Retire With Integrity Podcast with Brian Bowen

Now that we are in the heart of football season, what can we learn from the game? Coach Brian is here to guide you through what you need to know when it comes to your financial plan. We compare different football analogies to retirement planning to help you understand where you're headed and find out if you're making the right decisions. But first, we answer some questions from the mailbag. Here a...

No one likes to talk about a budget, but is it wise to start one before going on a fixed income in retirement? Brian talks about what a budget or a spending plan can look like and why it matters. From investing choices to small business decisions, Brian answers three questions on today's show. Here are the scenarios we discuss on today's show: Do I need to start budgeting before retirement? (0:12)...

Is this common or rare? We go through five scenarios that may happen throughout your financial life. Brian shares how often he sees these situations occur among his clients and how he helps people navigate through them. You may be surprised by some of his answers! Here are the scenarios we discuss on today's show: How often is someone ready to retire tomorrow? (0:23) Do people ask for advice and t...

What kind of retirement catastrophe can happen if you don't plan? Right now, inflation is hitting hard, but that can often get overlooked. What other kind of hidden costs could you face? Getting sound advice on the whole picture could save you in the long-run. Later in the show, Brian answers three questions from the mailbag. Today's show schedule: Here's how retirement catastrophe can occur with...

What can we learn about retirement from Jerry Seinfeld? We will review some Seinfeld quotes and consider how they apply to your finances. Let's also talk about your most significant financial assets. Are you leveraging these assets or overlooking them? Today's show schedule: "Sometimes the road less traveled is less traveled for a reason." (0:24) "It's amazing that the amount of news that happens...

Many retirees overlook long-term care, something that Medicare does not cover. How can someone plan for long-term care? The cost of long-term care insurance may seem too expensive, but consider the cost of that care, later on, should you need it. Today's show schedule: Do you know the cost of long-term care here in Virginia? (0:21) What kind of investment vehicles could be used instead? (8:00) Whe...

When you work with an advisor, you may have a lot of questions you need answered. Brian takes to the mailbag today to answer questions from listeners who want help sorting through financial decisions from charitable giving to real estate. Then, for a bit of fun, we talk through a few famous lyrics to see how they might apply to your financial life.   Today's show schedule: After the standard deduc...

What are two important things that many of us have done or are doing? Raising kids and investing. We talk about what these two things have in common and the work it requires over time to become successful. The key is often having discipline. Whether in parenting, eating, or investing, discipline isn't always easy but it is worth it.    Today's show schedule: Consider the parallels between raising...

Why is tax planning so important? What does it entail? Brian talks all about this crucial part of your financial plan.   Today's show schedule: 0:12 - Focus on reducing your taxes. 2:55 - What happens when you give up too much in taxes? 5:24 - Tax planning is so important.   Get Additional Information: https://financialplanningva.com/podcast/

What are the decisions you need to make now for your retirement, even if we're in a recession? Brian talks about how to stress-test your plan and what to keep in mind.   Today's show schedule: 0:12 - Are we in a recession? 4:31 - What is happening with inflation? 7:07 - How do you retire with confidence?    Get Additional Information: https://financialplanningva.com/podcast/

When retirement planning, inflation can leave you with far less than you thought. Brian shares what tools we can use to plan accordingly.   Today's show schedule: 0:12 - Inflation is the silent killer of retirement planning. How do you make your money last? 6:45 - What's keeping the market up?   Get Additional Information: https://financialplanningva.com/podcast/

Is a fixed rate annuity a wise investment choice? It all depends on your goals! Brian talks through when someone might choose to use this financial tool.   Today's show schedule:  0:12 - Is a fixed rate annuity a good idea? 6:31 - How does inflation impact this decision?   Get Additional Information: https://financialplanningva.com/podcast/

As football season nears, receiver Rob Gronkowski won't be on the field but retired instead. While he's done with football, his life isn't over. Now, he's trying to figure out what else he really wants to do with his life. Even though most retire at an age much older than 33-year-old Gronkowski, you'll likely want to do more than sit at home all day in retirement. What are you wanting to focus on?...

Why does tax planning matter for your retirement plan? Brian talks through the difference it can make and why you should pay attention to it now as a part of your financial plan.   Today's show schedule:  0:12 - Should you use the same person for tax planning and retirement planning? 3:39 - Is it worthwhile to do a Roth conversion?   Get Additional Information: https://financialplanningva.com/podc...

  What should you focus on if we face a recession? How should your financial plan be revised over time? Find out on today's show.   Today's show schedule:  0:12 - Financial uncertainty is causing anxiety for many. 7:11 - Should we revise our plans to withstand market turbulence?   Get Additional Information:   https://financialplanningva.com/podcast/

What are the risks of making emotional decisions when it comes to your money? Brian shares what he tells clients about investing and retirement planning.   Today's show schedule:  0:12 - So many football draft decisions are based on emotions. 1:44 - How often do people make investing decisions they regret? 4:44 - Do you know what you'll be retiring to?    Get Additional Information:   https://fina...

What does the "tool man" Taylor have to tell us about our finances? What does Brian tell clients trying to retire this year? Find out on today's show!   Today's show schedule:  0:12 - Are any clients rethinking their retirement plans? 5:03 - People seem obsessed with how much money they are making.   Get Additional Information:   https://financialplanningva.com/podcast/

When taking out your retirement income, it's important to consider the source. New statements may make it easier to see what you have, but what should you focus on when making a retirement income plan?   Today's show schedule:  0:12 - Changes are coming to your 401(k) statement. 7:40 - Do you have a strategy in place for your retirement income?   Get Additional Information: https://financialplanni...

Does your plan properly account for inflation, now and in the future? Where is the stock market headed? Let's talk about the things you need to be thinking about right now in your financial plan.   Today's show schedule:  0:12 - Will inflation go back down? 6:05 - Is the bubble going to burst?   Get Additional Information: https://financialplanningva.com/podcast/

How can you instill wise financial decisions at a young age? Brian shares his favorite financial app for kids and teens and how these healthy habits can pay off in the long-run.   Today's show schedule:  0:12 - Brian talks about finding teachable moments for kids. 3:35 - Saving money and making wise decisions adds up. 6:06 - Do people typically have a target retirement age?   Get Additional Inform...

What options do you have when it comes to protecting your assets and investments? Brian discusses our current economy and shares what some of his clients have been doing about it.   Today's show schedule:  0:12 - What's the silver lining of today's market? 4:46 - What's guaranteed and protected?   Get Additional Information:   https://financialplanningva.com/podcast/

Should you invest everything into an index fund? What approach does Brian use that is different?   Today's show schedule:  0:12 - Where are retirees spending extra time? 2:25 - Warren Buffett suggests investing in an index fund.   Get Additional Information:   https://financialplanningva.com/podcast/

How do you know what strategy is best for you when it comes to risk and retirement? Brian shares some of what he advises clients when it comes to their portfolios.   Today's show schedule:  0:12 - How do you balance assets in a portfolio? 4:16 - What do you do if you're not ready to retire?   Get Additional Information:   https://financialplanningva.com/podcast/