Ready, Set, Retire!

A surprising retirement trend is reshaping financial plans—and it’s happening faster than many expect. In this episode, Steve Anzuoni digs into why so many Americans are accelerating their retirement timelines and how shifting from “autopilot saving” to intentional planning can make all the difference. Steve shares real client stories, the power of organizing your financial...

What does a $102 million art heist have in common with your retirement plan? Both can be undone by a single, simple mistake. In this episode, Steve Anzuoni reveals the hidden pitfalls that threaten your financial future—from underestimating inflation and healthcare costs to the dangers of early withdrawals and credit card debt. Learn how to build a resilient income plan and avoid the traps t...

Are you unknowingly sabotaging your retirement with “spendophobia” or hidden Medicare costs? In this episode, Steve Anzuoni reveals the surprising traps retirees face, from the two-year Medicare premium lookback to the fear of spending hard-earned savings. Discover practical strategies like the “four buckets” approach, how to create your own pension, and why personalized ad...

Are your retirement plans built on optimism or reality? Dive into the surprising gap between when people expect to retire and when they actually do. Host Steve Anzuoni explores the real-world factors—health, family, finances, and routines—that can upend even the best-laid plans. Learn why flexibility and regular financial check-ins are crucial, and discover how assigning purpose to you...

Are you spending more to save more—and is it costing your retirement? This episode dives into “spaving,” the sneaky habit of overspending in the name of saving, and how it can quietly erode your nest egg. Host Steve Anzuoni unpack hidden fees, smart saving strategies, and the emotional side of retirement decisions. Plus, hear insights from rock legend Robin Zander of Cheap Trick...

Are you ready to turn your retirement savings into a reliable paycheck? Discover how everyday people—just like top athletes and savvy investors—strategically carve out guaranteed income for life. Host Steve Anzuoni shares real stories, expert tips, and actionable strategies for building your own “personal pension,” reducing risk, and making confident decisions as you approa...

What if your retirement income isn’t as secure as you think? Dive into the realities of Social Security, Cost of Living Adjustments or COLA, and the hidden pitfalls in retirement planning. Host Steve Anzuoni breaks down how to turn your savings into lasting income, avoid costly mistakes, and design a retirement plan that truly works for you. From guaranteed income strategies to the...

Ever wondered how a secret hotel sleeper or a Lego sculptor could boost your retirement income? This episode dives into creative side gigs, the financial realities of working in retirement, and the crucial planning steps to avoid costly mistakes. Discover how tax implications, Social Security, and annuities can impact your future—and why having a solid plan is the key to lasting financial co...

Are new retirement rules about to upend your 401(k) strategy? In this episode, Steve Anzuoni breaks down the latest changes to catch-up contributions, explains why paying yourself first is the key to financial freedom, and reveals his “buckets of money” approach for building multiple income streams in retirement. Discover how to turn your savings into guaranteed income, avoid common pi...

Ever wondered how a secret hotel sleeper or a Lego sculptor could boost your retirement income? This episode dives into unique side gigs, the financial realities of working in retirement, and the habits of the “stealthy wealthy.” Discover how planning, tax efficiency, and multiple income streams can shape your future—plus, learn the pitfalls of annuities and why working with an i...

Ever wondered if that “slam dunk” retirement strategy is really right for you? In this episode, Steve Anzuoni breaks down the complexities of Roth conversions, challenge the latest portfolio trends, and share real-life stories of retirement wins and pitfalls. Discover why personalized advice—and not DIY shortcuts—can make all the difference in your financial future. SCHEDUL...

Are you making the most of your cash in today’s shifting financial landscape? This episode dives into smart strategies for handling windfalls, avoiding hidden fees, and preparing emotionally for retirement. From the pitfalls of “safe” money to the realities of change, Steve Anzuoni shares practical advice and personal stories to help you retire with confidence—without falli...

