Remnant Finance - Infinite Banking (IBC) and Capital Control

You might not realize it, but you’re playing financial chess against three powerful opponents: financial institutions, the government, and corporations. These entities strive to keep your money as long as possible while returning as little as they can. Until you step away from “Conventional Financial Planning” you’ll never be guaranteed to win. Financial Stockholm Syndrome is what happens when peo...

Your policy design affects how fast your cash grows and the degree of early capital accessibility. In the first of a recurring ‘Under the Hood’ series, Hans and Brian dive into the often misunderstood concept of Policy Design—the structure and components that make up your whole life insurance policy. While many people view insurance premiums as just an expense,  it is more accurate to think of pre...

Is whole life insurance really a scam? In this episode, Brian and Hans read through and discuss an actual conversation they had and explore the often-repeated challenges to whole life and the infinite banking concept (IBC). While many financial gurus dismiss whole life insurance, there's more to the story than meets the eye. Whole life insurance is a powerful savings vehicle, not just an insurance...

What exactly is your Economic Life Value and why does it matter? In this episode, Hans Toohey and Brian Moody delve into the often overlooked concept of Economic Life Value—your potential financial contribution over the course of your working life. While your intrinsic worth as a person is immeasurable, there is a tangible monetary value to your ability to earn, which can be insured. This value, k...

Whole life insurance can transform your financial strategy beyond just death benefits. Brian Moody and Hans Toohey discuss the versatility of whole life insurance as more than just a safety net after death. Whole life insurance policies provide control and flexibility under a unilateral contract. It’s important to choose reputable companies, particularly mutual companies that share profits with po...

Is whole life insurance a valuable financial tool or just an expensive mistake? On this episode, Hans Toohey and Brian Moody tackle the most common myths about whole life insurance.  They address the misconception that life insurance is only beneficial after death, explaining how whole life insurance, unlike term insurance, offers ongoing advantages through both death benefits and living benefits....

The Infinite Banking Concept allows people to utilize capital for security and growth without diminishing principal. This is essential for managing financial life cycles effectively, as it addresses America's critically low savings rate despite being the highest income earner globally. In this episode, Brian and Hans discuss the fundamental problem of financing everything we purchase and how I...

Remnant Finance aims to revolutionize how you think about money. What’s Infinite Banking? It’s a financial movement about taking control of your future and creating a system that preserves and grows your wealth across generations.  Your hosts, Brian Moody and Hans Toohey, veteran pilots and authorized practitioners from the Nelson Nash Institute, will walk you through the nuts and bolts of Infinit...