Renovating Retirement With Charlie Jewett

Back to the Four Google Searches series! In this episode I'll explain the risk of Sequence of Returns. IT DOES NOT MATTER WHAT YOU EARN IN THE STOCK MARKET, BUT RATHER WHAT ORDER YOU EARN THOSE RETURNS IN. Your Broker is FOR SURE hiding this one from you. Also see this chart that I reference in the episode: https://www.instagram.com/p/BZDAkzTh339/?taken-by=charlie.jewett Please Rate and Review The...

You know...there was a time when most people thought the earth was flat. MOST people thought the same thing and it turned out that they were all wrong. Have you heard that you have to take more risk to get more reward? It's the "No Pain, No Gain" of the financial services industry but completely false. It's a lie. Another lie from the Joker Brokers to keep you from using safer, higher-paying inves...

This is the second of the four essential google searches you need to run. The results of these searches will make it easy for you to angrily fire your joker broker and move your money to where you will pay less fees, historically earn more money, have higher income, pay less taxes, have more benefits, leave more behind for loved ones and have more for long term care. You'll love the feeling of emp...

I'm back and I'm fired up!!! There are four essential searches you MUST do on google if you are even considering leaving money in the market while in retirement. The market does NOT beat safer strategies and money managers lie through their teeth to keep you as clients. Listen in as I teach the first google search you must do to begin understanding the web of lies the Joker Brokers spin. Please Ra...

Bill Manassero is on his way to owning 1,000 rental units. Learn how to use cash flowing real estate to create mailbox money in retirement. Please Rate and Review The Show HERE

This highly-caffeinated episode is not for the faint of heart! I'm going right for the jugular whether you are an Advisor or an Investor. DO NOT BE STUPID ON PURPOSE. This is one of my longer episodes mostly due to way too many cups of coffee today. Let me show you how to not be Stupid on Purpose and how to know if your Advisor is purposefully hurting you. Enjoy! Please Rate and Review The Show HE...

Forgive me, I was in a mood. Let's talk about Sheep making babies....whaaaaaaaat? That's right, sheep should be having lambs and your money should be making Baby Money or compound interest. In this podcast I will show you money that is sitting idle, not compounding, not keeping up with inflation and what to do about it. Please Rate and Review The Show HERE

You have two types of money in your life: chunks of money and streams of money. What do you do with each? What are the options? How do you optimize each one? What about Qualified Money vs. Non-Qualified, After Tax money? In this episode I'll give you my thoughts after 12 years and reviewing over 1,000 financial plans. Please Rate and Review The Show HERE

Firing your current Advisor, or downgrading them to only working as a subcontractor trying to grow all or a portion of your IN-Crease Accounts, does not need to be a difficult decision. They are either qualified to get you to and through retirement or they are not period. It doesn't matter whether the flaws in your current plan are innocent mistakes they made or purposeful deception.....all that m...

In the middle of a speaking engagement a woman asks me "Charlie, what is your net worth?" Let's talk about this because inside of this understandable question lies a life-changing lesson for those who wish to live the best retirement possible. Please Rate and Review The Show HERE

This episode exposes the greatest lie in the financial services industry and covers another chapter from my book Keeping Your Money. You must be earning Real Compound Interest or your money won't grow. Learn how to spot the "average rate of return" lie that every Joker Broker uses to trick you into buying their crappy mutual funds. You'll love this episode and feel empowered when speaking to finan...

In this episode I will cover the content from the Keep it Global chapter of my book Keeping your money. Do the five parts of your financial plan work together in harmony, all supporting and contributing to each other? Or, do they work against each other causing financial friction without you even being aware that it's going on? Listen in and learn how to get your Mortgage Plan, Estate Plan, Retire...

This episode is the start to an eight part series based on a book I'm writing entitled "Keeping Your Money".  In this first podcast I'll be talking about the reason we save for retirement and what's the point of the entire retirement planning discipline.  Without understanding why you are even doing this it quite easy to make costly mistakes.   Please Rate and Review The Show HERE

Dollar Cost Averaging is a very popular strategy when you are saving money for retirement. When you retire, and begin taking money out of retirement accounts, Reverse Dollar Cost Averaging presents a problem and it's important to understand this problem. On this episode I will explain Reverse Dollar Cost Averaging and teach you what to do about it.

In this episode I'm going to teach you how to use mortgages to supercharge any type of monthly or annually funded investing you are doing. If you are putting money into 401ks, IRAs or mutual funds monthly or annually there's a better way that can net 91% more money at no extra cost! Please Rate and Review The Show HERE

The last four shows have proven that home equity fails every test of a wise investment and that no one can say that paying off your mortgage is a conservative strategy. So, if you are not going to pay off your mortgage, where should you be storing/building up your home equity? This episode will introduce you to the concept of the Equity Savings Account. We need a place to store home equity that is...

This is the final episode of the four episodes where I show that home equity fails ALL of the tests of a wise and good investment. Besides failing the Liquidity Test, The Safety Test and The Rate of Return Test home equity also hurts you on your taxes, causing you to pay more than you should, so it fails The Tax Treatment Test. Listen to this final episode and then in future episodes I'll show you...

What's the rate of return you earn on your home equity? Did you say "Oh, over the last 30 years homes appreciated about 5-7%" or something like that? You just made a mistake that's costing you thousands of dollars per year and causing you to carry unnecessary risk. Homes appreciate but the dollars you store INSIDE of your home (Home Equity) has no rate of return. At best you are saving the net cos...

In this episode I'll cover the second proof that paying off your mortgage is a dangerous and unwise financial decision based on outdated data. Home equity is not safe from depreciation, foreclosure or natural disaster even if you carry insurance. Listen in and find out how home equity fails not just the second test but ALL tests of a wise and conservative investment. Please Rate and Review The Sho...

In this episode I'm going to begin to show you how home equity, paying off your mortgage, fails all four tests of a wise investment. It's very popular and very comfortable to pay off your mortgage but compared to the alternative way of being debt free it's a terrible financial decisions. The first test that home equity fails is the Liquidity Test...listen in to hear what I mean. Please Rate and Re...

This is where I started my career as a Financial Educator eleven years ago! An expert in Mortgage Planning, which is using mortgages to create a better retirement, trained me personally over about a twelve month period. The mortgage is the most powerful tool in retirement planning and personal finances. You will not believe what the mortgage can do to lower risk, increase returns, increase retirem...

This is a lighthearted episode where I tell the story of my son and I being asked to go pig hunting in Hawaii by a complete stranger. We had no idea what we were getting ourselves into! As it turns out feral pigs and joker brokers actually have a lot in common so I decided to use this pig hunting experience to teach a financial truth. Enjoy! Please Rate and Review The Show HERE

Are you enjoying your marriage to the IRS? Did you know you can divorce the IRS and choose not to pay taxes on IRA/401k Income in the future? For those who think taxes may go up this episode explores the option of converting your existing Qualified Plan money (401ks, IRAs, TSPs, 403bs, 457s, etc.) to Roth IRA where you pay off the IRS so you never owe taxes on this money again....no matter how hig...

Taking money from IRAs and 401ks may allow the IRS to charge taxes on your Social Security Income. In this episode I'll do a brief explanation of the problem we call The Tax Torpedo. Please Rate and Review The Show HERE

Most people should not be using 401ks and IRAs to save for retirement. So what should you be doing? Should you use pretax money and invest in 401ks and IRAs or after tax money and use Roth IRAs and Cash Value Life Insurance? It's actually a very simple matter of just answering two simple questions I call "The Litmus Test". Listen and and find out which way you should be saving for retirement. Plea...