Joshua Sheats

Radical Personal Finance

Joshua J Sheats, MSFS, CFP, CLU, ChFC, CASL, CAP, RHU, REBC is a financial planner who teaches people how to live a rich life now while building a plan for financial freedom in 10 years or less. He mixes creative approaches to lifestyle design, deep-dive financial planning techniques, and hard-core business strategy to equip you with the knowledge and inspiration you need to build financial independence.

Author

Joshua Sheats

Category

Business

Podcast website

radicalpersonalfinance.com

Latest episode

Jul 3, 2026

Where to listen?

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Episodes

988: Friday Q&A: Critiques of Joshua's Recent Advice, Too Many Businesses, Too Little Time, Converting Term to Whole Life 05.01.2024

On today's Friday Q&A show we discuss: 1:31 Joshua's recent advice wasn't great...why? 22:45 I'm working like a maniac on a bazillion different businesses...how do I focus myself on what really matters? 1:02:16 Should I convert my term life insurance to whole life insurance? Enjoy! Joshua Join me in Panama in 2 weeks: https://expatmoney.com/radical   Join me on next week's Q&A: https://patreon.com...

987: Invest Your Money Into Founding a Great House To Change the World 04.01.2024

Come to Panama in 2 weeks with me!  https://expatmoney.com/radical   How to Found a Great House and Become a Prince  https://www.mythpilot.com/p/how-to-found-a-great-house  

986: New Year's Q&A: What Do I Do With a Bunch of Extra Money, Financial Planning for Single Guy, Maintain Privacy with New Business, etc. 01.01.2024

On today's Q&A podcast we discuss: 1:35 I'm saving way more money than I need to. What should I do instead? 13:06 I intend to stay single for life. What financial planning should I focus on to take care of myself? 29:13 I want to build an advice business and still maintain my privacy. How do I do that? 40:18 How do I set up a new partnership agreement in my medical practice? 53:08 My wife and I ar...

985: How to Save Up A Down Payment to Buy Your Own Home 27.12.2023

This audio was recorded as part of a recent Friday Q&A show, just before Christmas. There were two callers, but I made an error in my analysis in answering the first question, so I have excised that call from the show. But I think you'll enjoy this call dealing with how to save up money for a house. Joshua  

984: Friday Q&A: Internationalization for Europeans, Recording Audiobooks, Whole Life, Prenups, etc. 15.12.2023

On today's Friday Q&A we discuss: 1:35 Internationalization for Europeans 14:48 How to record audiobooks for your children 23:17 Should I buy a Whole Life Insurance policy? 53:11 Should I buy a business or start my own? 1:04:40 Is Joshua still worried about famine? 1:09:35 Should I learn two languages at the same time? 1:14:56 I got engaged recently and need to start working on a prenuptial agreem...

983: The American Dream Costs More Than The Average American Makes...Is the American Dream Dead? 13.12.2023

The "American Dream" costs far more than most people will earn over their lifetime The American Dream Now Costs $3.4 Million The College Payoff: Education, Occupations, Lifetime Earnings    

982: Friday Q&A: Learning Spanish, Financial Windfalls, Tax Preparers, Paperless Finances, Podcasts vs. Books, Effeminate Men at Church 08.12.2023

On today's Q&A show we discuss: 1:51 What are the first three resources I should use to learn spanish 12:32 How should I transfer my money into the USA? 16:32 What do I do with an unexpected windfall? 20:48 How do I find a good tax preparer for my real estate business? 30:45 Should I sell my old rental house tax free or keep it? 42:44 I want to become a financial minimalist. How do I streamline th...

981: 🇵🇦Panama Is a World-Class Destination for Your International Plans; Here's Why - Interview with Mikkel Thorup from Expat Money 27.11.2023

Today I interview Mikkel Thorup on the nation of Panama and some of the ways it can be useful for you and for me. Come join the Panama Investment Tour we are hosting in January!  https://expatmoney.com/radical  

"An Old-Fashioned Thanksgiving" by Louisa May Alcott 23.11.2023

Today, in celebration of the American holiday "Thanksgiving Day," I want to share with you a recording of short story written by Louisa May Alcott, called "An Old-Fashioned Thanksgiving." The audio file has no commentary—it's merely an unabridged reading of the story—and is suitable for you to share with your children as a worthwhile story to enjoy this time of year. But this story is filled with...

980: Why I Will Move Back to the USA (Probably) 22.11.2023

Huge Black Friday Sale going on right now! Join me in Panama for an outstanding internationalization event! https://expatmoney.com/radical   www. InternationalEscapePlan.com (my internationalization course) www. BitcoinPrivacyCourse.com (How to buy private Bitcoin) www. HackproofCourse.com (Protect your identity and personal information in 2024!)

