Remnant Finance - Infinite Banking (IBC) and Capital Control

The AI revolution isn't just another technological shift—it's a fundamental disruption that will permanently alter the relationship between capital and labor. In this episode, Hans and Brian explore how artificial intelligence is accelerating at an unprecedented pace, threatening traditional employment while creating massive opportunities for those who are prepared. Drawing insights from J...

Policy loans are one of the most powerful tools in infinite banking, but they're not free money. In this episode, Hans and Brian dive deep into the strategic considerations around when to use policy loans, when to avoid them, and how to think through these decisions holistically. From philosophical approaches to practical examples, they explore the spectrum of policy loan usage in the infinite...

We in America have a massive savings problem, and while cash flow is crucial for banking, you can't flow money you don't have. The proliferation of misinformation on social media has created confusion about what infinite banking actually is versus the investment schemes being marketed under its name. In this episode, a real-world case study demonstrates how properly capitalizing an infinit...

The markets are moving like a rollercoaster, driven by tweets and geopolitical tensions that shift from World War III fears to peaceful resolutions within weeks. Headlines change faster than investment strategies can adapt, leaving many wondering whether anything has fundamentally changed or if it's all just noise. In this episode, Hans welcomes back Joe Withrow, founder of the Phoenician Leag...

The writing is on the wall: government spending isn't going down, and inflation isn't going away. In this episode, we dive deep into the harsh reality that even Elon Musk's DOGE couldn't meaningfully cut federal spending - and what that means for your financial future. If the richest man in the world with unlimited resources can't trim the budget, no one can. This isn't pol...

Military service members who stood against COVID mandates faced unprecedented retaliation, but the tide is turning. In this powerful episode, Mark Bashaw celebrates his presidential pardon from Donald Trump while interviewing Hans from Remnant Finance, a former Navy helicopter pilot whose 14-year career was derailed by refusing unlawful orders. Their conversation reveals how military persecution l...

Taxes don't have to be the financial death sentence most people accept them to be. In this episode, we welcome back Neil McSpadden from Tax Sherpa for his second appearance on the show. Neil shares his journey from owing the IRS $1.3 million to becoming a tax strategist who's helped save hundreds of millions in taxes across 50,000+ returns. The conversation covers everything from the lates...

When military leaders weaponize health protocols against service members who refuse to comply with unlawful orders, what happens to the oath to defend the Constitution? In this powerful episode, we're joined by Navy Commander Rob Green, author of "Defending the Constitution Behind Enemy Lines," who shares his experience of being systematically targeted and attacekd for refusing emergency use COVID...

Money amplifies who you are—so the real question isn't just what you'll leave your children, but who they'll become when they inherit it. In this deep conversation, Brian and Hans step away from pure financial strategy to explore something more fundamental: the difference between leaving your family money versus leaving them values, stories, and unbreakable family bonds. Their discussi...

Who do we actually owe our $36 trillion national debt to? What is the national debt? Why will it never be repaid? In this solo episode, Hans tackles this rarely asked but crucial question as he continues his "Know Your Enemies" series on understanding central banking. Hans explores the counterintuitive reality that the national debt isn't meant to be repaid - it's an accounting s...

What is the value of a dollar? In this episode of Remnant Finance, Hans and Brian explore the concept that not all dollars are created equal. They discuss how the value of your money changes dramatically depending on where it's stored, how it's invested, and what phase of life you're in. From emergency funds to retirement planning, they challenge conventional financial wisdom and expla...

“Most peoples’ understanding of life insurance comes from someone else’s misunderstanding” Bad inputs lead to bad outputs. For many people, bad input stems from Dave Ramsey. In this episode, we provide a thorough analysis of Dave Ramsey's erroneous claims about whole life insurance, addressing fundamental flaws in his understanding of the concept of cash value. The discussion centers on a rece...

