Reduce Debt Increase Wealth

Send us Fan Mail Mister Chuck helps a friend pay down and then pay off all their credit cards debt. How to get started, what to do every month and the important thing to stay focus on getting all the debt paid off. Article Links: https://www.creditcardinsider.com/learn/reducing-debt/ By Brendan Harkness Support the show Please support the show by subscribing, can cancel at any time. Thanks for the...

Send us Fan Mail Should you use a prepaid card, what are the fees and advantages. Prepaid cards better than a checking account with debt card.? Mister Chuck looks into these and other questions. Article Links: https://www.higherpurposefinance.com/advantages-and-disadvantages-of-having-a-debit-card/ By Kathy Ngo  https://www.thebalance.com/should-you-spend-with-debit-or-credit-cards-315480 BY JUSTI...

Send us Fan Mail Need to borrow money, not sure where to go, or how. Misterchuck explains what to do and consider before borrowing any money. Article Links: https://www.thebalance.com/borrow-money-without-going-broke-3964542 BY JUSTIN PRITCHARD https://www.discover.com/personal-loans/resources/learn-about-personal-loans/borrowing-money/ Support the show Please support the show by subscribing, can...

Send us Fan Mail Difference between Federal and Private Student loans. Who can get loan forgiveness though the Federal Government? What you need to do and can student loan be discharges through bankruptcy.  Article Links:  https://studentaid.gov/manage-loans/forgiveness-cancellation  https://www.investopedia.com/articles/younginvestors/09/private-or-federal-student-loans.asp By KATIE ADAMS 32 peop...

Send us Fan Mail Getting started in investing, when to start, how to get started. What you need to do and know before starting to invest in the market. It best to start early in life and it will pay the rewards. Article Links: https://www.arborinvestmentplanner.com/investing-principles-fundamental/ By Ken Faulkenberry https://www.schwab.com/investing-principles https://grow.acorns.com/melissa-jean...

Send us Fan Mail Get out of credit card debt, is it a sprint or marathon. Misterchuck describes his method of getting out of debt in detail.  1.What to do first 2.How to start 3.Stay focus and stay on track Article Links: https://www.creditcardinsider.com/learn/reducing-debt/ By Brendan Harkness https://www.nerdwallet.com/article/credit-cards/6-tricks-to-kick-credit-card-debt-quicker By Claire Tso...

Send us Fan Mail Thinking about getting started with the Fire Movement, here are extreme ways to cut your spending. The whole family must do all of these costs cutting to save maximum money. Article Links: https://www.accounting-degree.org/resources/extreme-ways-to-save-money/ Written by Accounting-Degree.org Staff https://thekrazycouponlady.com/tips/money/40-borderline-extreme-ways-to-save-seriou...

Send us Fan Mail What is the FIRE Movement and is it for you?  Should you try to retire early, then what will you do with no purpose in life. 1 What is Fire. 2 Should you try to achieve Fire. 3 Is this something that can be achieve for your lifestyle. 4 Why not to completely retire early.  Article Links: https://www.moneyunder30.com/the-fire-movement By Lance Cothern https://www.marketwatch.com/st...

Send us Fan Mail Working for a pay increase at work or start a side hustle which is best option. Mister Chuck look into both of and discuss the advantages of both. 1.Asking for Raise at Work? 2.Starting a Side Hustle  Article Links:  https://www.thebalancecareers.com/how-often-should-you-ask-for-a-raise-2062775 By ALISON DOYLE https://thecollegeinvestor.com/14608/make-money-fast-side-hustling/ By...

Send us Fan Mail Mister Chuck answers this question, also reviews different types of budgets.  1.Types of Budgets 2.Mister Chucks battle with budgets 3.Importance Article Links: https://www.thebalance.com/how-many-budgeting-techniques-can-you-choose-from-453627 BY PAULA PANT https://www.thebalance.com/reasons-to-budget-money-2385699 BY MIRIAM CALDWELL Quote: Opportunity is missed by most people be...

Send us Fan Mail Should You use cash or plastic to buy things like gasoline, groceries, meals when out and about. Mister Chuck will discuss this option, 1.Pay with Cash or Plastic 2.Review Envelope Budgeting method 3.Tips to protect from theft. Article Links:  Cash vs. credit cards: How either option can help you save money (acorns.com) By Shawn M. Carter How to Use the Envelope Budgeting Method W...

Send us Fan Mail Location and valuation how to pick a location and what is the value of the property. You need to be able to determine both of these before purchasing a home or rental.  1.Location 2.Determine Value Article Links: https://www.investopedia.com/financial-edge/0410/the-5-factors-of-a-good-location.aspx By Tara Struyk https://www.lendinghome.com/blog/property-valuation-for-real-estate-...

