Rebank: Fintech Analysis

Today, we're joined by Lex Sokolin to talk through a few recent events that are indicative of what's important in fintech right now. And boy, is there a lot to talk about. WhatsApp launches payments in Brazil and is unceremoniously shut down by the central bank a week later, MasterCard buys Finicity to protect itself against Visa's recent acquisition of Plaid, Checkout.com continues its largely si...

Andy Rachleff is the Co-Founder and CEO of Wealthfront, one of the world's leading investments and personal finance companies. Building around a core investments offering for young professionals, Wealthfront has added checking, savings and debit functionality plus automation, with the ultimate vision of delivering self-driving money, where personal finance is fully automated by software. Today, We...

Oliver Hughes is the CEO of Tinkoff Group, one of the world's most successful digital banking groups with over ten million customers. Tinkoff is publicly listed, which brings clarity to its operating model in a time when many noteworthy consumer digital banks are pursuing customer acquisition at the expense of profitability. Oliver has led Tinkoff through three financial crises, so brings experien...

We're joined by Lex Sokolin to talk through a few recent events that are indicative of what's important in fintech right now. Varo raised $241 million in preparation to start operating under its own banking license  later this year. Is a banking license an asset or a liability if you're a digital bank? Marqeta is reportedly now valued at $4.3 billion , as banking-as-a-service continues its mature....

Eric Poirier is the CEO of Addepar, a leading investment technology company with a ten-year track record serving institutional clients. With more than 400 institutional investor clients with approximately $2 trillion in assets on Addepar's platform, Eric has a fantastic view into how the smart money responded during the COVID crash and where funds are likely to flow during recession and recovery....

Today, we're joined by Max Friedrich and Lex Sokolin. Max is a fintech analyst a ARK Invest, a public markets investment manager focused on disruptive technologies including autonomous tech, robotics, fintech, genomics and next generation internet. Max recently published a report on digital wallets, including Venmo and Square's Cash App, which is available for download on ARK's website. I loved th...

Clay Wilkes is the founder and CEO of Galileo, one of the leading digital banking and payments platforms in North America. Galileo provides much of the technology that powers banking and payments for companies including Chime, Robinhood and Varo, plus the US operations of Monzo, N26, Revolut and many, many more. In April, SoFi, one of the absolute leading US fintechs and an increasingly full servi...

Today, we're joined by Lex Sokolin to talk through a few recent events that are indicative of the fintech world right now. Brex raised an additional $150 million at a slightly improved valuation vs. its last round just as Monzo is reportedly looking at a 40% down round. Why? Shopify launched bank accounts for its merchants and an Amazon competitor plus Klarna, just as it worked with Facebook to su...

Radboud Vlaar is the Founding Partner at Finch Capital, an early-stage venture capital firm and one of Europe's most active series A investors. Prior to starting Finch in 2013, Radboud was a Partner at McKinsey, where he worked for ten years. Finch recently published a fantastic report on fintech in a time of crisis, which forms the basis for our conversation today. The report is available at http...

Laurent Le Moal is the CEO of PayU, a leading emerging markets payments company. As CEO of PayU, Laurent has grown annual volumes to nearly $30 billion and overseen close to $1 billion in strategic investments in companies including Citrus Pay and Paysense in India, Iyzico in Turkey and Remitly in the US, where he is also a member of the board. As if that weren't enough, Laurent and PayU are found...

Ohad Samet is the Co-Founder and CEO of TrueAccord, a company using machine learning, behavioral economics and empathy to reimagine the debt collection process. TrueAccord is a fantastic example of fintech's most fundamental promise: using technology and a fresh perspective to create outcomes in financial services orders of magnitude better than traditional approaches, at a fraction of the cost. O...

Today, Rebank co-host Aman Ghei of Finch Capital is joined by Mike Laven. Mike is the CEO of CurrencyCloud, one of the leading FX and payments companies in Europe, powering some of the most successful financial institutions and consumer fintech unicorns. Mike has spent over 25 years in financial technology, with executive roles at a number of large venture backed firms. Mike joined CurrencyCloud i...

Today, we're joined by Lex Sokolin to discuss recent developments in digital money, including stablecoins, CBDCs and a new Facebook Libra proposal. A digital world needs digital money, and a few influential players are actively working to build it. China's BSN initiative and Facebook's Libra embody the East's public sector led approach to building and owning the internet of value, and the West's p...

