Rebank: Fintech Analysis

Welcome to the third instalment of our Founder Sessions series. Tom Blomfield is the Founder & CEO of Monzo, one of the UK's leading digital banks.  For Tom's full backstory, check out Rebank Episode 17 , when we first connected with him. For an update on Monzo, including recently hitting the million customer milestone, check out Episode 108 . Special thanks to everyone who responded to our reques...

David Vélez is the Founder and CEO of Nubank, the leading financial technology company in Latin America.   Nubank has 5 million credit card customers, 2.5 million bank account customers and has raised $420 million from investors including Sequoia, Tencent, Tiger Global, QED, Founders Fund and more. Nubank was recently named the 3rd most innovative company in Latin America by Fast Company.   Before...

Today, we're joined by Cristina Alba Ochoa and Valentina Kristensen, respectively CFO and Head of Communications of OakNorth, one of the UK's leading challenger banks.   We update on OakNorth's recent milestones, including some big fundraises at massive valuations, and discuss the current state of play in SME banking in the UK.   If you enjoy today's episode, please subscribe on  iTunes , or your ...

Today's subject is decision making. Why is it so hard for people to make good decisions around savings, investments and money in general?   We're joined by behavioral scientist Greg Davies, Head of Behavioral Finance at Oxford Risk, and Ella Rabener, co-founder and Chief Marketing Officer of Scalable Capital, to discuss.   Tweet at us @rebankpodcast or connect on  Facebook  or  LinkedIn  to join t...

Zeeshan Feroz is UK CEO of Coinbase, the world's leading consumer crypto company.    In this conversation, we discuss Coinbase's recent progress and future plans, the current state of the crypto industry and what the lasting impact of this wave of crypto innovation will be.   As always, connect with us on  Twitter ,  Facebook ,  LinkedIn  or on our website at  bankingthefuture.com .   Thank you ve...

Tom Blomfield  is the co-founder and CEO of  Monzo , one of Europe's leading digital banks.   For Tom's full backstory, check out  Rebank Episode 17 , when we first connected with him.   In today's conversation, we discuss  Monzo 's recent milestones, future plans and much more.   If you're a regular listener, please take two minutes to  rate and review Rebank on iTunes  or your go-to podcast plat...

Today, we have the honor of connecting with  Azeem Azhar , the brain behind the  Exponential View  newsletter and podcast.   How to describe Azeem... Thinker, writer, advisor, technologist and former founder. After studying Politics, Philosophy and Economics from Oxford, Azeem has pursued a career spanning journalism, venture investing, machine learning, natural language processing, entrepreneursh...

Scott Sage  is a Partner at  Crane , a Venture Capital fund focused on complex enterprise software, much of which incorporates AI.  Abhirukt Sapru  is the Chief Revenue Officer of  Tessian , an AI-powered email security company.  Tim Pullan  is the Founder and CEO of  ThoughtRiver , a legal tech company offloading contract work to artificial intelligence, and  Ed Challis  is the CEO and Co-Founder...

Michael  Kent  is the founder and CEO of  Azimo , a fast-growing money transmission business.   Michael first joined us a over a year ago, in  episode 34 , and it was fun to connect again.   As the founder of Azimo, and before that of  Small World FS , another money transmission business, Michael is extremely well placed to talk about the founder's journey.   In the second instalment of our Founde...

Martin Mignot  is a Partner at  Index Ventures , one of Europe's leading VC firms. Martin focuses  on  startups which operate in large markets (food, transportation, finance, healthcare) through the development of must-have products that get exponentially better with each additional user. He has worked with companies including  Bird  and  BlaBlaCar  and serves  on  the board of  Deliveroo ,  Revol...

This week, we're joined by  Harry Franks , Founder and Chief Commercial Officer of  Zego , an on-demand insurance platform founded by former Deliveroo employees. We're also joined by  Nigel Walsh , Partner at  Deloitte  and insurtech specialist. This is an interesting conversation about how changes in the way people live and work impact their requirements for traditional financial services. Lots t...

Hello and welcome to Rebank. I'm your host, Will Beeson.   Or should I say, I'm your guest, Will Beeson. Today's episode is different. The mic got turned on me this time to discuss CivilisedBank, the SME opportunity and the future of fintech more broadly.   The host is Carlos Espinal, Partner at Seedcamp, one of the most active seed funds in Europe. This conversation originally aired earlier this...