979: Friday Q&A: Mental Models, Good Starter Estate Plan, AI, Barefoot Shoes, Prepare Food, Peter Zeihan, and more! 17.11.2023

On today's Friday Q&A we discuss: 1:30 What mental models can I use to decide among jobs? 26:01 How should I set up my estate plan for my children? 43:03 Is AI a dangerous weapon? 44:52 Joshua's barefoot shoes 47:30 How can I do healthy prepper food? 56:30 Why is Peter Zeihan wrong? 1:11:14 What is happening with pot consumption in the USA? 1:17:00 How do you get free of back pain? Enjoy! Joshua J...

978: Why I Left the USA, Part 4, For Me 16.11.2023

I've been releasing this series as part of my promotion for my forthcoming event in Panama. Come hang out with me and make your own International Plan!  https://expatmoney.com/radical   Or buy my course and just do it yourself: http://www.internationalescapeplan.com          

977: Why I Left the USA - Part 3, For My Children 13.11.2023

Come spend a week with me in Panama working on your international plan! https://expatmoney.com/radical   Or buy my course and just do it yourself: http://www.internationalescapeplan.com  

976: Why I Left the USA - Part 2, For Adventure 01.11.2023

http://expatmoney.com/radical   www. InternationalEscapePlan.com  

975: Completely Stranded in the Caribbean for 2 Years! 31.10.2023

Original story: https://x.com/intrepid_p/status/1718021366329565586?s=20   Sign up for my Panama Internationalization and Investment Event! https://expatmoney.com/radical  

974: Why I Left the USA - Part 1 30.10.2023

I've never shared publicly my own personal reasons for leaving the USA. In this podcast, I begin that process. This will help you to consider your own situation and your reasons for leaving or staying in your country. https://internationalescapeplan.com   https://expatmoney.com/radical  

973: Friday Q&A: Should I Become a US Citizen, Should I Invest My Money Into Treasuries, Switch Health Insurance, Preparing for In-Laws Moving In 14.10.2023

On today's Q&A show we discuss: 01:29 Should I become a US Citizen? 29:51 Should I invest into US Treasuries given today's high interest rates? 53:39 What books is Joshua currently reading? 55:21 Should I switch to a low-deductible health insurance plan? 57:56 What can I do to prepare for my in-laws to move in? To join me on next week's call, go to https://patreon.com/radicalpersonalfinance   Josh...

972: Most Important Steps to Plan for Aging Family Members 13.10.2023
971: Prepare When Times Are Good; Invest When Times Are Bad 09.10.2023

www. InternationalEscapePlan.com   www.expatmoney.com/radical  

970: Embrace Your Privilege 04.10.2023

Come to my event in Panama City in January!  https://expatmoney.com/radical

969: Friday Q&A: Resume Gaps, Speed Reading, High-Cost 403(b), New Job & Career 29.09.2023

On today's Friday Q&A we discuss: 01:19 Should I be worried about a gap on my resume from going back to college? 12:30 Should I learn to speed read? 34:25 What should I do with my super-expensive 403(b)? 43:12 How do I decide on a new job and career after quitting a bad one? Enjoy! Join me next week for the Q&A call: https://patreon.com/radicalpersonalfinance Come to my event in Panama! https://ex...

968: What the Young Man Should Know 28.09.2023

What the Young Man Should Know by Robert Littell, from the March 1933 issue of Harper's Magazine

967: Friday Q&A: Fix It Up or Sell It, Are CHSM Shares Tax-Deductible, Financial Discussions in Marriage, Math Academy, Ambleside Online 25.09.2023

On today's Q&A show we discuss: 01:30 How to decide to fix up or sell a house 14:36 Are Christian Healthcare Sharing Ministry share payments tax-deductible? 21:30 How should husbands and wives approach their financial discussions? 41:34 Does Joshua still love https://www. MathAcademy.com/ ? 01:13:00 Does Joshua still love https://www. AmblesideOnline.org/ ? Enjoy the show!  To gain access to the n...

966: You Must Build Texture and Variety into Your Future (and Children Will Help Enormously with This Task) 20.09.2023

Come to my event in Panama City in January!  https://expatmoney.com/radical  

965: Friday Q&A: Time in Business vs. Children, Consulting Offerings, 529 Accounts, Large Gifts, Etc. 15.09.2023

On today's Q&A show we discuss: 00:54 How do I wrestle with the tension between time in my business and time with my children? 29:57 How can I structure the offerings of my new consulting business? 39:57 How do I start a lifestyle business? 57:49 Miscellaneous questions on 529 accounts. 1:08:13 My uncle wants to give a gift to my children. How do I do that?

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