EYL Network

Rants & Gems Real Estate Podcast

Business EN ↓ 190 episodes

Rants and Gems Real Estate PodcastMatthew Garland better know as MG The Mortgage Guy has been in the mortgage business for over 20 years and has helped thousands of people buy real estate. Rants & Gems Show, will discuss everything in the Real Estate game. Whether it's Investing, News, Strategies, Education, Credit, Etc nothing is off limits.

Author

EYL Network

Category

Business

Podcast website

redcircle.com

Latest episode

Jan 9, 2026

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Episodes

Rants and Gems #123 New bill to stop wallstreet from buying single family homes. 12.12.2023

A bill introduced in the House and Senate would prevent hedge funds from owning single-family houses in the United States. To join MG Mortgage Academy click the link below https://mgmortgageacademy.com/ To learn more about my FHA Down payment assistance program click the link below https://mgthemortgageguy.as.me/schedule/85cc8d66/appointment/56004621/calendar/4050107?appointmentTypeIds%5B%5D=56004...

Rants and Gems #122 New FHA Down Payment Assistance Program 11.12.2023

To Schedule a discovery call click the link below https://mgthemortgageguy.as.me/schedule/85cc8d66/appointment/56004621/calendar/4050107?appointmentTypeIds%5B%5D=56004621 Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy

Rants and Gems #121 25 cities where prices are tumbling 07.12.2023

25 cities where prices are tumbling  Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy

Rants and Gems #120 How to scale your business with @EarnYourLeisure co founder @michaeljmacdonald 02.12.2023

How to scale your business with @EarnYourLeisure co founder @michaeljmacdonald Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy

Rants and Gems #119 FHA Announces 2024 Loan Limits 01.12.2023

he Federal Housing Administration (FHA) is announcing new loan limits for calendar year 2024 for its Single Family Title II forward and Home Equity Conversion Mortgage (HECM) insurance programs. Loan limits for most of the country will increase in the coming year due to continued strong home price appreciation over the past year. Click below to join the Academy today https://mgmortgageacademy.com/...

Rants and Gems #118 $766,550 is The New Conforming Loan Limit For 2024 01.12.2023

The Federal Housing Finance Agency (FHFA) has issued the conforming loan limit values that will apply to conventional loans to be acquired by us in 2024. Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy

Rants and Gems #117 President Joe Biden Unveils Plan To Increase US Homeownership 01.12.2023

White House Announces New Actions on Homeownership. President Biden proposed $16 billion for the Neighborhood Homes Tax Credit, which would result in more than 400,000 homes built or rehabilitated, creating a pathway for more families to buy a home and start building wealth. The President has also proposed a $10 billion down payment assistance program that would ensure first-time homebuyers whose...

Rants and Gems #116 FHA using ADU income to qualify 30.11.2023

In this live episode MG breaks down the recent changes with FHA using ADU rental income to help you qualify for a mortgage. Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy

Rants and Gems #115 VA Loan update 30.11.2023

o ensure these Veterans can stay in their homes, VA is taking two steps: We are calling on mortgage servicers to pause foreclosures of VA-guaranteed loans through May 31, 2024. During this pause we will work with servicers on workable home retention solutions for Veterans; and We are extending the COVID-19 Refund Modification program through May 31, 2024. This extension will allow Veterans to obta...

Rants and Gems #114 Tips for Entrepreneurs to pay yourself 29.11.2023

MG sits down with Christina Esposito Elite Senior District Manager for ADP to give you tips on how to streamline pay yourself and employees. To learn more and to set a call with Christina and her team click the link below https://info.adp.com/franchise?fid=MGWORKSHOP# Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy

RANTS AND GEMS #113 CARDI B PREFERS BIRKIN OVER REAL ESTATE 18.10.2023

MG Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy

Rants and Gems #112 59% of Recent Homebuyers Say Purchasing a House Is More Stressful Than Dating 13.10.2023

Baby Boomers were most likely to say the opposite, with nearly half saying dating is more stressful than homebuying. Divorce and finding a new job were the only two listed life events that a majority of respondents said are more stressful than purchasing a home. White respondents said buying a home is more stressful than getting into college, but Black respondents said the opposite. Join the mortg...

Rants and Gems #111 Fannie Mae changes down payment guideline 09.10.2023

On today's episode MG breaks down the updated Fannie Mae down payment requirements for 2-4 unit primary residence. This is a game changer for anyone looking to be a landlord. Click here to join the Mortgage Academy https://mgmortgageacademy.com/ Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy

Rants and Gems #110 Why hasn't the housing market crashed? 08.10.2023

In this episode MG breaks down why the housing market has not crashed in 2023. Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy

Rants And Gems #109 Mortgage Interest Rates Approaching 8% 04.10.2023

On today's episode MG talks about interest rates and live call from the audience Here's the link to join my mortgage academy  https://mgmortgageacademy.com/ Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy

Rants and Gems #108 Student Loan Repayment Begins October, Homeowners Property taxes increased 100% 22.09.2023

In this Episode MG talks about student loans repayment beginning on October 1st, how lenders will calculate those payments into your debt to income ratio and a live caller joins the show to discuss how his property taxes increased 100% and hurt his cash flow on his multi family. Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy

Rants and Gems #107 The End of Air BNB in New York 08.09.2023

In this episode MG discusses New York's regulation on air Bnb that started on September 5th 2023. Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy

Rants and Gems #106 Mortgage Denial Rates in the Mortgage Market 03.08.2023

In this episode MG breaks down the latest HMDA data (Home Mortgage Disclosure Act) in regards to mortgage declines. Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy

Rants and Gems #105 The TRUTH About Using A NACA Loan What You SHOULD Know 02.08.2023

In this episode Andre Haynes (@renaissance123) comes by the studio to discuss NACA loans with MG & Tukes. Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy

Rants and Gems #104 Don't chase money chase your purpose 28.07.2023

In this episode Mg has breaks down why you need to chase your purpose versus chasing money. Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy

Rants and Gems #103 Foreclosures Are Rising! 25.07.2023

In this episode MG breaks down the latest news about foreclosures to Tukes and our live YouTube audience. Subscribe to Rants and Gems on YouTube to watch the full conversation Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy

Rants and Gems #102 Is the Air Bnb Market Crashing? 21.07.2023

In this episode we discuss a viral post on how the Air Bnb market is crashing in certain cities. I give my insights on in and much more. Listen to the end lord of gems in this episode Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy

Rants and Gems #101 Caller builds a tiny container home & only makes $18 a hour 20.07.2023

In this episode MG & Tukes take live call in from the Rants and Gems youtube audience. Listen to the end there's a lot of gems in this episode Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy

Rants and Gems #101 Why Your Mortgage Payment Will Increase in 2023 19.07.2023

In this episode MG breaks down escrow account and why your mortgage payment will increase every year. Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy

Rants and Gems #100 How To Evict Squatters, Hard Money Loans, And Managing Construction Projects 18.07.2023

In this episode MG sits down with Nicole Purvy real estate investor based in Philly to discuss all things real estate. Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy

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