Retire Right

Living overseas or thinking about it? In this episode Glen is joined by Brett Evans, financial adviser & managing director at Atlas Wealth to answer all your money questions. Brett also shares about what life has been like for him and his family during the Middle East conflict. They cover: 👉🏼 paying HELP debt on overseas income 👉🏽 repatriating after many years overseas (US citizens vs non-...

Divorce and separation can be challenging at any stage of life, but the financial impact can be even greater when retirement is on the horizon. In this episode, Glen is joined by financial adviser and certified divorce coach Dominique Bergel-Grant to unpack the realities of "grey divorce" and what it means for your retirement plans. They touch on: 👉 what is 'grey divorce'? 👉🏼 what certification...

Since November 1, Australia's aged care system had a major overhaul. Glen sits down with Nathan Fradley from Fradley Advice to cut through the acronyms and break down what families with aging parents actually need to know. They cover: 👉 why aged care doesn't start with a nursing home and the first step families should take 👉🏼 what does RAD actually mean? 👉🏽 the new November 1 rules 👉🏾 other...

In this Q&A Glen James and financial adviser Nathan Fradley chat about: 👉 catch up concessional contributions: how they work and the $500k super threshold 👉🏼 can you withdraw from super to get under $500k and put it back in? 👉🏽 term deposits inside super: are they safe? 👉🏾 does the government's $250k bank guarantee apply inside super? 👉🏿 how much to keep in super? $1M in super + $500k...

Thanks for listening to our 2026 Federal Budget show! You can watch it on Youtube here: https://www.youtube.com/@RetireRightAus . All filmed on Wednesday 13 May 2026 2.38 - Jim Chalmers - Treasurer 13.40 - Glen James and Vince Scully budget breakdown 47.23 - Allegra Spender (Ind.) 53.25 - Larissa Waters (Australian Greens Leader) 1 hr 4mins - Jane Hume (Deputy Leader of the Opposition (Lib.)) 1hr...

The latest ASFA figures say a couple needs $730k in super to retire comfortably at 67, but what do those numbers actually include, and are they right for your situation? In this episode Glen and financial adviser Nathan Fradley unpack the data, challenge the assumptions and walk through Nathan's updated heat map showing how your super balance and age pension interact to produce income in retiremen...

In today's episode Glen is joined by Nathan Fradley from Nathan Fradley Advice to tackle your community questions: 👉 I'm using Gemini AI for financial planning and it seems good, is it safe, and should I trust it? 👉🏼 Tamara asked how much do I need to retire on $80K/yr for my situation? 👉🏻 Glen puts Tamara's question into ChatGPT, Gemini and Claude & they weigh in on what AI got right and...

In today's episode Glen is joined by Vince Scully, Portfolio Manager at Life Sherpa Invest to tackle one of the most talked about topics in finance: the cost of financial advice. Glen and Vince break down: 👉 the biggest myths about adviser fees 👉🏼 listener question: a $6k re-contribution strategy - was it worth it, and why can't the adviser answer a quick question without re-engaging? 👉🏽 the...

In this episode, Glen and Vince Scully, Portfolio Manager from LifeSherpa Invest tackle one of the biggest questions in retirement planning: is your super actually safe? They touch on: 👉 how super is structured and protected 👉🏼 the three layers of a superfund 👉🏽 when SMSF investments go wrong and who's really to blame 👉🏾 why super fund failures happen: the Trio/Astara case explained 👉🏿 ho...

In today's Q&A, Glen and financial adviser Martin McGrath from Financial Edge Group discuss your questions about: 👉 pros & cons of starting a pension at 65 👉🏼 transfer balance cap & recontribution strategy 👉🏽 should I put savings into super before retiring? 👉🏾 moving back to Australia for the age pension 👉🏿 borrowing against home equity to invest Subscribe to Retire Right on Y...

In this episode, Glen James and financial adviser Martin McGrath go under the hood on investment bonds and unpack: 👉 what is an investment bond 👉🏼 how tax works 👉🏽 the rules 👉🏾 using investment bonds for kids and grandkids 👉🏿 the advantages 👉🏻 personal investing vs super vs investment bond 👉 high-income earner case study 👉🏼 using investment bonds for education purposes Subscribe to R...

In this episode, Glen James and Nathan Fradley answer community questions: 👉 should Donna keep her money in super or in her transition to retirement account? 👉🏼 should Chris drip feed $15k into super, time the market or just put it in? 👉🏽 will moving super to pension mode affect Debbie's JobSeeker payment? 👉🏾 and what changes if you’ve got an SMSF 👉🏿 what happens to a reversionary pension...

