwood Investment Group visit  thekig.com Gary Alden and Christopher Alden of Kingwood Investment Group have years of experience and p...

There are all sorts of different opinions about when you should purchase an annuity for retirement. Gary Alden explains how he helps his clients decide what would work best for them at Kingwood Investment Group.  To schedule a complimentary financial plan with Kingwood Investment Group visit  thekig.com Gary Alden and Christopher Alden of Kingwood Investment Group have years of experience and pers...

If you haven't thought about using a tax strategy for retirement, Gary Alden and Christopher Alden explain why you should and how they've helped their clients at Kingwood Investment Group.  To schedule a complimentary financial plan with Kingwood Investment Group visit  thekig.com Gary Alden and Christopher Alden of Kingwood Investment Group have years of experience and personalized services focus...

We've heard about saving for a certain 'magic number' but is that the best perspective to have? Gary Alden and Christopher Alden explain how they help their clients reframe the way they save for retirement.  To schedule a complimentary financial plan with Kingwood Investment Group visit  thekig.com Gary Alden and Christopher Alden of Kingwood Investment Group have years of experience and personali...

It's important to understand fully understand your retirement plan. Gary Alden and Christopher Alden explain how they make sure clients also get a retirement education while mapping out their plan.  To schedule a complimentary financial plan with Kingwood Investment Group visit  thekig.com Gary Alden and Christopher Alden of Kingwood Investment Group have years of experience and personalized servi...

Things have changed drastically over the last several decades, and a lot of people aren't retiring at 65 anymore. Gary Alden and Christopher Alden explain why retiring might be an outdated idea for some and not for others.  To schedule a complimentary financial plan with Kingwood Investment Group visit  thekig.com Gary Alden and Christopher Alden of Kingwood Investment Group have years of experien...

After having a negative experience with a financial advisor, a woman is asking how she can trust another one. Gary Alden and Christopher Alden break down her situation and offer up red flags to watch out for.  To schedule a complimentary financial plan with Kingwood Investment Group visit  thekig.com Gary Alden and Christopher Alden of Kingwood Investment Group have years of experience and persona...

Retirement strategies have changed over time. Gary Alden and Christopher Alden break down which concepts you should avoid.  To schedule a complimentary financial plan with Kingwood Investment Group visit  thekig.com Gary Alden and Christopher Alden of Kingwood Investment Group have years of experience and personalized services focused on your needs, wants, and long-term goals. They have helped cli...

If you are concerned about taxes and how they will affect you during retirement, Gary Alden and Christopher Alden have come up with strategies they use to help their clients.  To schedule a complimentary financial plan with Kingwood Investment Group visit  thekig.com Gary Alden and Christopher Alden of Kingwood Investment Group have years of experience and personalized services focused on your nee...

We've been hearing lots of noise about whether there will be a recession or not. Regardless, are you ready? Gary Alden and Christopher Alden explain strategies to help protect your retirement plan.  See omnystudio.com/listener for privacy information.