Scott Frank

Real Personal Finance

Business EN ↓ 250 episodes

Your REAL personal finance questions answered by CERTIFIED FINANCIAL PLANNER™ professionals, Scott Frank and Nick Covyeau. With all of the misinformation and jargon in the financial industry, it's no wonder most people are confused about how to best manage their money. Scott and Nick are here to give clear answers to the important questions they hear most often. If you're ready to use your finances to create a more secure financial future, this show is for you.

Author

Scott Frank

Episodes

050 - How Coronavirus Will Impact Future Social Security Benefits 03.06.2020 22:17

Impact of Covid on Social Security - Wharton Article How will you fix Social Security? Social Security Reformer LET'S CONNECT! James Facebook LinkedIn Website Scott Facebook Twitter Website ENJOY THE SHOW? Don’t miss an episode, subscribe via iTunes, Sticher, Spotify, or Google Play. Leave us a review on iTunes. Have a money question you want us to answer? Submit one here

049 - How Much Do I Have? 27.05.2020 29:53

Balance Sheet Spreadsheet LET'S CONNECT! James Facebook LinkedIn Website Scott Facebook Twitter Website ENJOY THE SHOW? Don’t miss an episode, subscribe via iTunes, Sticher, Spotify, or Google Play. Leave us a review on iTunes. Have a money question you want us to answer? Submit one here

048 - What Financial Issues Do I Need to Know if I Lose My Job? 20.05.2020 27:59

What should I think about if I lose my job? Cash flow Health Insurance Assets & Debts Tax Planning Career Planning LET'S CONNECT! James Facebook LinkedIn Website Scott Facebook Twitter Website ENJOY THE SHOW? Don’t miss an episode, subscribe via iTunes, Sticher, Spotify, or Google Play. Leave us a review on iTunes. Have a money question you want us to answer? Submit one here

047 - Things You Didn't Know About Roth IRAs 13.05.2020 21:47

What is a Roth IRA? How can I contribute? Contributions available for withdrawal at any time 5 Year Rule From account opening Roth Conversions Beneficiaries Backdoor Roth Conversions No Required Minimum Distributions Spousal Roth IRAs Kid Roth IRAs LET'S CONNECT! James Facebook LinkedIn Website Scott Facebook Twitter Website ENJOY THE SHOW? Don’t miss an episode, subscribe via iTunes, Stic...

046 - 5 Steps to Take When the Market Tanks 06.05.2020 23:06

Rebalance your portfolio Resist the urge to panic sell Use tax laws in your favor Protect your cash flow and balance sheet Focus on the long term LET'S CONNECT! James Facebook LinkedIn Website Scott Facebook Twitter Website ENJOY THE SHOW? Don’t miss an episode, subscribe via iTunes, Sticher, Spotify, or Google Play. Leave us a review on iTunes. Have a money question you want us to answer? ...

045 - Should I Rebalance My Portfolio 29.04.2020 20:57

Should I rebalance my portfolio? Why rebalance? When should I rebalance? LET'S CONNECT! James Facebook LinkedIn Website Scott Facebook Twitter Website ENJOY THE SHOW? Don’t miss an episode, subscribe via iTunes, Sticher, Spotify, or Google Play. Leave us a review on iTunes. Have a money question you want us to answer? Submit one here

044 - Is Now a Good Time to Buy Stocks? 22.04.2020 19:35

Do you have cash on hand to weather the storm? What is the money for? Where should I put it? How quickly should you enter? LET'S CONNECT! James Facebook LinkedIn Website Scott Facebook Twitter Website ENJOY THE SHOW? Don’t miss an episode, subscribe via iTunes, Sticher, Spotify, or Google Play. Leave us a review on iTunes. Have a money question you want us to answer? Submit one here

043 - How to Align Your Money With Life 15.04.2020 20:01

Description Scott and James discuss how to align your money with life: Focus First on What is Most Essential to You Kinder's Three Questions LET'S CONNECT! James Facebook LinkedIn Website Scott Facebook Twitter Website ENJOY THE SHOW? Don’t miss an episode, subscribe via iTunes, Sticher, Spotify, or Google Play. Leave us a review on iTunes. Have a money question you want us to answer? S...