In this episode Glen is joined by financial adviser Nathan Fradley to discuss what an annuity is and how it works. They cover: 👉🏼 what are annuities and why are they incentivised 👉🏽 how they work 👉🏾 Centrelink concessions 👉🏿 a practical example case study 👉🏻 will I be better off by using an annuity? 👉 does the payment increase? 👉🏼 who do they help 👉🏽 downsides to consider  &nbs...

Nathan's Uber driver has his retirement plan sorted! Is it a good one or does it have some holes? Glen and Nathan chat about this case study. 👉 the Uber driver's current situation 👉🏼 his retirement plan 👉🏽 questions that need clarifying 👉🏾 Nathan’s thoughts 👉🏿 projected financial situation & considerations at age 67 👉🏻 using an equity release or reverse mortgage 👉 what would Nathan...

In this episode Glen chats with career transition expert Robyn Greaves, author of Your Third Chapter, about why traditional retirement doesn't work for everyone and the other options available. They touch on: 👉 is retirement an outdated myth? 👉🏼 the concept of "unpacking before repacking" 👉🏽 living life on your own terms 👉🏾 why Robyn says traditional retirement is a health hazard 👉🏿 plann...

In today's episode Glen is joined by financial adviser Nathan Fradley to unpack what a transition to retirement pension is and how it works. They cover: 👉 what a TTR is and what it's used for 👉🏼 examples of how it works in practice 👉🏽 some TTR strategies - maxing super contributions, property settlement & more 👉🏾 using a TTR pension with a wrap account 👉🏿 can you add to a TTR? 👉🏻 so...

Share markets get choppy during global conflicts, pandemics and presidential tweets, and people with good intentions can make bad and irreversible decisions with their super. If you are thinking "should I move my super to cash?" to protect your nest egg and stay safe, this episode is for you. Glen and Vince Scully from Life Sherpa Invest unpack this important question. Subscribe to Retire Right on...

In today's life insurance Q&A, Glen James is joined by Phil Thompson from Skye Wealth to answer questions from the Retire Right Facebook group. They touch on: 👉🏼 what to ask at your insurance review 👉🏽 when does life insurance become unnecessary? 👉🏾 affordability vs need, should you dial down or cancel? 👉🏿 what's the role of a broker/adviser at claim time? 👉🏻 when does income protect...

In this episode Glen James and Martin McGrath discuss questions from the community about: 👉🏼 why we don't have financial modelling for retiring pre-65 👉🏽 borrow money to buy caravan or wait 4 years until access to super 👉🏾 super and share strategy advice at age 60 Subscribe to Retire Right on Youtube: https://www.youtube.com/@RetireRightAus If you’d like to chat with someone about your perso...

Glen and Martin unpack questions from the Retire Right Facebook community touching on: 👉 how a bucket strategy works 👉🏼 bucket strategy with a defined benefit pension 👉🏽 is investing in super or property safer in retirement? 👉🏾 market crash, correction and bear market terms explained 👉🏿 moving from accumulation to pension phase & tax 👉🏻 selling an investment property in retirement &...

In this community Q&A, Glen and Martin chat about: 👉 selling investment property in retirement & putting in super 👉🏼 Centrelink assets and exemptions 👉🏽 market volatility and switching to low risk 👉🏾 mortgage repayments vs super in your 50s 👉🏿 how to compare super fund performance 👉🏻 long service leave - lump sum vs taking leave over time Note: Glen mentions the RBA cash rate in...

You can save for decades and still struggle to spend. Glen James and Vince Scully break down the concept of "dying with zero", the mental shift required in retirement and why advice fees often feel harder than they should. 👉🏼 you can save for decades and still struggle to spend 👉🏽 why switching from saving to spending feels so hard 👉🏾 real retiree case study: mindset blocks 👉🏿 why advice f...

Thinking about buying property in your 50s or 60s? In this episode Glen is joined by buyer’s advocate John Pidgeon to break down what actually matters when buying property later in life. They touch on: 👉 an introduction to John Pidgeon 👉🏼 can you still buy property after 50? 👉🏽 lending for older folk 👉🏾 case study: securing an IP loan against your PPOR using equity 👉🏿 time in the market v...

Brett Evans, founder of Atlas Wealth, joins Glen to chat about all things expat! They touch on: 👉🏼 a little about Brett, his work in the expat space 👉🏽 how does tax work while living and working overseas? 👉🏾 moving to Malta - how does this affect my age pension + tax? 👉🏿 if moving overseas for retirement, do you need to keep an Aussie bank account? 👉🏻 living in Singapore but repatriating...

In today's episode Glen and financial adviser Nathan Fradley unpack a real and confronting retirement case study about 69 year old Anne*, a recently widowed retiree whose financial and housing security was devastated through elder financial abuse by a family member. She now faces the question: rent, buy or another solution? *Name changed for privacy 👉🏾 the case study & backstory to Anne’s cu...