Red Hot Real Estate

Shelly Farris joins host Mimi Schoneman to discuss a local housing market that seems to be in decline, but what do they think is going on? If you are browsing homes, Mimi and Shelly can tell you what to look for during the fall season. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info .

Refinancing is daunting to many people and there are many questions to consider. Mimi Schoneman and Phil Olson talk about market trends during election periods and rates over the years so if you're making a major change, you know when to do it. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info .

What are people actually mandated to disclose during home sales? Some of what sellers do and do not have to disclose to buyers may surprise you. Mimi Schoneman and Phil Olson discuss common misconceptions about disclosures. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info .

With temperatures dropping and winter on the horizon, Mimi Schoneman and Shelly Farris are prepared with a list of improvements you can make to your home in the next two to three months to make it ready for sale. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info .

Mimi Schoneman has the experience, connections, and familiarity with the home-buying process to give you the answers you might be searching for. Are you in the right place to start the process? See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info .

Mimi Schoneman and Shelley Farris provide guidance on purchasing a home. They address listeners' questions about first-time buyer benefits, loan origination fees, and how rental signs might affect your home's value. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info .

Income and employment factor heavily when applying for a home mortgage. Mimi and Phil discuss some of the common employment changes that pop up that have the possibility to impact what programs you can access and maybe even the final sale. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info .

Nobody wants to waste their time, or even worse their money! Mimi Schoneman and Phil Olson tell you about the major red flags to look out for if you want to buy or sell your property. Plus Phil gets a caller started finding a first home buyer assistance program. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info .

The price tag on a house is not necessarily how much buying that home would cost you. Many fees and hidden costs could be attached to a purchase, and some of those costs could be more than you're willing to pay. Mimi and Phil share some of the pitfalls they've helped clients avoid. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sel...

Mimi Schoneman and Phil Olson invite you to play Market Stump The Chump and test your knowledge of real estate and mortgage factoids. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info .

This time, Shelly Farris of Nations Lending has returned with a comprehensive list of assistance programs that could help get you out of the rental rut and into the home of your dreams. Shelly and Mimi clarify who can qualify for these programs and the aid they provide. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info .

Do you feel like you have spent too long in the rental rut, but not like you have enough to spare for a down payment? Then you might be shocked to learn about the myriad assistance programs and credit improvement opportunities that could place you in the home of your dreams. Whether short term or long term your goals can be attainable. See Privacy Policy at https://art19.com/privacy and California...

On this special Mother's Day edition of the Red Hot Real Estate Show Mimi and Phil invite callers to share their dream home additions and luxuries. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info .

Many people, especially here in the land of 10,000 lakes, dream of a waterfront or water-access property, but those dreams can become a reality. Whether it is here or in another place entirely there are options available that could be right for you. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info .

Mimi Schoneman and Phil Olson discuss renting vs owning, down payment assistance programs, and first generation homebuyers. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info .

Shelly Farris of Nations Lending is back to talk about spring market updates. With many properties for sale in the Twin Cities area, what are some you should be looking at? See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info .

Mimi Schoneman shares her best tips to make your home appeal to prospective buyers. Light, paint, decor, and even personal items can impact how people perceive your home, and if they want to make it theirs. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info .

Mimi Schoneman and Phil Olson continue their discussion of mortgages amidst divorce. Separations are a painful experience and houses are large assets, doing things the right way can save time and heartache. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info .

Divorce is a complicated process, and if one or both parties has their name on a property it can impact how easy that split becomes. What are the facts and fictions about a mortgage in a marriage? Mimi and Phil are here to help you figure out those unknowns of separation. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info...

Shelly Farris has returned to talk with Mimi Schoneman about using the equity of the home you own to transition into one that better suits your current life. These are things you need to know to take the effort, money, and lessons you have learned into a new purchase. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info .

Mimi Schoneman and Phil Olson discuss the impact of divorce on home ownership. If you are going through a major shift in your life there are options to salvage the effort and money you have invested in your home. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info .

Mimi Schoneman and Shelly Farris give a peak behind the curtain by bringing on Daniel Obenauf, Vice President of Underwriting at Nations Lending, to explain what an underwriter does and what it takes to get approved for a loan. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info .

Phil Olson is back with Mimi Schoneman to help you fall in love with a new home if you're not quite in the housing relationship of your dreams. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info .

With a new year come new changes, and occasionally unforeseen circumstances. Phil Olson of CrossCountry Mortgage shares a list of tips intended to keep your head above water. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info .

If you spent the holidays staring at the walls and craving a change then this might just be the perfect new year for a new house. Mimi Schoneman and Shelly Farris can help you get started. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info .