Today, we're joined by Brett King, founder and Executive Chairman of Moven, one of the original digital banks, and Lex Sokolin, Global Head of Fintech at ConsenSys. Lex and I discussed Moven's recent announcement to shutter its B2C business on episode 170 of Rebank, and we're happy to have the opportunity to connect with Brett directly to discuss the decision in more detail. Of particular interest...

Today, Rebank co-host Aman Ghei of Finch Capital is joined by Silvi Wompa. Silvi is the head of portfolio underwriting at Swiss Re, one of the largest reinsurers in the world with over $30B in revenue. Over the past 18 years, Silvi has built an international executive career in insurance across Life & Pensions, Property & Casualty, Broking and the Lloyd's Market at companies like Hiscox, Old Mutua...

Today, we're joined by Lex Sokolin to discuss the ways in which COVID-19 is influencing consumer and business behavior and what changes are likely to be permanent. Digital is booming in areas where it hasn't before, both on the consumer and business sides. This genie will not be put back in the bottle. We are in the midst of a quantum leap forward in digital adoption. Fintechs that have long strug...

In this special episode, we're joined by Lex Sokolin for analysis of a few important recent fintech developments. Lex is the author of the Future of Finance newsletter, the CMO & Global Fintech Co-Head at ConsenSys and a genuinely next-level thinker. In this conversation, Lex and I examine the recent SoFi acquisition of Galileo, Moven's decision to close its B2C digital bank and what if any impact...

Today we're joined by Abhishek Gupta, Head of BBVA Open Platform, BBVA's banking-as-a-service offering. As most people listening this podcast know, BBVA is a leader in financial innovation among incumbent banks, having taken a very proactive approach to the role of technology in banking. The Open Platform is the productized, public facing version of BBVA's core banking infrastructure, offering ban...

The fintech industry has rapidly matured in recent years. Once a collection of aspirational early stage founders catering to tech early adopters, fintech companies are increasingly offering highly respected, professional grade solutions to mainstream consumers and businesses. Challenger banks, online lenders, payments companies and API connectivity layers once competed for fringe customers in a ha...

Today, we're thrilled to be joined by Adrian Nazari, founder and CEO of Credit Sesame. Credit Sesame is a free credit score monitoring and management service. Credit Sesame has 16 million registered users and has raised $120 million since its inception nearly ten years ago. In this conversation, Adrian and I discuss the company's new banking offering and how it fits into the core business. We also...

Today, we're thrilled to be joined by Hussein Kanji, a London-based venture capitalist. Hussein co-runs Hoxton Ventures, a firm he started in 2013. Hussein has invested in and/or served on the boards of some amazing companies, including Deliveroo, Babylon Health, DarkTrace, Behavox and many more. Prior to starting Hoxton, Hussein worked on product at Microsoft and then at Accel, one of the world's...

Today, Rebank co-host Aman Ghei of Finch Capital connects with Steve Toland, founder and CEO of TransFICC, an e-trading technology company providing solutions for fixed income and derivative markets. Steve has over 25 years experience working in the global capital markets. He was previously the Head of LMAX Interbank, led global sales for MarketFactory, and held the positions of Head of FX Sales f...

Victor Trokoudes is the founder and CEO of Plum, a personal financial assistant that sits atop your existing bank accounts and automates financial success. Plum is a leader in the personal finance management, or PFM, space, and Victor has interesting views on what the future of the segment will look like. For all of our past episodes, and to sign up to our newsletter, please visit bankingthefuture...

Magnus Larsson is the Founder and CEO of Majority, a digital bank for migrants in the US. As anyone who listens to this podcast knows, digital banks are making headlines all over the world. Some people are beginning to see the market as saturated, with seemingly dozens of offerings vying for consumer spending power. Early results suggest digital challengers are struggling to convert customers at s...

Today, Rebank co-host Aman Ghei of Finch Capital connects with Wayne Marc Godfrey , founder and CEO of Purely Capital , an entertainment finance platform. Wayne is a prolific film producer and financier, having raised over $300 million and produced over 125 films with over $1 billion in production spend. He recently closed a $150 million facility for Purely Capital from a leading institutional len...