Retire Sooner with Wes Moss

Is the US economy in a market bubble that could burst sooner than we think? It’s the question that has been on the minds of many investors causing some degree of fear, anxiety, and uncertainty. After all, we keep witnessing the market hit new all-time highs and investors want to have the confidence that their money is still being put to work. In today’s episode, Wes addresses this common question...

What can I do to retire sooner? What should I be investing in? What is the status of the stock market? Don’t fret. You came to the right place! In this podcast episode, Wes answers questions sent in from podcast listeners. He also addresses his overall mission to help families retire happy. Additionally, he shares insights and tips around retirement, real estate, investing, and finances. This is p...

When it comes to finances, money conversations can be a difficult topic for some couples. Surprisingly, it’s also common for couples to be clueless about each other’s salaries and what their combined money is being used for. Although money is a major cause of divorce, it can be prevented through better communication and teamwork. In this podcast episode, Wes tackles the touchy subject of couples a...

Income streams and social security benefits are important aspects of retirement, but it’s important to also consider another critical factor: Medicare. Although Medicare is essential to numerous people across the U.S, it’s a complicated subject with many levels to understand. In the long run, knowing the ins and outs of Medicare can help you better prepare for retirement. Mary Beth Franklin, a lea...

Investing is difficult, and for some of us, it’s very hard to begin the process. Not only are we cautious of starting, but we can become cautious about staying in the market. The hesitancy some investors face stems from an inherent behavioral trait. The prewired trait can be either conquered or leave us in a vicious cycle that will ruin our chances at a return on our investment. In today’s podcast...

Life transitions can be exciting and challenging. Throughout our lives, we experience many changes and shifts that will impact our outlook on things. Some changes will take us out of our comfort zone, but experiencing them can help us learn how to cope. This philosophy goes for retirement as well. In this podcast episode, Wes interviews Nancy Schlossberg, former psychology professor, author, and c...

Should you stay? Should you go? Should you rent? Everyone wants to know! Real estate prices fluctuate constantly, making it challenging to predict where the prices will fall in years to come. The real estate market is dependent on a variety of factors. In this podcast episode, Wes examines the ever-changing housing market and where prices are headed in the future. He also dives into real estate tr...

Money can be a difficult subject for many. If we’ve learned anything from the pandemic, it’s that we are not always at fault for being financially unstable. Although no one is to blame for the turn of events, it is up to us to take control and determine a solution for recovering our finances, establishing security, and restoring wealth.  In today’s episode, Wes interviews CEO and podcast host of H...

Is there an ideal moment to invest in the market? It’s a question that worries many investors each time they put money in the market. The answer to this question should be the same no matter what the market environment.  During this episode, Wes shares his insights on the “perfect time” to kickstart your investment journey. He also compares investing at the best time versus investing at the worst...

Money can impact your life in positive and negative ways. While many of us are mindful of our money, we don’t always realize how money influences our behavior. Understanding how money impacts behavior can help you reduce or prevent stress, fear, and scarcity.  On today’s podcast episode, Wes sits down with Leisa Peterson, coach, mindset teacher, author, and podcast host of The Mindful Millionaire....

A rewarding retirement is not just about having enough money to live comfortably. At the end of the day, there are some things that money can’t buy. Having social connectedness is essential to your longevity and happiness. Maintaining lifelong friend groups or social groups is key during this stage in your life, and traveling with these social connections can lead to your most fulfilling retiremen...

When it comes to generating wealth, everyone wants to “get rich quick”. Little do people know, the easiest way to accomplish this is through a slow process and patience. As challenging as that sounds, no one sees the visible ups and downs of the wealth journey. Many seeking wealth only have eyes for the pot of gold at the end.    Today’s episode includes an interview with Brian Preston, a CFP, CPA...