Today we're joined by  Lex Sokolin , head of  Autonomous Next , the disruptive technologies arm of research firm  Autonomous .    Topics of conversation today include Amazon vs Google vs Facebook for financial services disruption, the shortcomings of open banking and what the past few months in crypto tell us about what's next.    In the conversation, we make reference to the newsletter Lex writes...

This is part two of a two-part episode. We published part one on August 21st as Rebank episode 99.   We recently participated in an event with  PIMFA , the UK Personal Investment Management and Financial Advice Association, on the subject of Millennials and Financial Services, as part of a research project they're undertaking.   The research looks at how people in their 20s and early-30s think abo...

In today's episode, we catch up with  Marieke Flament , Chief Marketing Officer of  Circle , one of the most noteworthy crytpo companies.   Circle was the  first company to receive a BitLicense  from the State of New York and the  first virtual currency business to receive an e-money license  from the British government.   Circle has raised over over $246 million since 2013, including a  $50 milli...

Hello and welcome to Rebank. I'm your host, Will Beeson. This is part one of a two-part episode.   We recently participated in an event with  PIMFA , the UK Personal Investment Management and Financial Advice Association, on the subject of Millennials and Financial Services, as part of a research project they're undertaking.   The research looks at how people in their 20s and early-30s think about...

This week, we look at the massively important topic of fintech for small businesses. Joining us are  Edward Berks , Head of Fintech at  Xero , a cloud-based accounting platform,  Caroline Plumb , Founder and CEO of  Fluidly , a cash flow forecasting tool, and  James Haycock , Founder and Managing Director of  Adaptive Lab , now Idean, following their recent acquisition by  Capgemini .   These thre...

Today, we're launching Founder Sessions, a new series looking at the entrepreneurial process through the experiences of some of the most noteworthy fintech founders around the world. We've connected with a phenomenal selection of entrepreneurs over the years on Rebank, and we wanted to create a dedicated place to share their insights.   Each episode of Founder Sessions will take the form of a shor...

This week, we're joined by  Husayn Kassai , Founder and CEO of  Onfido , and  Christian Faes , Founder and CEO of  LendInvest . Onfido uses machine learning in customer authentication, validating users' identity documents and comparing them with facial biometrics. LendInvest is a property lending and investment platform which has originated over £1bn of loans since launch.   Both companies are reg...

This week, we're joined by Philippe Gelis and Steve Lemon . Philippe is the Co-Founder and CEO of Kantox , a B2B FX company. Steve is the Co-Founder and VP of Corporate Development at CurrencyCloud , a wholesale FX and payments provider. We discuss a wide range of topics in today's conversation, including Monzo's recently published financial results , Banking Circle's $300m sale to EQT , Airwallex...

Today we're joined by  Dan Hegarty , Founder and CEO of  Habito . Habito is a digital mortgage platform helping homebuyers makes sense of the more than 10,000 mortgage offers available in the UK. Habito is backed by some of the biggest names in venture capital including Mosaic, Ribbit and Atomico. As always, connect with us on  Twitter ,  Facebook ,  LinkedIn  or on our website at  bankingthefutur...

Aman Ghei  is a Principal at  Finch Capital , a Venture Capital firm with offices in London, Amsterdam and Singapore.    Nigel Verdon  is the Co-Founder and CEO of  Railsbank , a banking utility layer giving fintechs access to banking services in five lines of code.    Aman and Nigel are two extremely insightful guys.  We explore a range of subjects in today's conversation, including open banking,...

Today, we're joined by two excellent guests to discuss recent developments and new opportunities in emerging markets fintech.   Ameya Upadhyay is a Principal at Omidyar , an impact fund that has deployed over $1.3bn over the past 10 years. Asad Naqvi is Managing Director of Apis , a growth stage private equity fund focused on Emerging Markets. We originally connected with Ameya in Episode 39 in Ma...

Today we have an epic line up to discuss the ever evolving topic of Open Banking. Formally implemented as law in Europe in January as PSD2 in Europe and Open Banking in the UK, we're still in the very early days of what will be a transformational change in financial services. Joining us to discuss current developments in Open Banking and where we're headed from here are  Louise Beaumont , Co-Chair...

Today, we're thrilled to be joined by four entrepreneurs working with data to change the world.  Julian Ranger is the Chairman of digi.me, a platform that allows users to take back ownership of their data currently spread around the web and use it to their own benefit. Aneesh Verna is the Founder and CEO of Aire, a new breed of credit bureau improving access to credit. Charles Bradley and Hannah L...