Are you unconsciously spending on things that don't matter? In this episode, Brian and Hans tackle one of the most common questions they receive from clients: "How do I find money to fund my IBC policy premium?" Together, they explore practical strategies for identifying suboptimal capital in your economy and shifting how you think about premium payments entirely. Their candid conver...

When you look at historical volatility, when it starts to whiplash like this, it gets more and more severe—so the big question is, are you ready for that? In this episode, Hans and Brian talk with Scott Osborne about navigating market volatility and developing strategies to protect your assets during economic uncertainty. Scott shares insights on how to approach market fluctuations with discipline...

America stands at an economic precipice where the next few years will determine whether we face catastrophic collapse or unexpected revival. In this solo episode, we dive deep into the precarious state of America's economy and explore a potential path forward based on insights from Joe Withrow of the Phoenician League. The discussion examines the unprecedented economic situation facing the United...

What if ending the Federal Reserve created worse problems than the ones we're trying to solve? In this solo presentation, Hans explores the complex world of central banking, focusing on the Federal Reserve's role in the global economy. He examines monetary policy from their perspective to help listeners understand the actual mechanisms at work beyond the typical criticisms. The presentatio...

If you don't hear it from us, you're not going to just stumble across it - but what exactly is "it" when it comes to the truth about our financial system? In this episode of Remnant Finance, Hans dives into the mechanics of central banking, monetary systems, and the financial "rules of the game" that affect us all daily—yet remain largely hidden from view. This episode...

Amidst one of the sharpest short-term market downturns we've experienced since 2020, we need a strategy beyond simply market investments. In this insightful episode, we explore financial strategies with Scott Osborne, an independent financial advisor and founder of Patriot Wealth Planners. Scott brings his unique expertise from working with airline pilots and high-net-worth individuals, offering a...

What if the key to generational wealth was hidden in a 92-page book written over 25 years ago? In this episode of Remnant Finance, we dive deep into the fundamentals of the Infinite Banking Concept (IBC) by revisiting Nelson Nash's five core principles from his groundbreaking book "Becoming Your Own Banker." After exploring various financial topics in recent episodes, the conversatio...

$4.7 trillion of taxpayer money has vanished, and it's just the tip of the iceberg. In this eye-opening episode, Hans and Brian dive into the ongoing revelations about government waste and corruption being exposed through "DOGE" (Department of Government Efficiency) investigations. They meticulously dissect how government agencies have operated without accountability, spending trilli...

What if you could become your bank, take control of your capital flow, and redirect the 34.5% of income most Americans lose to financing costs back into your pocket? In this special episode, Scott Osborn sits down with Brian and Hans to discuss the infinite banking concept - a strategy that could transform your thoughts about money, savings, and building wealth. They bring unique perspectives as c...

What if the solution to America's health crisis is buried in the soil beneath our feet? In this episode of Remnant Finance, Hans and Brian are joined by Kevin Muno, first-generation rancher and founder of Perennial Pastures Ranch. Kevin shares his remarkable journey from college baseball player to regenerative agriculture advocate, explaining the principles behind soil health and discussing th...

Is the Fed the enemy, or are we witnessing a hidden power struggle between global interests and national sovereignty? Perhaps both are true. In this deep-diving episode, Brian and Hans are joined by Joe Withrow, a veteran of corporate banking and founder of the Phoenician League. With over two decades of finance experience and three published books, Joe brings unique insights from his firsthand ex...

This week we are sharing an interview that Hans did on Scott Armstrong's Rebunked Podcast! In this episode of Rebunked, host Scott engages in a deep conversation with Hans from Remnant Finance. They explore Hans's transition from a military career to the financial sector, discussing the impact of COVID mandates on their lives. The conversation delves into the flaws of the traditional financial sys...

What happens when you start questioning everything you've been taught about your rights and the role of government in society? This thought-provoking episode explores fundamental questions about individual rights, government authority, and personal liberty through the lens of recent historical events. The conversation challenges conventional narratives and encourages listeners to question esta...