Red Sign Podcast

An investment fund is an entity formed to pool investor money and collectively purchase securities such as stocks, bonds, or real estate. Thus, a real estate investment fund is a combined source of capital used to make real estate investments. Real estate investment funds share some similarities with Real Estate Investment Trusts in that they're both pooled sources of capital used to invest in rea...

In the past, many people have believed that rising interest rates are a very bad thing for the real estate market. After all, who wants to pay more interest on the money they borrow to buy houses, right? However, this isn’t entirely true. As of April 21, 2022, t he average mortgage rate is at 5.15% This may be alarming as a sudden rise is observed in the past weeks. But, Mortgage historical data s...

If you have poor credit but still want to get a mortgage, adding a non-occupant co-signer to your loan can help you qualify for financing. But the decision to co-sign on a loan or add one to your mortgage isn’t one you should make without knowing all the facts. So what is a co-signer? A co-signer is someone who agrees to take on the financial responsibility of the primary borrower’s loan if they c...

Central Bank hosted a meeting where they invited Natalie Gochnour, who is an Associate Dean in the David Eccles School of Business and Director of the Kem C. Gardner Policy Institute at the University of Utah, to speak upon economic insights for Utah in 2022. Natalie also serves as the chief economist for the Salt Lake Chamber. In this episode our two hosts, Clay Winder & Hayden Hewlett, break...

Why does the current housing market feel like you are on a roller coaster ride in a fun house you might ask? Well currently there are 300,000 (ish) active listings in the US. For the market to be "balanced" we need around 1.5m. That's like walking into the grocery store and 80% of the shelves are empty. Interest rates will see 3 hikes in 2022. Roughly 1% of interest is equivalent to 10% of price w...

Whether you’re buying a home using a mortgage, refinancing your existing mortgage, or selling your home to anyone other than an all-cash buyer, a home appraisal is a key component of the transaction. If you’re a buyer, owner, or seller, you’ll want to understand how the appraisal process works and how an appraiser determines a home’s value. In this podcast episode we sit down with Jeff Pierson, wh...

In this week's episode we sit down with Tanner Jones. Tanner currently works at Arrive Homes and has been working in the real estate industry for several years. We asked Tanner to serve as a guest speaker as he recently just completed building his home on his own. In this episode he goes over his journey in building his dream home from the ground up and what the pros and cons were to building your...

A title company acts as the controller of the closing process and the provider of title insurance. Title companies help people finalize their mortgages and transfer property from seller to buyer. This week's special guest speaker, Bergundy Lowe, has been working as an Escrow Officer for several years at Real Advantage Title. Her vast experience within real estate has given her special insight on t...

Welcome to Season 2 of the Red Sign Podcast! This season we are going to focus on the real estate investing journey of different individuals. Our goal is to show you that no two paths are the same. We will also be interviewing industry experts to give you an inside scope on what's happening in our industry and future changes you should be aware of as an investor.  In this first episode with s...

In this episode we do a quick rewind on what 2021 has looked like for the Red Sign Podcast! We also give you a hint for what you can expect for Season 2 starting Wednesday, January 5th!

A jumbo loan is a mortgage used to finance properties that are too expensive for a conventional conforming loan. The maximum amount for a conforming loan is $647,200 in most counties, as determined by the Federal Housing Finance Agency (FHFA). Homes that exceed the local conforming loan limit require a jumbo loan. So what do you need to know about a Jumbo Loans? Listen to this episode for all the...

Short appraisals are more common because appraisers typically use a method of valuation called the sales comparison method. This strategy is based on using sales information from the last 6 months from comparable properties to give the subject property a fair market value. When home prices increase are moving dramatically every month instead of every year, this strategy is more susceptible to havi...

In this special podcast episode our hosts sit down with, Kurt Antonino, founder of Green Tech Construction. Green Tech uses the latest green building science and techniques when building their custom homes. They are one of the few Utah custom green home builders that possess the National Association of Home Builders (NAHB) Certified Green Professional designations. This designation recognizes buil...

Many experts stated that this years housing market shot way ahead of the economy, to a point that we saw an extremely hot market characterized by multiple offers, contingency waivers, buyer’s paying sellers closing cost, and of course RECORD HIGH PRICES. With all that being said 2021 has been a year for the record books, but what is in store for next year? The craziness brought upon by this year h...

If you are looking to invest in land then you do not want to miss this episode! We will take a deep dive with out new construction experts to teach you everything you need to about getting started!

In this special podcast episode we sit down with the founding members of the Utah Hazara Association. These refugees have served with both American soldiers and United Nation forces in Afghanistan and have recently relocated to Utah. Listen to their story as they explain their journey from Afghanistan to Utah in the pursuit of the American dream. There is still a lot of help needed! If you would b...

Are you looking to invest in real estate but do not know where to start? Well this podcast goes over the details of investing in Real Estate with little upfront capital. You are never too young to start building generational wealth. 

We get asked all the time about the pro's and con's of buying BYU Approved Housing . As most of you are aware Provo has an interesting investment market that is unique to the area. Having one of the largest schools in the state you would think the rental market would be easy to jump in and make money. Well, BYU actually has very strict regulations on what can be deemed "approved" housing and has p...

It is spooky season, you know what that means, time for us to break out all our haunted house stories. We have sold quite a few homes in our time but this story has to take the crown for the spookiest. In this particular story we go over the crazy things, Clay Winder, experienced when he purchased a very old house in Provo, UT. This 1940's home had some character and the things he found will make...

This is an episode for all our real estate investors. If you have a rental property (or two) you might be wondering how you can get the most out of it. Well when it comes to renting out your property you actually have several options! One being that you can rent it out "room by room". If you are looking to cash flow a little more each month this might be the option for you! In this episode our hos...

Are you interested in learning about Wholesale Real Estate Deals, well if so this is the episode for you! We will go over how to find wholesale deals, how to manage them, and why it could be beneficial for you! There are many different reasons for wholesale deals and we cover it all so you can be informed going into your next real estate transaction if this is the path for you!

When it comes to investing in real estate there are many different options or 'flavors' if you will that are available. There is simply not a clear defined 'best option', it truly comes down to who you are as an investor and what you want. So which flavor makes the most sense for you? We will go over an in-depth analysis of the variety of asset classes to help you figure out the best option for yo...

For all our young investors that are looking to self manage their rental properties this is the episode for you! Using a Property Management company can save you a lot of hassle but it does come with a cost! Typically those new to the real estate investing game will choose the self-managing route for the first few properties to try and save money where they can. In this episode we go over the most...

In this weeks episode we have a special guest host, Rusty Pollard. He currently runs a team that specializes in multifamily and commercial re-development and development projects across the nation. They place their passive investor's funds into solid, cash-flowing projects and provide exceptional ongoing asset management and operations. Rusty goes over his real estate investment journey in-depth a...

Vineyard, Utah is one of the fastest growing cities in Utah. Listen as local experts discuss the future plans for Vineyard. There are some pretty cool plans in the work and I recommend listening if you are a real estate investor. The demand for housing in Utah County has sky rocketed and Vineyard has some pretty cool solutions for high density, walkable city living.