Ready, Set, Retire!

Steve takes a deep dive into the topic of recession-proofing your retirement savings. With economic uncertainty looming, Steve discusses strategies for safeguarding your financial future. From discussing the potential of an impending recession to exploring the ways annuities can provide financial security, this episode provides expert advice for navigating these challenging times.  As Steve, a sea...

Steve delves into the concept of a "soft landing" and its implications for the economy. Discover why the chance of a soft landing is on the rise and how this affects jobs, incomes, and consumer habits. Steve emphasizes the importance of focusing on actionable steps to secure your financial future, regardless of economic fluctuations.  Remember, securing your retirement requires informed decisions...

Barbie's journey from a role model with 200 jobs to a reality check in the "real world" sparks comparisons to life's financial challenges. Discover how the movie mirrors the experiences of college graduates stepping into adulthood and individuals transitioning into retirement. Steve, the retirement income specialist, emphasizes the importance of safeguarding your financial future, just as Barbie p...

In this episode hear Steve discuss a crucial strategy for tax planning and financial growth: Roth IRA conversions. Steve takes a deep into the world of Roth IRAs and how they offer an ideal solution for tax planning. Discover the benefits of taking the tax hit on your contributions now and watching your gains grow tax-free. But what if you're told you make too much to contribute to a Roth?  Steve...

Steve discusses the importance of a mid-year financial check-up for retirement planning. The importance of having a solid income plan, especially for those nearing retirement or already retired. Drawing from his 35 years of experience, Steve explains how relying solely on market performance can be risky and lead to potential income shortages during retirement.  By focusing on creating a dependable...

Worried about running out of money in retirement? In this week’s episode, Cape Cod’s Retirement Income Specialist,Steve Anzuoni, shares how his bucket planning approach can help provide income for life! Then, with three decades of experience helping people just like you plan for retirement, hear what makes him different from other financial planners! Visit Fairway Financial TODAY and find out how...

There’s an old saying in the news business: “If it bleeds it leads.”  It’s because tragic and splashy headlines often get our attention.  In the financial world, market declines are the splashy headlines.  But a new study from a Fidelity analyst says, we get too wrapped up in the topic of market risk and we don’t focus enough on two of the other big risks of retirement: 1. Expensive health care ne...

Reliable monthly income is a big concern for retirees.  Yahoo Finance looked at the pros and cons of annuities in that role.  Two of the objections they site are:  1) Every annuity comes with high fees 2) No access to principle in an emergency   Can you speak to those points? Visit  Fairway Financial TODAY and find out how Steve can help YOU Replace Your Paycheck in Retirement!    See omnystudio.c...

The latest polls are showing Americans are not feeling good about the economy.  One survey (by CBS News/YouGov) found 64% of adults would rate the economy as “bad.”  Another poll (by F&G) shows 80% of Americans over age 50 are worried about the impact of inflation on their retirement, with many facing the prospect of having to keep working.  Concern about the economy can turn into anxiety about re...

Is the stock market trying to second-guess the Federal Reserve?  Analyst Stephanie Pomboy thinks it is.  What are you telling clients who say they wish they could just take a break from the market? You’ve told us many times about the benefits of annuities.  They offer a guaranteed stream of income in retirement.  But they can come with a lot of fine print.  Do you explain all that to clients?   Se...

The financial headlines have been talking about a recession for months. Market analyst Eddie Ghabour tells Fox Business we are already there. Hear Steve give his opinion and if he see's a significant market pull back this year and should people look for a more protective stance with their retirement money!    See omnystudio.com/listener for privacy information.

See omnystudio.com/listener for privacy information.

At what age do you think you’ll retire? Comedian Wanda Sykes says she probably never will retire!  I bet a lot of people can relate – they don’t want to retire and maybe are already thinking of future opportunities.  Do you work with clients like this? We’re seeing higher CD rates thanks to higher interest rates.  But annuities are also based on interest rates.  So, the higher the rate, the higher...

The failure of Silicon Valley Bank is becoming a textbook case of poor risk management.  It didn’t have enough ‘safe’ assets versus risky ones.  So, let’s apply that to our 401(k).  What’s considered a good safe asset?  Call Steve today for your market protection plan and 401K analysis!    See omnystudio.com/listener for privacy information.

Each month the financial brainiacs at Barron’s financial news gather for a roundtable discussion about the markets and economy.  Last month there was a lot of disagreement.  One said, “I see bubbles and champagne.”  Another said, “I see the need for Alka-Seltzer.” We know you have to sift through all that and more importantly, the opinions of your clients.  How do you find that “happy place” to sa...

If there is a recession, when will it hit? If someone is going to retire this year, would you tell them to wait or forget about the market and move forward? Then, the cost of Long-Term Care can be $10,000 or more a month!  No wonder so many say it’s one of the huge “gotcha” expenses in retirement.  And now, a dozen states are considering implementing a mandatory tax on people who don’t carry long-...

The Federal Reserve just raised interest rates.  And it will likely not be the last time - what does that mean for you, your money and your retirement? How concerned should be about the Fed? Hear Steve explain how he can help you grow and protect your income despite the Fed, record high inflation and big tax changes coming our way. We can't control inflation, the market or the Fed but you CAN cont...

We know that when you draw up a retirement plan, you certainly include Social Security in the income picture.  For those who are on the verge of taking it, what steps can they take to maximize their benefits? Then, annuities are insurance contracts that are designed to help protect you from outliving your retirement income.  And there are different types and products to choose from.  But the one o...

Wall Street is famous for saying, “The market always comes back.”  And it usually does.  The question is how long it will take?  Amid the ups and downs, hear how Steve can you help limit the losses and cut down on recovery time!  Call Steve today for your complimentary Portfolio Review!   See omnystudio.com/listener for privacy information.

The Social Security Administration has announced its cost-of-living adjustment (COLA) for 2023.  It’s 8.7% - the highest in 40 years.  Is that something you warn clients about? Then, there’s a guy in Brazil who can count all the companies he’s worked for on one finger.  Walter Orthmann is 100 years old and recently set a new world record for longest career at the same company – 84 years!  He has n...

Let’s pretend that time travel was possible.  What decade of your life would you choose to experience all over again?  A new survey of seniors found their number one answer was their 30s.  Many described that decade as their best and happiest.  So, what financial advice would you tell your younger self?    Call Steve today for that Comprehensive Retirement Plan, its never too late to start financi...

One of the biggest chains for breakfast in America is Waffle House (located in 25 states).  But what customers don’t realize is the cooks use an elaborate “marking system” that helps them get the order right.  So, they’re using something they see, but we don’t.  Isn’t that the same when it comes to a portfolio or 401(k)? When you review them, what do you often see that we don’t?  Then, he’s been t...

Sometimes a rocky economy is like a football game.  Market volatility, high inflation and the threat of recession can tackle even a good retirement plan and throw it for a huge loss.  So, is there a tool that can withstand these threats? Then, a recent survey (by GOBanking Rates) shows that many Americans are in desperate need of retirement information.  More than half wish they had more education...

A website called TheBalance.com warns that a big mistake too many married couples make is they think about their retirement future based on “my money, your money.”  But if they look at the picture jointly, their money may last longer.  What problems have you seen couples encounter?  Do you insist on involving both spouses in their retirement planning?  Call Steve today for your customized retireme...

What is an annuity? They provide a steady stream of guaranteed income in retirement.  Annuity advocate Sheryl Moore with WinkIntel.com recommends looking into annuities but be careful if you start to feel pressure. Hear Steve explain the different types of annuities, how to know if it's a fit for you and the red flags to avoid!  See omnystudio.com/listener for privacy information.