042 - College Savings Options When College Isn't Far Away 08.04.2020 20:23

041 - How the $2 Trillion CARES Act Will Impact You 31.03.2020 29:21

New York Time Article - A Hub for Help During the Coronavirus Crisis US Chamber of Commerce Guide & Checklist LET'S CONNECT! James Facebook LinkedIn Website Scott Facebook Twitter Website ENJOY THE SHOW? Don’t miss an episode, subscribe via iTunes, Stitcher, Spotify, or Google Play. Leave us a review on iTunes. Have a money question you want us to answer? Submit one here

040 - Financial (and other) Resources for those impacted by Cornavirus 25.03.2020 16:13

New York Time Article - A Hub for Help During the Coronavirus Crisis Mint Article - COVID Resources LET'S CONNECT! James Facebook LinkedIn Website Scott Facebook Twitter Website ENJOY THE SHOW? Don’t miss an episode, subscribe via iTunes, Stitcher, Spotify, or Google Play. Leave us a review on iTunes. Have a money question you want us to answer? Submit one here

039 - What Are The Best Retirement Plan Options for Small Businesses? 18.03.2020 28:51

On this week's episode: What are the best retirement options for small businesses? 401k Simple IRA SEP IRA Defined Benefit Plan Profit Sharing Traditional IRA LET'S CONNECT! James Facebook LinkedIn Website Scott Facebook Twitter Website ENJOY THE SHOW? Don’t miss an episode, subscribe via iTunes, Stitcher, Spotify, or Google Play. Leave us a review on iTunes. Have a money question you wa...

038 - Scary Markets - What Should I Do? 11.03.2020 20:05

On this week's episode: Scary Markets - What should I do? Feel the feelings Let's look at what is normal Review your plan LET'S CONNECT! James Facebook LinkedIn Website Scott Facebook Twitter Website ENJOY THE SHOW? Don’t miss an episode, subscribe via iTunes, Stitcher, Spotify, or Google Play. Leave us a review on iTunes. Have a money question you want us to answer? Submit one her...

037 - Should I Just Own the S&P 500 Index? 04.03.2020 23:34

On this week's episode: Should I Just Own the S&P 500 Index? What is the S&P 500? What is an index? What is the Russell 3000? What about International? What about Emerging Markets? Invest in S&P 500 only or Globally, who wins by decade? LET'S CONNECT! James Facebook LinkedIn Website Scott Facebook Twitter Website ENJOY THE SHOW? Don’t miss an episode, subscribe via iTunes, St...

036 - How to Navigate Mortgage Rates, Points, and Other Important Factors 26.02.2020 17:33

On this week's episode: A deeper dive on refinancing Where should you look to refinance? How can you go about it? What to look for: rate, points, and closing costs Know your breakeven for the refinance What type of loan is best for you? LET'S CONNECT! James Facebook LinkedIn Website Scott Facebook Twitter Website ENJOY THE SHOW? Don’t miss an episode, subscribe via iTunes, Stitcher, Spo...

035 - Should I Invest In Gold? 19.02.2020 24:00

On this week's episode: Should I Invest in Gold? A brief history of gold Commodity vs. Investment Inflation hedge? Portfolio Diversification LET'S CONNECT! James Facebook LinkedIn Website Scott Facebook Twitter Website ENJOY THE SHOW? Don’t miss an episode, subscribe via iTunes, Stitcher, Spotify, or Google Play. Leave us a review on iTunes. Have a money question you want us to answer? ...

034 - Do I Need Disability Insurance? 12.02.2020 26:53

On this week's episode: Do I Need Disability Insurance? Which is more likely death or disability? What are the most common types? What is disability insurance? Am I covered with Social Security Disability Insurance? Types of Disability Insurance (DI) Where can you get DI? Terms to know Benefit Period Elimination Period Coverage Amount Cost of insurance Taxation LET'S CONNECT! James Faceb...