Ever feel like life is speeding by and retirement is closer than you think? This episode of Ready, Set, Retire Podcast dives into the emotional and practical realities of planning for retirement, balancing living for today with preparing for tomorrow. Host Steve Anzuoni shares stories, expert advice, and actionable tips to help you organize your finances, prioritize what matters, and make confiden...

Are you more afraid of running out of money than spiders or snakes? This episode dives into the surprising fears that haunt retirees, from spending hard-earned savings to breaking outdated financial “rules.” Steve Anzuoni reveal why retirement is less about numbers and more about mindset, habits, and having a plan that fits your life—not someone else’s. SCHEDULE A MEETING O...

In this episode of the Ready, Set, Retire Podcast, Steve discusses the evolving landscape of retirement planning, focusing on annuities, micro retirements, and the importance of financial advice. He emphasizes the need for individuals to explore various retirement options, including sabbaticals and alternative living arrangements, while also addressing the misconceptions surrounding annuities. The...

In this episode of the Ready, Set, Retire Podcast, Steve discusses the realities of retirement savings, emphasizing that only a small percentage of retirees have saved over a million dollars. They explore the importance of managing debt, share real-life success stories of retirement planning, and address the future of Social Security, including its potential solvency issues. The conversation also...

In this episode of The Ready, Set, Retire Podcast, Steve discusses the current market volatility and the increasing odds of a recession. He emphasizes the importance of understanding economic indicators and personal finance strategies to navigate these uncertain times. The conversation also covers various income sources for retirement, including 401ks, social security, and annuities, highlighting...

On this episode of The Ready, Set, Retire Podcast, Steve Anzuoni discusses the critical implications of tax cuts, the complexities surrounding Social Security taxation, and the realities of 401(k) plans as a replacement for pensions. He emphasizes the importance of proactive financial planning, especially as tax season approaches, and offers insights into strategies like Roth conversions and incom...

Steve discusses the misconceptions surrounding annuities, drawing parallels between canned goods and financial products. He emphasizes the importance of understanding the benefits of annuities for retirement income planning and the need for independent financial advice. The conversation also touches on the cerebral approach to success exemplified by Tom Brady, the significance of building a financ...

 In this episode Steve discusses the impact of the new administration on financial planning, focusing on tax strategies, social security changes, and the importance of guaranteed income in retirement. He emphasizes the need for long-term planning amidst short-term uncertainties and explores various investment options, including annuities, to secure financial stability for retirees. SCHEDULE A...

Steve and Jessica discuss the critical aspects of retirement planning, emphasizing the importance of understanding personal financial needs and the necessity of having a clear plan. They explore how retirement is not just about financial security but also about finding purpose and fulfillment in this new phase of life. The conversation highlights the need for proactive planning and the value of se...

Steve discusses the relevance of annuities in today's financial landscape, particularly in light of fluctuating interest rates. He explains the different types of annuities, their benefits for guaranteed income, and the importance of considering them for financial security in retirement. The conversation also highlights outdated retirement strategies, emphasizing the need for modern approaches to...

In this episode of the Ready, Retire radio podcast, Steve discusses the implications of new leadership on financial planning, particularly focusing on tax changes, social security, and guaranteed income options for retirement. He emphasizes the importance of long-term planning amidst short-term uncertainties and explores various strategies to secure financial stability in retirement.  SCHEDUL...

 In this episode Steve discusses the importance of understanding annuities and guaranteed income, the concept of micro retirements, and the significance of financial planning for retirement. They explore how individuals can diversify their assets, drawing lessons from celebrities like John Legend, and provide insights into what to expect during a financial consultation. SCHEDULE A MEETING OR...

In this episode, Steve discusses the critical differences between tax filing and tax planning, emphasizing the importance of proactive financial strategies. They explore how recent political changes may affect financial decisions, stressing the need to focus on controllable factors. The conversation also delves into the often misunderstood world of annuities, explaining their types, benefits, and...