REALTY UNIVERSAL® Radio

Reducing your mortgage due- bet you make regular monthly payments on your loan.... Own a home or property- do you pay by the due date? Do you pay extra towards the principal? If yes you get an A+- 80% of us do not. What if you could save almost 50% over the life of your loan? Is it worth it? You betcha!!!!!!!!

Looking to retire somewhere warm in the United States? Cost of living, taxes, convenience- some tips to think about.......

Moving- so exciting, preparing to move into your new place, from another place... we are all so busy. If your company is not moving you or the military who have moving down to a science, listen in to prepare, save time, money and most of all have peace of mind. Horror stories and easy ways to prevent them. Gayle Herskovitz is joining us today who has been in the same home for over 40 years, involv...

Aquaponics- whether you live in a house, or apartment you can grow your own food. The most simple definition is that it is the marriage of aquaculture (raising fish) and hydroponics (the soil-less growing of plants) that grows fish and plants together in one integrated system. The fish waste provides an organic food source for the growing plants and the plants ... Very interesting and you can set...

Real estate, buying and selling, the means to find a buyer or seller has been around for ions..... in the US, the National Association of Realtors started over 150 years ago.. in Baltimore, Md. Traditional full service has been around it seems forever. Now with the Internet models are popping up everywhere including sellers and buyers completely bypassing real estate agents/brokers., What are the...

Mindsets.... Investing, renting vs buying, saving, what is stopping you??? So many forms of investing, so many ways to do things.... are you moving  forward or getting stuck in your mindset? Plus plenty of goodies... Nathalie discusses options and speaks about how easily we get stuck and how to forge ahead...

Why you need a mentor? Nathalie shares about the importance and value of mentorship in real estate sales. Second half- What is OPUS and how it acts as a GPS for your dreams...

Listen in today as our guests Paul Schumann and Carole Hodges with years of experience weigh in on what is happening today in the real estate, insurance and financial industry. Paul Schumann has been an entrepreneur and business owner since he graduated from Long Beach State University with a degree in Chemistry. He successfully operated an auto repair shop, a jewelry store and a holistic health c...

Listen in today to learn about Ohio real estate, menu programs, investing and more!!! Our guest Joan Elflein, a real estate broker who owns Ohio Broker Direct continually sells over 100 million dollars in real estate year after year, fills us in on what it is like to live and invest in Ohio.

This show is a replay from May 2015, but very relevant and you can call in to listen as well. Iain Stewart talks about how you can buy and sell International Properties with very attractive financing tools.

Join Nathalie in the end of the year, looking forward to 2016 and changes.

Happy Holidays, Merry Christmas (Christian) , Happy Hanukkah (Jewish), Happy Kwanza (African American),  Ramadan (Muslim),Eid al-Fitr (Muslim) Saint Nicholas Day (Christian), Eid'ul-Adha (Muslim),  Fiesta of Our Lady of Guadalupe (Mexican), St. Lucia Day (Swedish), Three Kings Day/Epiphany (Christian), Boxing Day (Australian, Canadian, English, Irish), Omisoka (Japanese) Yule (Pagan), Saturnalia (...

Today we are discussing relationship tips, especially for the holiday season. We discuss real estate all year long in addition to our wonderful guests who are change agents for the world. This time of year is so special and also stressful for many so I am excited to bring on our guest today who has years in teaching people about relationships. She was the first facilitator for John Grey back start...

    For the 100th Birthday program, host and creator of the Sinatra program Guy Steele presents newly released recordings by Frank Sinatra, including a 1966 performance w/ the Count Basie Orchestra at the Sands Hotel; his 1961 concert in Sydney, Australia; and radio appearances from the 40's   About Sinatra: The Man and the Music Every week, host Guy Steele regales HPR listeners with the life and...

     Clive Swersky, Host and Producer of Alive with Clive- The TV Show Where Today's Top Singer- Songwriters Thrive! The show has been in existence since 2004, and in its current form since 2007. To date Clive has interviewed more than 270 singer-songwriters, all of whom are shown on the Web site for the show, at www.alivewithclive.tv   A student and practitioner of the Law of Attraction, Clive al...

Listen in as Nathalie answers some of the many questions that come in to us regarding our shows, the real estate industry and most of all planning, staying on course, all while life happens.... The only thing constant is change...how do we steer the ship.....how do we know we are on the right path...and tips to prepare for the New Year

Don't miss today's show. Real estate agents/brokers download at later date if you are not able to attend. Wes McKibbon, a seasoned veteran in the real estate industry for 30+ years as an FHA Underwriter, now entrepreneur in the real estate education sector owns The Home Buyer's Korner, a network of professionals on a social media platform consisting of real estate agents, brokers, mortgage lender'...

Listen in while Ed Naworol with Fidelity Bank Mortgage and Nathalie discuss tips and lessons on prospecting that still work as they did years ago....... even with the Internet

Buying your home to live in is different than buying an investment property. Call in and share your stories, advice, tips and listen in to hear tips as to why buying your home to live in is different than what you look for in an investment  property. Make your wish list and work backwards.

Osamu Murata who is 88 years old as of August 15, 2015 doesn't take medicine, walks miles daily joins us in a replay discussing his system to a long and healthy life. "Home is where the Heart Is" and our body is also home for us that we need to take  care of in order to enjoy our material home.

Have you ever been homeless, no where to go? No where to turn for shelter? Meet two people today who have dedicated years of their lives to help the homeless. We all need a place to call home. Charlie & Diana Lorenz, assistant Pastors at Word of Life church have dedicated years to helping thousands of people. Feedinghawaiitogether.org feeds many and homeless isn't what many think.

Reverse Mortgages have changed dramatically!!! Listen in to learn how they can benefit you and your loved ones. So much covered today in one hour. Steve Sless, our guest today is a pro at Reverse Mortgages, listen in, call in and ask questions. He is going in depth as to the benefits of a Reverse Mortgage in today's day and age. Simply not what they used to be....

Join us today with Laura Fournier, loan expert and well versed  in the why and how's of this new procedure going into effect in  the U.S. If you are an agent or broker, you are aware of these changes, listen in for invaluable  advice. Buyers and sellers, this will  definitely effect your planning.....

Leonard Loventhal with Honolulu Home Loans in Hawaii shares years of insights and brings us up to date on affordable loans in Hawaii.  Real estate is expensive,  but with the low rates and expert knowledge, you too can buy a property in Hawaii.  Honolulu HomeLoans (NMLS #314918) is Hawaii's largest locally owned mortgage banker, helping thousands of Hawaii families obtain their dream home or refin...

Listen in and take advantage of the buyer rebate program available throughout our network. Now is still a fantastic time to buy with low rates and learning how to search like an  investor. (replay)