033 - What Are the Most Important Things to Focus on in Personal Finance? 05.02.2020 18:31

On this week's episode: What can I really control in my financial life? What can't I control? What can I control? Savings Rate Mindful spending Asset Allocation Asset Location Investing in my career Creating a financial plan Having the proper insurance Optimizing cash flow and taxes Having an estate plan in place Treating planning as a process, not a thing LET'S CONNECT! James Faceb...

032 - How Will the SECURE Act Impact You? 29.01.2020 27:56

On this week's episode: What changed with SECURE Act? Required Minimum Distributions (RMD) Pushed to age 72 IRA Contributions No longer an age limit Non-spouse Inherited IRAs Small Business Retirement Plans Other provisions Beware of annuities in 401(k)s! College Changes Super Geeky Detail if you want more! Thank you Jeff Levine LET'S CONNECT! James Facebook LinkedIn Website Scott Face...

031 - Should I Leave My Financial Advisor for Vanguard? 22.01.2020 29:01

On this week's episode: Should I leave my financial advisor? What are your options? Balanced Mutual Fund Ex: Vanguard Welling Fund Admiral Shares Robo Advisors Vanguard Personal Advisor Services Betterment Traditional Financial Advisor Find an Advisor Vanguard's Advisor Alpha What we believe a great financial should do: The 4 C's Competence Coaching Continuity Convenience There is...

030 - Understanding Social Security and How to Maximize Benefits 15.01.2020 25:49

On this week's episode: How Social Security works Keys to maximizing Social Security What is the payback on Social Security? Should I delay Social Security or start as soon as possible? Other odds and ends LET'S CONNECT! James Facebook LinkedIn Website Scott Facebook Twitter Website ENJOY THE SHOW? Don’t miss an episode, subscribe via iTunes, Sticher, Spotify, or Google Play. Leave us a...

029 - How to Maintain a Good Credit Score and Why It Matters 08.01.2020 22:04

On this week's episode: What is a credit score? Where does it come from? What factors count toward my score? Where can I find my credit history? Annual Credit Report Where can I find my credit score? Credit Karma LET'S CONNECT! James Facebook LinkedIn Website Scott Facebook Twitter Website ENJOY THE SHOW? Don’t miss an episode, subscribe via iTunes, Sticher, Spotify, or Google Play. Leav...

028 - 5 Steps to Financial Success in 2020 01.01.2020 20:48

On this week's episode: Pay Yourself First Have Sufficient Liquidity Pay Off Bad Debts Own the right-sized home Invest in your Career Five Fundamentals Of Fiscal Fitness LET'S CONNECT! James Facebook LinkedIn Website Scott Facebook Twitter Website ENJOY THE SHOW? Don’t miss an episode, subscribe via iTunes, Sticher, Spotify, or Google Play. Leave us a review on iTunes. Have a money quest...

027 - When Do I Need Long-Term Care Insurance? 25.12.2019 24:37

On this week's episode: What is long-term care? How much does long term care cost? How do I pay for it? When should I consider Long-Term Care Insurance? Other considerations LET'S CONNECT! James Facebook LinkedIn Website Scott Facebook Twitter Website ENJOY THE SHOW? Don’t miss an episode, subscribe via iTunes, Sticher, Spotify, or Google Play. Leave us a review on iTunes. Have a money q...

026 - What To Do With Your Year-End Bonus 18.12.2019 15:13

Pay Off Debt Save For Retirement Save For a Large Purchase Spend It! Have a plan ahead of time LET'S CONNECT! James Facebook LinkedIn Website Scott Facebook Twitter Website ENJOY THE SHOW? Don’t miss an episode, subscribe via iTunes, Sticher, Spotify, or Google Play. Leave us a review on iTunes. Have a money question you want us to answer? Submit one here