Retire Right Radio

We've all experienced a series of unprecedented events in recent years, from a global pandemic and historic market crash to higher levels of interest rates, inflation, and global unrest. If you’re like many people, you might feel you have less control over your future. Now we’ll discuss what YOU can doing – RIGHT NOW to help take back control of your financial future. For more information on retir...

We used to think of retirement as the final stage of life. It’s not the finish line anymore. It’s just the beginning of the next phase of life. Retirement today lasts so much longer, and we believe it actually unfolds in stages. For more information on retirement planning, visit capitalwealth.com ! Build confidence in your financial future with tips and strategies from Mike Stevens and the team at...

When building a house, you'd never start construction without a proper foundation. Yet surprisingly, some people approach retirement planning exactly that way - focusing on just one aspect while ignoring other crucial elements that help provide essential support and stability. For more information on retirement planning, visit capitalwealth.com ! Build confidence in your financial future with tips...

Some people spend decades diligently saving for retirement, watching their 401(k)s and IRAs grow. But here's an important question many fail to ask: "How much of that money will I actually get to keep after taxes?" If you have a million dollars in your retirement account, Uncle Sam could be entitled to a significant amount of that—depending on your tax situation. For more information on retirement...

It’s not what you make , it’s what you keep that counts. As you start to think about your finances and retirement have you ever considered this? Some people tell you ‘it’s less about the number of dollars you’ve saved and more about strategies you use with your savings.’ For more information on retirement planning, visit capitalwealth.com ! Build confidence in your financial future with tips and s...

In the world of investments, two approaches often dominate the conversation: active and passive investing. It's like choosing between a sports car that requires skilled handling or an SUV designed for a smoother, more predictable ride. While money has been flowing increasingly toward passive approaches in recent years, the question remains—which strategy is right for your retirement journey? For m...

Many of us spend decades preparing for retirement, diligently saving in our 401(k)s and watching our account balances grow. But as retirement approaches, a significant challenge emerges—how do you actually transform those savings into reliable monthly income? It's a shift from earning a paycheck to creating your own "retirement paycheck" that needs to last a lifetime. For more information on retir...

It’s easy to make assumptions about what goes into a legacy plan, but Mike will help make it clear for you as we dive into the basics of creating a lasting legacy for your family.   For more information on retirement planning, visit capitalwealth.com ! Build confidence in your financial future with tips and strategies from Mike Stevens and the team at Capital Wealth. Retire Right Radio covers ever...

If you have money in a tax deferred retirement account like a 401k or an IRA, you may want to be aware of new retirement planning rules. The Secure Act and Secure Act 2.0 could have an even bigger impact on people who have saved $250,000 or more. For more information on retirement planning, visit capitalwealth.com ! Build confidence in your financial future with tips and strategies from Mike Steve...

We know the tax code isn’t set in stone and it can change from one presidential administration to the next. How important is it to take advantage of current tax planning opportunities before there are changes in tax policy?  For more information on retirement planning, visit capitalwealth.com ! Build confidence in your financial future with tips and strategies from Mike Stevens and the team at Cap...

Gone are the days when retirees could rely heavily on substantial external support—like Social Security and robust corporate pension plans. Today, not only are pensions a fading memory, but the reliability of Social Security benefits is also increasingly uncertain, placing the burden of securing a financially stable retirement more firmly on individuals. For more information on retirement planning...

Remember when you were working, and you could count on a regular paycheck hitting your bank account every month? For many retirees, that predictable income is replaced by constantly checking portfolio values and worrying about market fluctuations. But retirement doesn't have to feel like a financial rollercoaster. For more information on retirement planning, visit capitalwealth.com ! Build confide...

Many people spend decades building their retirement nest egg, only to discover that having substantial savings isn't enough. Just like a beautiful house needs a strong foundation to withstand storms, your retirement plan needs proper structuring to help preserve against the challenges ahead. For more information on retirement planning, visit capitalwealth.com ! Build confidence in your financial f...

After years of diligent saving and investing, many people are thrilled to see their retirement accounts grow. And while that's certainly an achievement worth celebrating, there's a sobering reality to consider - Uncle Sam is patiently waiting to collect his share of every dollar you withdraw from those tax-deferred accounts. For more information on retirement planning, visit capitalwealth.com ! Bu...

Interest rates have started to come down from their recent highs, which could effect not only retirement income, but also stock market gains. Mike takes a look at the landscape and how various strategies can help you use potential falling rates to your advantage. Build confidence in your financial future with tips and strategies from Mike Stevens and the team at Capital Wealth. Retire Right Radio...

Women have their own unique issues when it comes to retirement planning, a number of which are related to the fact they may inherit a plan from their spouse or partner when they pass. Mike takes a look at these issues and what women can do to prepare themselves for retirement no matter what their life circumstances may be. Build confidence in your financial future with tips and strategies from Mik...

You’ve spent your entire career saving for retirement. How can you make sure you’ve done enough? The last thing you need at this stage of the game is to make a misstep, so you end up spending down your savings too quickly.  So today we have four ways to help you optimize your retirement income. You can make the most out of your retirement by taking these strategic but simple steps.    For more inf...

Many people assume that their taxes will go down once they stop working. While this might be true for some of you, for many, taxes could actually become one of your biggest expenses in retirement. For more information on retirement planning, visit capitalwealth.com ! Build confidence in your financial future with tips and strategies from Mike Stevens and the team at Capital Wealth. Retire Right Ra...

It’s not what you make , it’s what you keep that counts. As you start to think about your finances and retirement have you ever considered this? Some people tell you ‘it’s less about the number of dollars you’ve saved and more about strategies you use with your savings.’ For more information on retirement planning, visit capitalwealth.com ! Build confidence in your financial future with tips and s...

We used to think of retirement as the final stage of life. It’s not the finish line anymore. It’s just the beginning of the next phase of life. Retirement today lasts so much longer, and we believe it actually unfolds in stages. For more information on retirement planning, visit capitalwealth.com ! Build confidence in your financial future with tips and strategies from Mike Stevens and the team at...

We all know it’s important to save for retirement. But how do we preserve what we’ve saved? This is a big deal to most of us, with more than 90 percent of consumers believing it’s important to protect their retirement assets. For more information on retirement planning, visit capitalwealth.com ! Build confidence in your financial future with tips and strategies from Mike Stevens and the team at Ca...

When we think about risks to retirement, it’s natural to focus on the big, dramatic market downturns—like those we’ve seen in the past and will undoubtedly face again in the future. But those aren’t the only threats. The looming possibility of higher taxes, persistent inflation, and other challenges all contribute to the very real fear of outliving your savings. For more information about retireme...

You know how we sometimes do things that even we can’t explain? Well, it turns out, this also happens when it comes to our money. Have you ever been so scared of losing money that you didn't take a financial risk? Or maybe you've found yourself buying something just because everyone else is? These are just a couple examples of how our behavior plays a big role in our financial decisions. For more...

Preparing for a retirement that could last 30 years or more is no small feat. With many relying on withdrawals from their 401(k) or similar retirement plans for essential income, preserving and optimizing these funds is important. For more information about retirement planning, visit capitalwealth.com ! Build confidence in your financial future with tips and strategies from Mike Stevens and the te...

Gone are the days when retirees could rely heavily on substantial external support—like Social Security and robust corporate pension plans. Today, not only are pensions a fading memory, but the reliability of Social Security benefits is also increasingly uncertain, placing the burden of securing a financially stable retirement more firmly on individuals. For more information about retirement plann...