When it comes to retirement, we tend to think of things in black and white. In one stage, you’re working, and the next, you’re retired. Depending on what age you retire, this isn’t always the case. There are times when you find yourself in what’s called “the grey zone” of retirement.    In this episode, podcast host Wes Moss explains the Grey Zone of retirement for an early retiree. Retiring soone...

Just because you’re getting older doesn’t mean that you should stop your efforts for longevity. After all, planning for a happy retirement includes following core pursuits and socializing with family and friends. Aging is inevitable, but for those retiring it can be a concern. Planning your retirement with a life expectancy of 70 years old is different from planning for a life expectancy of 90 yea...

his year has brought us into a new economic environment. We are shifting from a closed economy to businesses reopening and gaining momentum as we recover from the past year. But with that momentum has come a bevy of fear and concern. As a result, investors should not be worried or paranoid, but they should be prepared. In today’s podcast, Wes shares tips on how investors can combat what he calls t...

Studies have found that as many as 40% of retirees have difficulty adjusting, and even those who claim to enjoy retirement may experience some uneasiness as they adapt to a life lacking in structure and direction. The path to a happy retirement may be paved with good intention when it comes to financial preparation, but preparation for your mental health is equally as important.  Today’s episode f...

Whether you get your news by television, websites, or social media, it is often dominated by a negative narrative. After all, the old saying when it comes to the media is, “if it bleeds, it leads.” As investors, we should not just pay attention to what we see and read but also focus on what we know.  In today’s episode, Wes addresses the critical importance of rational optimism for investors. He o...

When learning how to walk, infants fail up to 70 times an hour yet, they still keep trying. So why can we as adults be so afraid to fail when trying something new? As we get older and deeper into adulthood, we sometimes forget what it feels like to begin again. Inspired by his young daughter's insatiable need to know how to do almost everything, and challenged by his own rut of mid-career competen...

Lately we’ve been inundated with news of people becoming millionaires overnight. 2021 has been the year of the ‘meme’ stock and this phenomenon has made it even more difficult for investors to keep their eye on the ball. For example, AMC recently announced a new program offering perks for shareholders which sent the stock through the roof. This new form of shareholder activism can be exciting but...

When it comes to money, even smart people can make dumb decisions. What do you think is the genesis for poor financial decisions? Why can we be so bad at spending? There are so many silly things people do when making financial decisions. Jill Schlesinger, CBS News Business Analyst and Author, shares some fantastic advice about retirement planning and the questions you should be asking to define yo...

When The Millionaire Next Door book by Thomas Stanley was first released, I was an intern at my first investment job. Now, in its 23-year history, it has had a major impact on how people understand what it means to be wealthy in the United States.   In this episode, we’ll discuss the habits Thomas Stanley wrote about in 1996, of the people who have created not just high income, but wealth. We’ll t...

As we approach midlife, a lot of us may find ourselves taking care of our aging parents, children, or both. How do we not go broke taking care of other people in our lives? Even people who spend a lot of time on financial planning tend to overlook their own needs in the long term for assistance with finances (paying bills, organizing things, etc) and healthcare (rides to appointments, caregiving,...

Humans are naturally reactive, it’s a survival technique but those who are able to look beyond the market storms are the investors that are typically rewarded.   Today I’m going to share with you one of the most powerful and helpful investment tools, in my opinion, to use when investing gets tough - The Dry Powder Principle. We’ll take a look at the history of how often and severe markets fall, th...

Whether you’re 25 or nearing retirement age, you’ll learn something new about how to maximize social security and plan for the future in today’s episode with Mary Beth Franklin. Mary Beth is one of the country’s leading specialist on social security and medicare and writes a weekly column on retirement issues for Investment News, a publication for financial advisers.   In our conversation today sh...

Retirement is one of the most exciting goals to strive for. All of your hard work saving and investing has paid off, and now you’re living the good life. But making the most of your post-career years means being on guard for a few financial pitfalls.   In my research, I’ve discovered that the happiest retirees know what to avoid and practice in order to retire sooner. So what mistakes are unhappy...