Send us Fan Mail Once you have the budget, and debt reduction plan in place it’s time to increase the emergency fund. Increase or getting one started is step one to financial freedom. Article Links: https://www.foolproofme.org/articles/332-strategies-for-saving-more , By Remark Sutton Countabout Disclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at n...

Send us Fan Mail Year two in doing this podcast Mister Chuck reviews what he has done in the first year. Then review everything that you need to do to achieve financial freedom. 1.Review first year podcasting experience 2.What is Financial Freedom 3.Keep it going Article Link: https://www.chicagotribune.com/business/ct-richest-people-in-the-world-20160121-story.html Countabout Disclaimer: This pos...

Send us Fan Mail Mister Chuck giving his debt reduction plan made simple. This is a simple plan to follow and to achieve your financial goals no matter how much you earn.  Articles Links: https://www.moneyunder30.com/no-more-budgets Written byDavid Weliver pdf-1020-make-budget-worksheet_form.pdf Countabout Disclaimer: This post contains affiliate links. If you make a purchase, I may receive a comm...

Send us Fan Mail Everything start with a plan, saving for retirement, reducing debt, buying a home. Without a plan nothing will get completed on time or in the correct order. Mister Chuck will explain. https://www.clevergirlfinance.com/blog/ten-steps-to-creating-a-solid-financial-plan/  https://www.wikihow.com/Write-a-Personal-Financial-Plan Countabout Disclaimer: This post contains affiliate link...

Send us Fan Mail Mister Chuck discuss how to break bad spending habits. Identity what you are doing that is creating more debt and how to break that spending. Article Links: https://www.loanme.com/blog/the-seven-worst-bad-spending-habits-and-how-to-break-them By Ricky Baizas https://www.everydollar.com/blog/create-better-spending-habits Countabout Disclaimer: This post contains affiliate links. If...

Send us Fan Mail Finish with Christmas debt saving tips. Pay yourself first reason why to do this, then how to achieve on a regular basis. Setting up budget is easy, consider the reverse budgeting is the way to get started paying yourself first.  ARTICLES LINKS: https://www.investopedia.com/ask/answers/12/pay-yourself.asp By AARON LEVITT https://www.nerdwallet.com/blog/finance/pay-yourself-first-r...

Send us Fan Mail How much did you spend for Christmas was place on a credit card? Do you expect to pay this off in one month or longer? Want to avoid this same problem next year now is the time to plan and solve this yearly problem. 1 How long does it take to pay off 2 How to pay off faster 3 Plan for next year  Article Links:   https://www.marketwatch.com/story/heres-how-long-it-will-take-america...

Send us Fan Mail Contabout 15-day free trial review the program. I had no problems learning and using this program. Easy to use! Easy to figure out! A great program for the starting price of $ 9.99 per year. Support the show Please support the show by subscribing, can cancel at any time. Thanks for the support. Subscription page:  https://www.buzzsprout.com/961804/support Contact: ReduceDebtIncrea...

Send us Fan Mail Mister Chuck goes over what to expect when buying your first home. What to do first when getting started.  From looking for a home, to making an offer to the closing.  1. Intro 2. Review the process of buying a home 3. Summary  Articles Links:   https://www.zillow.com/home-buying-guide/10-steps-to-buying-a-home/   https://www.discover.com/home-loans/articles/10-steps-to-buying-a-h...

Send us Fan Mail Mr. Chuck follows up on last episode with more information to help the new investors. Before getting started review why budget apps can help those with bad spending habits.  What are the different market segments an overview nothing to deep.   Articles Links:   https://awealthofcommonsense.com/2013/02/keep-investing-simple/ By Ben Carlson  https://awealthofcommonsense.com/2015/03/...

Send us Fan Mail Getting started can be a hard decision as you save the money and really do not want to lose any. You may know some basic investing such as stocks, bonds, CD’s, money markets but not sure what to do or how to get started.  Mister Chuck go over this to help you with investing where to start. Articles Links: https://www.annuity.org/financial-literacy/investing-for-beginners/ Support...

Send us Fan Mail Have you setup a budget using an app, but it still does not help you save more money. Mr. Chuck discuss why budgeting apps don’t work, then give you way to increase your savings.   1 Budgeting Apps not working 2 How to fix apps if that don’t work 3 Increase Savings 4 Overspending   Articles Links:   https://blog.qubemoney.com/5-reasons-budgeting-apps-dont-work/ By  Jennifer Caloni...

Send us Fan Mail What are the budgeting benefits and is it worth the time and effort to setup a budget? Below are some links to worksheets to help you get started with setting up a budget. Mr. Chuck discuss these benefits and expands on why budget can help reduce debt, or increase investments.  Article Links: https://moneyandmountains.com/benefits-of-budgeting/   by Kathryn Mancewicz https://thesa...