Retire at New Heights with Johnnie Roberts

In this episode, Johnnie  breaks down the most common “misses” people make as they approach retirement. He explains why focusing only on account balances and investment returns can leave major gaps, especially around taxes, long-term care, and lifetime income. Johnnie emphasizes the mindset shift required when moving from accumulation to preservation and distribution.

In this episode, Johnnie walks through what really happens when heirs inherit IRAs and other taxable accounts—and why that can lead to big tax bills. He contrasts inherited IRAs and the 10-year rule with life insurance benefits that pass income-tax-free, and explores using RMDs or other dollars to fund policies designed for a legacy. He also broadens the discussion beyond college, showing how life...

In this episode, Johnnie walks through what really happens when heirs inherit IRAs and other taxable accounts—and why that can lead to big tax bills. He contrasts inherited IRAs and the 10-year rule with life insurance benefits that pass income-tax-free, and explores using RMDs or other dollars to fund policies designed for a legacy. He also broadens the discussion beyond college, showing how life...

In this episode, Johnnie explains how life insurance fits alongside market accounts and Roth money. He shows how death benefits can replace a lost Social Security check or income for a surviving spouse, and how cash value can be tapped tax-free for one-time needs or ongoing income. He also compares fixed and indexed life insurance options that offer guarantees and stability when markets are unpred...

In this episode, Johnnie breaks down how permanent life insurance can act like “equity in your financial house.” He explains how policy loans from properly structured policies can provide tax-free retirement income that doesn’t count as Social Security income, and how concepts like “infinite banking” let you earn interest on money even while you’re using it. He also shows how retirees can redirect...

In this episode, Johnnie shows how single-premium policies can turn earmarked cash (e.g., grandkids’ gifts) into a larger, tax-free legacy. He also covers accelerated benefit riders that transform death benefit into living benefits for chronic/critical illness—an alternative to costly, scarce LTC insurance. Listen to this episode and learn more about how you can Retire at New Heights.

In this episode, Johnnie dives into max-funding IUL within MEC limits, positioning it alongside 401(k)s and Roths. They outline turning on a stream of policy loans in retirement and preview why tax-free income can reduce friction with Social Security taxation. Listen to this episode and learn more about how you can Retire at New Heights.

Johnnie explains borrowing against cash value (infinite-banking style) and how indexed universal life (IUL) credits growth with downside protection via a 0% floor. Michael shares practical examples—financing big expenses from your policy while cash value keeps compounding. Listen to this episode and learn more about how you can Retire at New Heights.

In this episode, Johnnie frames life insurance as a planning tool—not a bill—and breaks down whole life (permanent guarantees and cash value), term (low-cost, time-bound protection), and universal life (flexible, hybrid designs). Michael underscores using the “right tool for the job” inside a broader retirement strategy. Listen to this episode and learn more about how you can Retire at New Heights...

In this episode, retirement planning expert Johnnie Roberts shares from the Bible how we can leave a legacy to your children's children (Proverbs 13). There are many ways to do this that you'll learn as you listen to this episode. Then reach out to Johnnie to talk about how you can Retire at New Heights.

In this episode, retirement planning expert Johnnie Roberts shares how a Fixed Indexed Annuity can provide you with growth when the markets go up as well as protection when the market goes down. This is one of the best benefits of a well-structured retirement plan. Listen to this episode and learn more about how you can Retire at New Heights.

In this episode, retirement planning expert Johnnie Roberts shares how to make sure your income during retirement will keep up with inflation. Getting a pay raise in retirement is possible. Listen to this episode and learn how you can Retire at New Heights.

In this episode, retirement planning expert Johnnie Roberts shares how you can pay for long-term healthcare with a rider on an annuity. By planning properly you'll be able to Retire at new heights. Listen to this episode and then reach out to Johnnie to discuss your future.

In this episode, retirement planning expert Johnnie Roberts shares about how an annuity pays you an income every money for the rest of your life. Many annuities have a "rider" that allows you to benefit in multiple ways. Listen to this episode and you'll have a better understanding of how you can create guaranteed income for life. Be sure to get a copy of Johnnie's bestselling book, then schedule...

In this episode, retirement planning expert Johnnie Roberts shares the inside scoop on annuities. As you listen to this episode, you'll gain a much better understanding of how Fixed and Fixed-Indexed Annuities function and the benefits you can derive from them.

In this episode, retirement planning expert Johnnie Roberts shares about one of the best vehicles you can use to create guaranteed income for life. Every situation is different, and Johnnie helps you understand the upside and downside of choosing the proper vehicle for your situation.

In this episode, retirement planning expert Johnnie Roberts shares about the importance of having a guaranteed income in retirement. Many people head into retirement with concerns about the market. Listen to this episode and you'll be better informed about how you can create Guaranteed Income in Retirement.

In this episode, retirement planning expert Johnnie Roberts shares what you can do to make sure your spouse has enough income after ou pass away. This is a must-listen to episode that will help you take care of your spouse and Retire at New Heights.

In this episode, retirement planning expert Johnnie Roberts shares the rules and guidelines and principles you need to know to protect your heirs from paying too much in taxes on inherited money. This is an important topic and insightful episode that will help your family Retire at new Heights.

In this episode, retirement planning expert Johnnie Roberts shares even more about OBBBA and how it impacts your retirement plan. The 2017 Tax Bill was extended, and this can be a huge win if you have a solid retirement plan. Listen to what Johnnie shares and you'll be better informed on how you can Retire at New Heights.

In this episode, retirement planning expert Johnnie Roberts shares some helpful insights on the OBBBA and how it may affect your retirement. The Social Security aspect of the OBBBA is very important, and in this episode, Johnny explains the changes that have occurred and what this means to you.

In this episode, retirement planning expert Johnnie Roberts dives deeper into Medicare for Retirement with Medicare expert, Steve Ahonen. This episode explores Part C and Part D. After listening to this episode, you'll understand the penalties that are waiting for you if you miss this.

In this episode, retirement planning expert Johnnie Roberts discusses the Alphabet Soup of Medicare with Medicare expert Steve Ahonen. Medicare is loaded with letters -Part A, Part B, Part C, and Part D. There are also Medicare Supplements that impact your coverage. This is a very interesting episode that brings more clarity to a very confusing topic. After listening to this episode, schedule a co...

In this episode, retirement planning expert Johnnie Roberts talks with Medicare expert Steve Ahonen about when the right time is to enroll for Medicare. Steve shares with you the #1 question that trips many people up when enrolling and how you can avoid this trap. There's more to know than you may think, so listen to what Steve shares and how it can help you Retire at New Heights.

In this episode, retirement planning expert Johnnie Roberts brings a friend to the show. Medicare expert Steve Ahonen is part of Johnnie's team and understands the ins and outs of Medicare for retirement planning. Medicare is vital as you plan for retirement, so be sure to listen to this episode, and you'll be in much better shape to make a great decision for you and your family.