Retire Right With Brad White

After a decade plus of doing this radio show today will be Brad’s final show.  He tells us why and offers his final main lessons.

Well, there’s risk and there’s volatility and we’ve heard a lot about both of those here in the recent days and months. So, what’s the difference between risk and volatility?  Brad explains it to us in todays show. 

Well once again inflation makes the big headline this past Friday the 28th of March. The core PCE price index showed a .4% increase in February putting the 12-month inflation rate at 2.8% - and both of those were higher than we expected which promptly caused a strong sell off on Friday.

Well, back in 1989, the band Queen opined the song “I Want It All and I Want It Now.” That’s kind of American society; we want it all and we want it now. But what if we had the wish that the market went up 0.032% every day, forevermore? Would we be satisfied? Some would; some would not. Brad is here to lay it all out.

The word fear gets thrown around a lot.  Balancing fear of running out of money in retirement, that’s pretty real for a lot of people and it’s not an idea you probably enjoy thinking about, but Brad White is here to talk through balancing that fear of running out of money with the idea of not enjoying your money before you leave this earth. 

So many people think that they are diversified because they have some stocks in the stock market, but the question is how many of those stocks are correlated with one another and they do basically the same thing.  Brad White helps talk us through this on todays show. 

On February 1st, President Donald Trump announced that he was going ahead with 25% tariffs on Mexican and Canadian imports, and a 10% import tax on Chinese goods. We welcome Brad White in today to discuss what tariffs are and what they mean for you.

On this episode of Retire Right With Brad White, Brad White explores the potential impact of a Republican-led Congress and Presidency on those approaching or in retirement. Brad also highlights key areas retirees should focus on, including the effects of taxes and inflation as we enter Trump’s second term.

Well, it’s a new year and time for resolutions.  Many of us make them, very few of us ever expect to get through an entire year and live up to it.  Let’s talk about it as it relates to the financial side of things with Brad White on today’s show. 

Let’s face it, adulting and taking care of all of our finances is hard and no matter how we set things up, things change, and we need to make adjustments. Brad is here today to make it an easy list so you can help do this – because there’s certain things that need to be done by year end and much better to cross them off the list so you can enjoy the holidays and spend all that panic budget of your...

There’s an age-old question, am I on track for retirement?  Well, there’s subjective opinions that are out there and Brad White is here to discuss what we’re talking about being truly on-track for retirement

Some folks who have listened to the show have come in and became clients at Epstein & White and they are still a little puzzled about this thing we call, “financial services." What does this industry do for me or how can you help, and we thought heck, lets unpeel the onion right here on today’s show with Brad White.

We know the presidential election has come and past for 2024, along with all the other elections and there will now be a second President Trump administration.  With the election results now in our rearview mirror, Brad gives us his thoughts on the election and as we move forward. 

The cost-of-living estimate is now out and it’s no longer an estimate.  The government has announced that the Social Security COLA (cost of living adjustment) for 2025 is 2.5%.  It’s an important number for retirees who are on social security, and they want to know that number and Brad shares his thoughts with us on today’s show.

We all hear about Risk Tolerance…what’s your score or maybe you take a quiz online and it shoots out a number and that’s your risk tolerance.  How subjective is that test and how subjective are you in relating to that risk tolerance?  Brad breaks it down for us in today's show.

Well, Brad you wrote kind of a headline to the start of the show and it says, are you averse to feels, but already paying them?  I would say probably 99.9% would be 100% yes, but lets dive into this with Brad White because I think we’re going to have some fun with this on todays show.

In retirement some people think they might not want to live here anymore, although the tough thing about living in California is you don’t get this weather just anywhere in the country so it’s a hard thing to give up, but if family moves across the country and that’s the pull or maybe you just want to expand your horizons and go find another place in the country to live.  There’s a lot to consider...

We don’t know how long we’re going to live, which means you don’t know how long you need your money to last.  Because we have no idea about this, that makes it very vulnerable, right?  Brad offers some helpful tips on how to make your money last in retirement.

When it comes to retirement income planning, the stock market should not be your sole focus. We know people have felt some angst here in the last few weeks because of the stock market, but should the stock market affect our retirement?   

You know when you get that new job for the first time and you fill out all the paperwork that HR has you doing? You fill that out and don’t really think about it again.  You get another job and you do all the same stuff.  Guess what?  You’ve got several 401k’s. In this weeks episode Brad gives us some tips on what to do when it comes to those old 401k's.

We all make mistakes, but when it comes to your retirement making mistakes could cost you, not just today but down the road. Brad has a list of common mistakes that people in his industry see over and over that can cost retirees later in life. We go over this list on today's show.

We have hit the halfway point in 2024 and Brad White updates us on the different trends he is seeing and how they compare with years past.

Brad White gives us a real-life example of working with someone who just sells investments goes wrong!   Opinions expressed are as of the date of recording and are subject to change. Information contained herein is for informational and illustrative purposes only and general in nature. It should not be considered investment advice or a recommendation to buy or sell any type of securities or insura...

We work and we get a paycheck. Yes, that’s somewhat why we work. We have a life dream or a goal, but we also want to put money in the bank account to keep a roof over our head, lights on, gas in car, groceries in the fridge. In retirement, are you prepared to replace that paycheck?  That’s what we’re going to explore in today’s show.   Opinions expressed are as of the date of recording and are sub...

How come some people are in great shape with 200k and some are in bad shape with 2 million dollars?  Well, Brad White is here to explain.   Opinions expressed are as of the date of recording and are subject to change. Information contained herein is for informational and illustrative purposes only and general in nature. It should not be considered investment advice or a recommendation to buy or se...